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Overview / Commentary
211 21st Ave SW
Cedar Rapids, IA 52404

St. Ludmila S Credit Union is headquartered in Cedar Rapids and is the 96th largest credit union in the state of Iowa. It is also the 5,872nd largest credit union in the nation. It was established in 1962 and as of June of 2016, it had grown to 150 members at 1 location. St. Ludmila S Credit Union has a C health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. St. Ludmila S Credit Union has a very low asset base.

Health Grade Components

NCUA #65062
Year Chartered1962
Primary Regulator
Profit Margin
Return on Assets - YTD0%
Return on Equity - YTD0%
Annual Interest Income$5.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$383.00K$392.00K
LoansQ2 2016vs Q2 2015$253.00K$249.00K
DepositsQ2 2016vs Q2 2015$273.00K$284.00K
Equity CapitalQ2 2016vs Q2 2015$110.00K$108.00K
Loan Loss AllowanceQ2 2016vs Q2 2015$7.00K$7.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$16.00K$15.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0

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St. Ludmila S Credit Union Locations
Branch Office211 21st Ave SWCedar Rapids, IA 52404