St. Jean's Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.20% | 1-year CD | 12 Month CD Special - New Money 1.35% - Ally Bank High Yield 12-Month CD |
| 0.10% | Savings | Regular Savings 1.05% - Ally Bank Online Savings Account |
| 1.50% | 2-year CD | 2 Year CD |
St. Jean's Credit Union is headquartered in lynn and is the 37th largest credit union in the state of Massachusetts. It is also the 976th largest credit union in the nation. It was established in 1910 and as of December of 2016, it had grown to 36 employees and 18,430 members at 5 locations. St. Jean's Credit Union's CD rates are 33% higher than the national average, and it has an A health rating.
St Jeans Credit Union
This credit union is customer friendly I would recommend to anyone in their area to join. From the tellers all the way up to the CEO are professional but more importantly like a large family. I had been using another bank and had a problem with them loosing my Xmas club check. I had to repeat the situation to five different people and still no results. At the St Jeans CU if you have any issues it's one phone call.
Data as of Q4 2016
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67959 |
| Year Chartered | 1910 |
| Employees | 36 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.3% |
| Return on Equity - YTD | 2.91% |
| Annual Interest Income | $6.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2016vs Q4 2015 | $212.2MM$211.0MM |
| Loans | Q4 2016vs Q4 2015 | $164.2MM$145.8MM |
| Deposits | Q4 2016vs Q4 2015 | $186.7MM$184.1MM |
| Equity Capital | Q4 2016vs Q4 2015 | $21.7MM$21.4MM |
| Loan Loss Allowance | Q4 2016vs Q4 2015 | $708.00K$631.00K |
| Unbacked Noncurrent Loans | Q4 2016vs Q4 2015 | $869.00K$1.2MM |
| Real Estate Owned | Q4 2016vs Q4 2015 | $0$132.00K |
Always verify rates and promotions with the bank or credit union. We are not St. Jean's Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
St. Jean's Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $25 | - | Regular Savings | |
| 0.10% | - | - | Holiday Club Account | |
| 0.10% | - | - | Mortgage Escrow | |
| 0.10% | - | - | Vacation Club Account |
St. Jean's Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $100k* | - | Super M.M. | ||
| OTHER TIERS: 0.30% → $10k - $50k | 0.35% → $50k - $100k | |||||
| 0.40%* | $100k* | - | Busines M.M. | ||
| OTHER TIERS: 0.30% → $10k - $50k | 0.35% → $50k - $100k | |||||
| 0.15% | $2,500 | - | Money Market | ||
| 0.15% | - | - | M.M. IRA | ||
St. Jean's Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $400 | - | NOW Accounts |
St. Jean's Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.50%* | $75k* | - | 2 Year CD | ||
| OTHER TIERS: 1.40% → $500 - $50k | 1.45% → $50k - $75k | |||||
| 1.50%* | $75k* | - | 3 Year CD | ||
| OTHER TIERS: 1.40% → $500 - $50k | 1.45% → $50k - $75k | |||||
| 1.35%* | $75k* | - | 18 Month CD | ||
| OTHER TIERS: 1.25% → $500 - $50k | 1.30% → $50k - $75k | |||||
| 1.35% | $500 | - | 18 Month CD Special - New Money | ||
| 1.20%* | $75k* | - | 1 Year CD | ||
| OTHER TIERS: 1.10% → $500 - $50k | 1.15% → $50k - $75k | |||||
| 1.20%* | $75k* | - | 1 Year Simple Interest CD | ||
| OTHER TIERS: 1.10% → $500 - $50k | 1.15% → $50k - $75k | |||||
| 1.20% | $500 | - | 12 Month CD Special - New Money | ||
| 0.41%* | $75k* | - | 6 Month CD | ||
| OTHER TIERS: 0.30% → $500 - $50k | 0.36% → $50k - $75k | |||||
| 0.41%* | $75k* | - | 9 Month CD | ||
| OTHER TIERS: 0.30% → $500 - $50k | 0.36% → $50k - $75k | |||||
| 0.41%* | $75k* | - | 6 Month Simple Interest CD | ||
| OTHER TIERS: 0.30% → $500 - $50k | 0.36% → $50k - $75k | |||||
| 0.35%* | $75k* | - | 3 Month CD | ||
| OTHER TIERS: 0.25% → $500 - $50k | 0.30% → $50k - $75k | |||||
St. Jean's Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.51%* | $75k* | - | 3 Year IRA | ||
| OTHER TIERS: 1.40% → $500 - $50k | 1.44% → $50k - $75k | |||||
| 1.45%* | $75k* | - | 1.5 Year IRA | ||
| OTHER TIERS: 1.36% → $500 - $50k | 1.40% → $50k - $75k | |||||
| 1.30%* | $75k* | - | 1 Year IRA | ||
| OTHER TIERS: 1.20% → $500 - $50k | 1.25% → $50k - $75k | |||||
| St. Jean's Credit Union Locations | ||
|---|---|---|
| Branch Office | 370 highland ave | salem, MA 01970 |
| Branch Office | 250 maple st | lynn, MA 01904 |
| Branch Office | 184 shirley ave | revere, MA 02151 |
| Branch Office | 45 storey ave | newburyport, MA 01950 |
| Branch Office | 336 Lafayette St | Salem, MA 01970-5459 |