Overview / Commentary
508-363-9339
123 Summer St
Worcester, MA 01608-1216

St. Vincent Hospital Credit Union is headquartered in Worcester and is the 113th largest credit union in the state of Massachusetts. It is also the 3,821st largest credit union in the nation. It was established in 1973 and as of June of 2018, it had grown to 2 employees and 1,687 members at 2 locations. St. Vincent Hospital Credit Union has a B health rating.

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. St. Vincent Hospital Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #67964
Year Chartered1973
Employees2
Primary Regulator
Profit Margin
Return on Assets - YTD0.09%
Return on Equity - YTD1.01%
Annual Interest Income$227.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$13.1MM$13.1MM
LoansQ2 2018vs Q2 2017$4.6MM$4.6MM
DepositsQ2 2018vs Q2 2017$11.9MM$11.8MM
Equity CapitalQ2 2018vs Q2 2017$1.2MM$1.2MM
Loan Loss AllowanceQ2 2018vs Q2 2017$35.00K$35.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$35.00K$12.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

St. Vincent Hospital Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$50k*-Savings
OTHER TIERS: 0.10% $25 - $20k | 0.20% $20k - $50k
0.10%--Vacation Club
0.10%--Holiday Club

St. Vincent Hospital Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$1k-24 Month CD
0.60%$1k-18 Month CD
0.50%$1k-12 Month CD
0.30%$1k-6 Month CD
Locations


St. Vincent Hospital Credit Union Locations
Branch Office123 Summer StWorcester, MA 01608-1216
Branch Office642 Chelmsford StLowell, MA 01851

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