Overview / Commentary
6195 Cheviot Rd
Cincinnati, OH 45247-6120

St. James Parish Credit Union is headquartered in Cincinnati and is the 213th largest credit union in the state of Ohio. It is also the 4,504th largest credit union in the nation. It was established in 1939 and as of September of 2018, it had grown to 1 employees and 926 members at 1 location. St. James Parish Credit Union has a B health rating.

Field of Membership Restrictions

Membership in St. James Parish Credit Union is open to all registered members of St. James Parish in Cincinnati, Ohio and their family.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. St. James Parish Credit Union has a very low asset base.

Health Grade Components

NCUA #62624
Year Chartered1939
Primary Regulator
Profit Margin
Return on Assets - YTD0.72%
Return on Equity - YTD4.31%
Annual Interest Income$174.00K
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$6.0MM$5.9MM
LoansQ3 2018vs Q3 2017$3.4MM$3.1MM
DepositsQ3 2018vs Q3 2017$5.0MM$4.9MM
Equity CapitalQ3 2018vs Q3 2017$989.00K$945.00K
Loan Loss AllowanceQ3 2018vs Q3 2017$22.00K$22.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$0$5.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0

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St. James Parish Credit Union Locations
Branch Office6195 Cheviot RdCincinnati, OH 45247-6120

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