Star USA Federal Credit Union is headquartered in Charleston and is the 6th largest credit union in the state of West Virginia. It is also the 1,418th largest credit union in the nation. It was established in 1936 and as of December of 2021, it had grown to 42 employees and 15,798 members at 5 locations. Star USA Federal Credit Union has a B+ health rating.
Star USA Federal Credit Union is open to anyone who lives, works, worships, or attends school in the West Virginia counties of Cabell, Fayette, Kanawha, Nicholas, Putnam, Raleigh or Wayne, or Lawrence County in Ohio. Employees and retirees of sponsor groups and their family members are also eligible to join.
See current membership details
Overall | |
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NCUA # | 911 |
Year Chartered | 1936 |
Employees | 42 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.64% |
Return on Equity - YTD | 6.86% |
Annual Interest Income | $6.0MM |
Assets and Liabilities | ||
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Assets | Q4 2021vs Q4 2020 | $161.6MM$153.1MM |
Loans | Q4 2021vs Q4 2020 | $105.4MM$116.6MM |
Deposits | Q4 2021vs Q4 2020 | $141.1MM$129.3MM |
Equity Capital | Q4 2021vs Q4 2020 | $15.0MM$14.4MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $392.00K$458.00K |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $1.4MM$835.00K |
Real Estate Owned | Q4 2021vs Q4 2020 | $889.00K$1.0MM |
Always verify rates and promotions with the bank or credit union. We are not Star USA Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.15%* | $50k* | - | Club Level Money Market | ||
OTHER TIERS: 0.10% → $5k - $50k | |||||
0.15%* | $100k* | - | Premium Money Market | ||
OTHER TIERS: 0.05% → Up to $25k | 0.10% → $25k - $100k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | - | - | Business Draft |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.35% | $1k | - | 5 Year CD | |
1.00% | $1k | - | 3 Year CD | |
0.73% | $1k | - | 2 Year CD | |
0.25% | $1k | - | 1 Year CD | |
0.15% | $1k | - | 6 Month CD | |
0.05% | $1k | - | 3 Month CD |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.40% | $2k | - | 5 Year IRA | |
1.10% | $2k | - | 3 Year IRA | |
0.80% | $2k | - | 2 Year IRA | |
0.50% | $2k | - | 1 Year IRA |
Star USA Federal Credit Union Locations | ||
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Branch Office | 5201 Webster Rd | Summersville, WV 26651-1987 |
Branch Office | 1 Cantley Dr | Charleston, WV 25314-1089 |
Branch Office | 3871 Robert C Byrd Dr | Beckley, WV 25801-2964 |
Branch Office | 3955 Teays Valley Rd | Hurricane, WV 25526-9604 |
Branch Office | 600 6th Ave | Saint Albans, WV 25177-2964 |