St. Jean's Credit Union


Overview / Commentary
781-592-5420
250 Maple St
Lynn, MA 01904

St. Jean's Credit Union is headquartered in lynn and is the 33rd largest credit union in the state of Massachusetts. It is also the 909th largest credit union in the nation. It was established in 1910 and as of June of 2020, it had grown to 45 employees and 18,250 members at 5 locations. St. Jean's Credit Union's money market rates are 14% higher than the national average, and it has an A health rating.

Reviews (1)

St Jeans Credit Union

Posted by: |

This credit union is customer friendly I would recommend to anyone in their area to join. From the tellers all the way up to the CEO are professional but more importantly like a large family. I had been using another bank and had a problem with them loosing my Xmas club check. I had to repeat the situation to five different people and still no results. At the St Jeans CU if you have any issues it's one phone call.



Health

Health Grade Components

Overall
NCUA #67959
Year Chartered1910
Employees45
Primary Regulator
Profit Margin
Return on Assets - YTD0.18%
Return on Equity - YTD2.01%
Annual Interest Income$4.9MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$293.2MM$257.9MM
LoansQ2 2020vs Q2 2019$216.8MM$210.1MM
DepositsQ2 2020vs Q2 2019$244.3MM$213.8MM
Equity CapitalQ2 2020vs Q2 2019$25.9MM$24.1MM
Loan Loss AllowanceQ2 2020vs Q2 2019$837.00K$778.00K
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$342.00K$268.00K
Real Estate OwnedQ2 2020vs Q2 2019$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not St. Jean's Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

St. Jean's Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$25-Regular Savings
0.10%--Holiday Club Account
0.10%--Mortgage Escrow
0.10%--Vacation Club Account

St. Jean's Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$100k*-Super M.M.
OTHER TIERS: 0.30% $10k - $50k | 0.40% $50k - $100k
0.50%*$100k*-Busines M.M.
OTHER TIERS: 0.30% $10k - $50k | 0.40% $50k - $100k
0.15%$2.5k-Money Market
0.15%--M.M. IRA

St. Jean's Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$400-NOW Accounts

St. Jean's Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%$500-3 Year CD
0.75%$500-2 Year CD
0.65%*$75k*-1 Year CD
OTHER TIERS: 0.55% $500 - $50k | 0.60% $50k - $75k
0.65%$500-18 Month CD
0.45%$500-9 Month CD
0.30%*$75k*-3 Month CD
OTHER TIERS: 0.20% $500 - $50k | 0.25% $50k - $75k
0.30%*$75k*-6 Month CD
OTHER TIERS: 0.20% $500 - $50k | 0.25% $50k - $75k

St. Jean's Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%$500-3 Year IRA
0.75%$500-2 Year IRA
0.65%*$75k*-1 Year IRA
OTHER TIERS: 0.55% $500 - $50k | 0.60% $50k - $75k
0.65%$500-1.5 Year IRA
Locations


St. Jean's Credit Union Locations
Branch Office370 Highland AveSalem, MA 01970
Branch Office250 Maple StLynn, MA 01904
Branch Office171 Vfw Pkwy Ste 200REVERE, MA 02151-2555
Branch Office45 Storey AveNewburyport, MA 01950
Branch Office336 Lafayette StSalem, MA 01970-5459

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