St. Jean's Credit Union is headquartered in lynn and is the 33rd largest credit union in the state of Massachusetts. It is also the 948th largest credit union in the nation. It was established in 1910 and as of December of 2021, it had grown to 46 employees and 17,095 members at 5 locations. St. Jean's Credit Union has an A health rating.
This credit union is customer friendly I would recommend to anyone in their area to join. From the tellers all the way up to the CEO are professional but more importantly like a large family. I had been using another bank and had a problem with them loosing my Xmas club check. I had to repeat the situation to five different people and still no results. At the St Jeans CU if you have any issues it's one phone call.
Overall | |
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NCUA # | 67959 |
Year Chartered | 1910 |
Employees | 46 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.44% |
Return on Equity - YTD | 5.18% |
Annual Interest Income | $8.5MM |
Assets and Liabilities | ||
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Assets | Q4 2021vs Q4 2020 | $315.5MM$300.5MM |
Loans | Q4 2021vs Q4 2020 | $198.0MM$212.1MM |
Deposits | Q4 2021vs Q4 2020 | $268.2MM$246.6MM |
Equity Capital | Q4 2021vs Q4 2020 | $27.1MM$26.4MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $777.00K$844.00K |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $256.00K$513.00K |
Real Estate Owned | Q4 2021vs Q4 2020 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | $25 | - | Regular Savings | |
0.05% | - | - | Holiday Club Account | |
0.05% | - | - | Mortgage Escrow | |
0.05% | - | - | Vacation Club Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | $400 | - | NOW Accounts |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.90% | $500 | - | 3 Year IRA | |
0.80% | $500 | - | 2 Year IRA | |
0.70% | $500 | - | 1.5 Year IRA | |
0.65% | $500 | - | 1 Year IRA |
St. Jean's Credit Union Locations | ||
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Branch Office | 370 Highland Ave | Salem, MA 01970 |
Branch Office | 250 Maple St | Lynn, MA 01904 |
Branch Office | 171 Vfw Pkwy Ste 200 | REVERE, MA 02151-2555 |
Branch Office | 45 Storey Ave | Newburyport, MA 01950 |
Branch Office | 336 Lafayette St | Salem, MA 01970-5459 |