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  2. Stamford Postal Employees Federal Credit Union

Stamford Postal Employees Federal Credit Union


Overview / Commentary
www.spefcu.com
203-964-1229
2001 W MAIN ST STE 165
STAMFORD, CT 06902

Stamford Postal Employees Federal Credit Union is headquartered in STAMFORD and is the 65th largest credit union in the state of Connecticut. It is also the 3,878th largest credit union in the nation. It was established in 1949 and as of December of 2017, it had grown to 3 employees and 2,231 members at 1 location. Stamford Postal Employees Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Must be an employee of the United States Postal Service in the Stamford/ Greenwich area, Electrolux Corporation, DHL Danzas Air & Ocean, Spartech Polycast, Greenwich Housing Authority or Connecticut Transit.
See current membership details

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Health
B+

Data as of Q4 2017

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Stamford Postal Employees Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #6341
Year Chartered1949
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD-0.15%
Return on Equity - YTD-0.56%
Annual Interest Income$378.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$12.7MM$12.0MM
LoansQ4 2017vs Q4 2016$3.0MM$3.2MM
DepositsQ4 2017vs Q4 2016$9.3MM$8.6MM
Equity CapitalQ4 2017vs Q4 2016$3.4MM$3.4MM
Loan Loss AllowanceQ4 2017vs Q4 2016$14.00K$3.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$93.00K$99.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
Rates
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Stamford Postal Employees Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Regular Share (Saving) Account
0.05%--Special Saving Account
0.05%--IRA Accumulator Account
0.05%--Vacation Club Account
0.05%--Holiday Club Account
Locations


Stamford Postal Employees Federal Credit Union Locations
Branch Office2001 W MAIN ST STE 165STAMFORD, CT 06902

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