Overview / Commentary
250 Maple St
Lynn, MA 01904

St. Jean's Credit Union is headquartered in lynn and is the 35th largest credit union in the state of Massachusetts. It is also the 919th largest credit union in the nation. It was established in 1910 and as of September of 2018, it had grown to 46 employees and 18,872 members at 5 locations. St. Jean's Credit Union's CD rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

St. Jean's Credit Union is open to individuals who live or work in the Massachusetts counties of Essex, Middlesex, or Suffolk. (Membership requirements are not listed on the Credit Union's website.)
See current membership details

Related Posts

St. Jean's Credit Union (MA) Ups 25-Month CD Special APY - 8/29/2018

St. Jean's Credit Union (MA) has raised the rate on its 25-month CD Special to 3.00% APY. The minimum deposit is $500 of new money, and is capped at $250k.

Reviews (1)

St Jeans Credit Union

Posted by: Bubba2112 | Dec 16, 2012

This credit union is customer friendly I would recommend to anyone in their area to join. From the tellers all the way up to the CEO are professional but more importantly like a large family. I had been using another bank and had a problem with them loosing my Xmas club check. I had to repeat the situation to five different people and still no results. At the St Jeans CU if you have any issues it's one phone call.


Health Grade Components

NCUA #67959
Year Chartered1910
Primary Regulator
Profit Margin
Return on Assets - YTD0.49%
Return on Equity - YTD5.19%
Annual Interest Income$6.1MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$243.7MM$223.8MM
LoansQ3 2018vs Q3 2017$200.1MM$177.3MM
DepositsQ3 2018vs Q3 2017$200.1MM$194.5MM
Equity CapitalQ3 2018vs Q3 2017$23.0MM$21.8MM
Loan Loss AllowanceQ3 2018vs Q3 2017$746.00K$687.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$191.00K$901.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
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Always verify rates and promotions with the bank or credit union. We are not St. Jean's Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

St. Jean's Credit Union Savings Account Rates

0.10%$25-Regular Savings
0.10%--Holiday Club Account
0.10%--Mortgage Escrow
0.10%--Vacation Club Account

St. Jean's Credit Union Money Market Rates

0.60%*$100k*-Super M.M.
OTHER TIERS: 0.40% $10k - $50k | 0.50% $50k - $100k
0.60%*$100k*-Busines M.M.
OTHER TIERS: 0.40% $10k - $50k | 0.50% $50k - $100k
0.15%$2.5k-Money Market
0.15%--M.M. IRA

St. Jean's Credit Union Checking Account Rates

0.05%$400-NOW Accounts

St. Jean's Credit Union CD Rates

3.00%$500$250k25 Month CD Special (New Money Only)
2.45%$500$250k9 Month CD Special (New Money Only)
2.35%$500-3 Year CD
2.30%$500-2 Year CD
2.25%*$75k*-18 Month CD
OTHER TIERS: 2.15% $500 - $50k | 2.20% $50k - $75k
2.10%*$75k*-1 Year CD
OTHER TIERS: 2.00% $500 - $50k | 2.05% $50k - $75k
1.05%*$75k*-9 Month CD
OTHER TIERS: 0.95% $500 - $50k | 1.00% $50k - $75k
0.70%*$75k*-6 Month CD
OTHER TIERS: 0.60% $500 - $50k | 0.65% $50k - $75k
0.45%*$75k*-3 Month CD
OTHER TIERS: 0.35% $500 - $50k | 0.40% $50k - $75k

St. Jean's Credit Union IRA Rates

3.00%$500$250k25 Month IRA Special (New Money Only)
2.45%$500$250k1 Year IRA Special (New Money Only)
2.35%$500-3 Year IRA
2.30%$500-2 Year IRA
2.25%*$75k*-1.5 Year IRA
OTHER TIERS: 2.15% $500 - $50k | 2.20% $50k - $75k
2.10%*$75k*-1 Year IRA
OTHER TIERS: 2.00% $500 - $50k | 2.05% $50k - $75k

St. Jean's Credit Union Locations
Branch Office370 Highland AveSalem, MA 01970
Branch Office250 Maple StLynn, MA 01904
Branch Office184 Shirley AveRevere, MA 02151
Branch Office45 Storey AveNewburyport, MA 01950
Branch Office336 Lafayette StSalem, MA 01970-5459

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