St. Jean's Credit Union

Overview / Commentary

www.stjeanscu.com

781-592-5420

250 Maple St
Lynn, MA 01904

St. Jean's Credit Union is headquartered in lynn and is the 34^th largest credit union in the state of Massachusetts. It is also the 916^th largest credit union in the nation. It was established in 1910 and as of March of 2019, it had grown to 46 employees and 19,046 members at 5 locations. St. Jean's Credit Union's CD rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

St. Jean's Credit Union is open to individuals who live or work in the Massachusetts counties of Essex, Middlesex, or Suffolk. (Membership requirements are not listed on the Credit Union's website.)
See current membership details

St. Jean's Credit Union (MA) Ups 25-Month CD Special APY - 8/29/2018

St. Jean's Credit Union (MA) has raised the rate on its 25-month CD Special to 3.00% APY. The minimum deposit is $500 of new money, and is capped at $250k.

Reviews (1)

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St Jeans Credit Union

Posted by: Bubba2112 | Dec 16, 2012

This credit union is customer friendly I would recommend to anyone in their area to join. From the tellers all the way up to the CEO are professional but more importantly like a large family. I had been using another bank and had a problem with them loosing my Xmas club check. I had to repeat the situation to five different people and still no results. At the St Jeans CU if you have any issues it's one phone call.

Comment

Health

Data as of Q1 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #	67959
Year Chartered	1910
Employees	46
Primary Regulator

Profit Margin
Return on Assets - YTD	0.63%
Return on Equity - YTD	6.67%
Annual Interest Income	$2.4MM

Assets and Liabilities
Assets	Q1 2019vs Q1 2018	$255.0MM$233.1MM
Loans	Q1 2019vs Q1 2018	$205.3MM$188.8MM
Deposits	Q1 2019vs Q1 2018	$211.9MM$198.4MM
Equity Capital	Q1 2019vs Q1 2018	$23.7MM$22.3MM
Loan Loss Allowance	Q1 2019vs Q1 2018	$744.00K$692.00K
Unbacked Noncurrent Loans	Q1 2019vs Q1 2018	$172.00K$146.00K
Real Estate Owned	Q1 2019vs Q1 2018	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not St. Jean's Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

St. Jean's Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	$25	-	Regular Savings
0.10%	-	-	Holiday Club Account
0.10%	-	-	Mortgage Escrow
0.10%	-	-	Vacation Club Account

St. Jean's Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.60%^*	$100k^*	-	Super M.M.
OTHER TIERS: 0.40% → $10k - $50k \| 0.50% → $50k - $100k
0.60%^*	$100k^*	-	Busines M.M.
OTHER TIERS: 0.40% → $10k - $50k \| 0.50% → $50k - $100k
0.15%	$2.5k	-	Money Market
0.15%	-	-	M.M. IRA

St. Jean's Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$400	-	NOW Accounts

St. Jean's Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.76%	$500	-	11 Month CD Special (New Money Only)
2.35%	$500	-	3 Year CD
2.30%	$500	-	2 Year CD
2.25%^*	$75k^*	-	18 Month CD
OTHER TIERS: 2.15% → $500 - $50k \| 2.20% → $50k - $75k
2.10%^*	$75k^*	-	1 Year CD
OTHER TIERS: 2.00% → $500 - $50k \| 2.05% → $50k - $75k
1.05%^*	$75k^*	-	9 Month CD
OTHER TIERS: 0.95% → $500 - $50k \| 1.00% → $50k - $75k
0.70%^*	$75k^*	-	6 Month CD
OTHER TIERS: 0.60% → $500 - $50k \| 0.65% → $50k - $75k
0.45%^*	$75k^*	-	3 Month CD
OTHER TIERS: 0.35% → $500 - $50k \| 0.40% → $50k - $75k

St. Jean's Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.76%	$500	-	11 Month IRA Special (New Money Only)
2.35%	$500	-	3 Year IRA
2.30%	$500	-	2 Year IRA
2.25%^*	$75k^*	-	1.5 Year IRA
OTHER TIERS: 2.15% → $500 - $50k \| 2.20% → $50k - $75k
2.10%^*	$75k^*	-	1 Year IRA
OTHER TIERS: 2.00% → $500 - $50k \| 2.05% → $50k - $75k

Locations

St. Jean's Credit Union Locations
Branch Office	370 Highland Ave	Salem, MA 01970
Branch Office	250 Maple St	Lynn, MA 01904
Branch Office	184 Shirley Ave	Revere, MA 02151
Branch Office	45 Storey Ave	Newburyport, MA 01950
Branch Office	336 Lafayette St	Salem, MA 01970-5459

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