4.30% 6-Month CD at a Missouri Bank (St. Louis)

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Update: Rates have fallen. Please check the bank's website for the latest rates.

St. Louis Bank has just bumped up the rate on its short-term CD specials. The special CDs with terms from 6 to 12 months now have a yield of 4.30% APY (up from 4.05%). The longer term CDs continue to have the same yield as my last report (4.05% APY 18-month and 4.25% APY for 24 to 60 months). The minimum deposit is $10,000. These CDs are listed in the bank's rate table.

I had just posted on the 4.05% yields on the short terms on Friday. As this shows, the specials do change quickly, so make sure to verify the rates with the bank before visiting the branch. I've been reporting on this bank's special CDs since 2006 when they were offering CD rates well over 5%.

It appears a branch visit is required to open an account. St. Louis Bank's main location is in Town and Country, Missouri. The bank has been FDIC insured since 2005 (FDIC Certificate # 58018). It has a 3 star rating (adequate) at BauerFinancial based on 3/31/08 data.
Comments
Anonymous
Anonymous   |     |   Comment #1
You information is inaccurate on St. Louis Bank in Town & Country, Missouri. I contacted them and they have never had a 6/12 month CD rate of 4.XX%. Their current 6/12 month CD rate is 1.79%.
Banking Guy
Banking Guy (anonymous)   |     |   Comment #2
Please refer to the date of the post. The rate was accurate when it was posted last year. I've updated the post to note that rates have fallen.
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