St. Jean's Credit Union

Overview / Commentary
250 Maple St
Lynn, MA 01904

St. Jean's Credit Union is headquartered in lynn and is the 30th largest credit union in the state of Massachusetts. It is also the 888th largest credit union in the nation. It was established in 1910 and as of December of 2023, it had grown to 54 employees and 19,261 members at 6 locations. St. Jean's Credit Union's money market rates are 4X the national average, and it has an A health rating.

Reviews (1)

St Jeans Credit Union

Posted by: |

This credit union is customer friendly I would recommend to anyone in their area to join. From the tellers all the way up to the CEO are professional but more importantly like a large family. I had been using another bank and had a problem with them loosing my Xmas club check. I had to repeat the situation to five different people and still no results. At the St Jeans CU if you have any issues it's one phone call.


Health Grade Components

NCUA #67959
Year Chartered1910
Primary Regulator
Profit Margin
Return on Assets - YTD0.66%
Return on Equity - YTD8.13%
Annual Interest Income$14.8MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$367.1MM$334.3MM
LoansQ4 2023vs Q4 2022$243.2MM$220.2MM
DepositsQ4 2023vs Q4 2022$309.1MM$290.6MM
Equity CapitalQ4 2023vs Q4 2022$29.5MM$26.8MM
Loan Loss AllowanceQ4 2023vs Q4 2022$1.3MM$849K
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$340K$452K
Real Estate OwnedQ4 2023vs Q4 2022$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not St. Jean's Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

St. Jean's Credit Union Savings Account Rates

0.10%$25-Regular Savings
0.10%--Holiday Club Account
0.10%--Mortgage Escrow
0.10%--Vacation Club Account

St. Jean's Credit Union Money Market Rates

1.75%*$100k*-Super Money Market
OTHER TIERS: 1.25% $10k - $50k | 1.50% $50k - $100k
1.75%*$100k*-Business Money Market
OTHER TIERS: 1.25% $10k - $50k | 1.50% $50k - $100k
0.30%$2.5k-Money Market
0.30%--Money Market IRA

St. Jean's Credit Union Checking Account Rates

0.05%$400-NOW Accounts

St. Jean's Credit Union CD Rates

5.25%$500-11 Month CD Special - New Money
3.20%$500-3 Year CD
3.10%*$75k*-2 Year CD
OTHER TIERS: 3.00% $500 - $50k | 3.05% $50k - $75k
2.95%*$75k*-18 Month CD
OTHER TIERS: 2.85% $500 - $50k | 2.90% $50k - $75k
2.80%*$75k*-1 Year CD
OTHER TIERS: 2.70% $500 - $50k | 2.75% $50k - $75k
2.15%*$75k*-9 Month CD
OTHER TIERS: 2.05% $500 - $50k | 2.10% $50k - $75k
2.00%*$75k*-6 Month CD
OTHER TIERS: 1.90% $500 - $50k | 1.95% $50k - $75k
1.95%*$75k*-3 Month CD
OTHER TIERS: 1.85% $500 - $50k | 1.90% $50k - $75k

St. Jean's Credit Union IRA Rates

5.25%$500$250k13 Month IRA Special - New Money
3.45%$500-3 Year IRA
3.20%*$75k*-2 Year IRA
OTHER TIERS: 3.10% $500 - $50k | 3.15% $50k - $75k
3.05%*$75k*-1.5 Year IRA
OTHER TIERS: 2.95% $500 - $50k | 3.00% $50k - $75k
2.90%*$75k*-1 Year IRA
OTHER TIERS: 2.80% $500 - $50k | 2.85% $50k - $75k

St. Jean's Credit Union Locations
Branch Office370 Highland AveSalem, MA 01970
Branch Office250 Maple StLynn, MA 01904
Branch Office171 Vfw Pkwy Ste 200REVERE, MA 02151-2555
Branch Office45 Storey AveNewburyport, MA 01950
Branch Office336 Lafayette StSalem, MA 01970-5459
Branch Office101 School StRevere, MA 02151

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.