Featured Savings Rates
Featured Accounts

St. James Parish Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.00%5-year CD60 Month Share Certificate
0.20%1-year CD12 Month Share Certificate
0.10%SavingsShare Savings

Overview / Commentary
513-385-5921
6195 Cheviot Rd
Cincinnati, OH 45247-6120

St. James Parish Credit Union is headquartered in Cincinnati and is the 228th largest credit union in the state of Ohio. It is also the 4,741st largest credit union in the nation. It was established in 1939 and as of September of 2016, it had grown to 1 employees and 983 members at 1 location. St. James Parish Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership in St. James Parish Credit Union is open to all registered members of St. James Parish in Cincinnati, Ohio and their family.
See current membership details

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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. St. James Parish Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #62624
Year Chartered1939
Employees1
Primary Regulator
Profit Margin
Return on Assets - YTD0.33%
Return on Equity - YTD2.18%
Annual Interest Income$160.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$5.9MM$6.2MM
LoansQ3 2016vs Q3 2015$3.1MM$3.1MM
DepositsQ3 2016vs Q3 2015$5.0MM$5.3MM
Equity CapitalQ3 2016vs Q3 2015$917.00K$893.00K
Loan Loss AllowanceQ3 2016vs Q3 2015$21.00K$31.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$9.00K$28.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

St. James Parish Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$10k*-Share Savings
OTHER TIERS: 0.05% $50 - $10k
0.10%*$10k*-PAW-KET Savers
OTHER TIERS: 0.05% $50 - $10k
0.10%*$5k*-IRA Share Savings
OTHER TIERS: 0.05% $50 - $5k
0.10%*$5k*-Education Savings
OTHER TIERS: 0.05% $50 - $5k

St. James Parish Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$1k-48 Month Share Certificate
1.00%$1k-60 Month Share Certificate
0.90%$1k-36 Month Share Certificate
0.60%$1k-24 Month Share Certificate
0.25%$1k-18 Month Share Certificate
0.20%$1k-12 Month Share Certificate
0.15%$1k-6 Month Share Certificate
0.15%$1k-9 Month Share Certificate

St. James Parish Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$1k-48 Month IRA Certificate
1.00%$1k-60 Month IRA Certificate
1.00%$1k-48 Month CESA
1.00%$1k-60 Month CESA
0.90%$1k-36 Month IRA Certificate
0.90%$1k-36 Month CESA
0.60%$1k-24 Month IRA Certificate
0.60%$1k-24 Month CESA
0.25%$1k-18 Month IRA Certificate
0.25%$1k-18 Month CESA
0.20%$1k-12 Month IRA Certificate
0.20%$1k-12 Month CESA
Locations


St. James Parish Credit Union Locations
Branch Office6195 Cheviot RdCincinnati, OH 45247-6120