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Overview / Commentary
1111 N Lee Ave Ste 125
Oklahoma City, OK 73103

SSMOK Employees Federal Credit Union is headquartered in Oklahoma City and is the 54th largest credit union in the state of Oklahoma. It is also the 4,391st largest credit union in the nation. It was established in 1965 and as of December of 2017, it had grown to 2 employees and 1,191 members at 1 location. SSMOK Employees Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to employees of the U.S. government who work in the Oklahoma counties of Alfalfa, Dewey, Kiowa, Woods, Blaine, Ellis, Major, Woodward, Beckham, Greer, Roger Mills, Texas, Harmon, Caddo, Beaver, Cinnamon, Custer, Harper, Jackson, Tillman, or Washita and to employees of SSM Health Care.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. SSMOK Employees Federal Credit Union has a very low asset base.

Health Grade Components

NCUA #16755
Year Chartered1965
Primary Regulator
Profit Margin
Return on Assets - YTD-0.08%
Return on Equity - YTD-0.42%
Annual Interest Income$329.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$7.6MM$7.7MM
LoansQ4 2017vs Q4 2016$3.9MM$4.2MM
DepositsQ4 2017vs Q4 2016$6.2MM$6.3MM
Equity CapitalQ4 2017vs Q4 2016$1.4MM$1.4MM
Loan Loss AllowanceQ4 2017vs Q4 2016$12.00K$13.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$11.00K$33.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0

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SSMOK Employees Federal Credit Union Locations
Branch Office1111 N Lee Ave Ste 125Oklahoma City, OK 73103