I had established both a savings and checking account at St. Martin. Their in person customer service is exemplary. The clerks are knowledgeable and friendly, always able to deal with my questions and consistently friendly and professional. I was pleased that they offered accounts that did not require monthly fees or waived the fees as long as a modest balance was maintained. I was a little frustrated with their online presence as I attempted to change my address with them using their website but for some reason it did not take properly and ultimately required a visit to one of their branches to finally resolve properly. But, again, the in person response was efficient and did settle the issue directly. There were also a couple instances when making cash deposits via their ATM where the deposit was not properly accounted for. Thankfully, those were resolved with a simple phone call. Generally I would say that I was pleased with my experience there and can recommend them.
|FDIC Certificate #||12610|
|Return on Assets - YTD||2.35%|
|Return on Equity - YTD||23.53%|
|Annual Interest Income||$21.3MM|
|Assets and Liabilities|
|Assets||Q3 2017vs Q3 2016||$591.3MM$569.5MM|
|Loans||Q3 2017vs Q3 2016||$452.9MM$438.8MM|
|Deposits||Q3 2017vs Q3 2016||$505.5MM$481.4MM|
|Equity Capital||Q3 2017vs Q3 2016||$62.2MM$58.9MM|
|Loan Loss Allowance||Q3 2017vs Q3 2016||$6.0MM$5.9MM|
|Unbacked Noncurrent Loans||Q3 2017vs Q3 2016||$5.1MM$5.0MM|
|Real Estate Owned||Q3 2017vs Q3 2016||$281.00K$1.0MM|
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