St. Jean's Credit Union

Overview / Commentary

www.stjeanscu.com

781-592-5420

250 Maple St
Lynn, MA 01904

St. Jean's Credit Union is headquartered in lynn and is the 33^rd largest credit union in the state of Massachusetts. It is also the 924^th largest credit union in the nation. It was established in 1910 and as of June of 2022, it had grown to 51 employees and 19,324 members at 5 locations. St. Jean's Credit Union's money market rates are 2X the national average, and it has an A health rating.

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2019
2018

7/11 - St. Jean's Credit Union (MA) Offers 11-Month CD Special, EXPIRED

8/29 - St. Jean's Credit Union (MA) Ups 25-Month CD Special APY

Reviews (1)

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St Jeans Credit Union

Posted by: Bubba2112 | Dec 16, 2012

This credit union is customer friendly I would recommend to anyone in their area to join. From the tellers all the way up to the CEO are professional but more importantly like a large family. I had been using another bank and had a problem with them loosing my Xmas club check. I had to repeat the situation to five different people and still no results. At the St Jeans CU if you have any issues it's one phone call.

Comment

Health

Data as of Q2 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #	67959
Year Chartered	1910
Employees	51
Primary Regulator

Profit Margin
Return on Assets - YTD	0.38%
Return on Equity - YTD	4.89%
Annual Interest Income	$4.5MM

Assets and Liabilities
Assets	Q2 2022vs Q2 2021	$338.5MM$315.6MM
Loans	Q2 2022vs Q2 2021	$212.0MM$204.2MM
Deposits	Q2 2022vs Q2 2021	$290.2MM$264.0MM
Equity Capital	Q2 2022vs Q2 2021	$26.0MM$27.0MM
Loan Loss Allowance	Q2 2022vs Q2 2021	$814.00K$812.00K
Unbacked Noncurrent Loans	Q2 2022vs Q2 2021	$400.00K$464.00K
Real Estate Owned	Q2 2022vs Q2 2021	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not St. Jean's Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

St. Jean's Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%	$25	-	Regular Savings
0.05%	-	-	Holiday Club Account
0.05%	-	-	Mortgage Escrow
0.05%	-	-	Vacation Club Account

St. Jean's Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%^*	$100k^*	-	Super Money Market
OTHER TIERS: 0.65% → $10k - $50k \| 0.75% → $50k - $100k
1.00%^*	$100k^*	-	Business Money Market
OTHER TIERS: 0.65% → $10k - $50k \| 0.75% → $50k - $100k
0.10%	$2.5k	-	Money Market
0.10%	-	-	Money Market IRA

St. Jean's Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$400	-	NOW Accounts

St. Jean's Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.10%	$500	$250k	25 Month CD Special - New Money
3.00%	$500	-	3 Year CD
2.75%	$500	$250k	13 Month CD Special - New Money
2.15%^*	$75k^*	-	2 Year CD
OTHER TIERS: 2.05% → $500 - $50k \| 2.10% → $50k - $75k
2.00%^*	$75k^*	-	18 Month CD
OTHER TIERS: 1.90% → $500 - $50k \| 1.95% → $50k - $75k
1.85%^*	$75k^*	-	1 Year CD
OTHER TIERS: 1.75% → $500 - $50k \| 1.80% → $50k - $75k
1.20%^*	$75k^*	-	9 Month CD
OTHER TIERS: 1.10% → $500 - $50k \| 1.15% → $50k - $75k
1.05%^*	$75k^*	-	6 Month CD
OTHER TIERS: 0.95% → $500 - $50k \| 1.00% → $50k - $75k
1.00%^*	$75k^*	-	3 Month CD
OTHER TIERS: 0.90% → $500 - $50k \| 0.95% → $50k - $75k

St. Jean's Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.25%	$500	-	3 Year IRA
3.10%	$500	$250k	25 Month IRA Special - New Money
2.75%	$500	$250k	13 Month IRA Special - New Money
2.25%^*	$75k^*	-	2 Year IRA
OTHER TIERS: 2.15% → $500 - $50k \| 2.20% → $50k - $75k
2.10%^*	$75k^*	-	1.5 Year IRA
OTHER TIERS: 2.00% → $500 - $50k \| 2.05% → $50k - $75k
1.95%^*	$75k^*	-	1 Year IRA
OTHER TIERS: 1.85% → $500 - $50k \| 1.90% → $50k - $75k

Locations

St. Jean's Credit Union Locations
Branch Office	370 Highland Ave	Salem, MA 01970
Branch Office	250 Maple St	Lynn, MA 01904
Branch Office	171 Vfw Pkwy Ste 200	REVERE, MA 02151-2555
Branch Office	45 Storey Ave	Newburyport, MA 01950
Branch Office	336 Lafayette St	Salem, MA 01970-5459

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