Star USA Federal Credit Union

Overview / Commentary
1 Cantley Dr
Charleston, WV 25314

Star USA Federal Credit Union is headquartered in Charleston and is the 6th largest credit union in the state of West Virginia. It is also the 1,374th largest credit union in the nation. It was established in 1936 and as of March of 2024, it had grown to 35 employees and 15,087 members at 6 locations. Star USA Federal Credit Union's CD rates are 4X the national average, and it has a C+ health rating.

Field of Membership Restrictions

Star USA Federal Credit Union is open to anyone who lives, works, worships, or attends school in the West Virginia counties of Cabell, Fayette, Kanawha, Nicholas, Putnam, Raleigh or Wayne, or Lawrence County in Ohio. Employees and retirees of sponsor groups and their family members are also eligible to join.
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Health Grade Components

NCUA #911
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD-0.16%
Return on Equity - YTD-2%
Annual Interest Income$1.8MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$172.5MM$175.6MM
LoansQ1 2024vs Q1 2023$116MM$114.7MM
DepositsQ1 2024vs Q1 2023$143.3MM$151.8MM
Equity CapitalQ1 2024vs Q1 2023$13.8MM$13.2MM
Loan Loss AllowanceQ1 2024vs Q1 2023$346K$216K
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$1.2MM$588K
Real Estate OwnedQ1 2024vs Q1 2023$637K$607K
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Always verify rates and promotions with the bank or credit union. We are not Star USA Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Star USA Federal Credit Union Savings Account Rates

1.15%*$50k*-Share Plus Balance
OTHER TIERS: 0.50% $2.5k - $50k
0.50%$10-Holiday Club
0.50%$10-Vacation Club
0.20%$0-Coverdell ESA
0.10%$1.5k-Super Shares
0.10%$0-IRA Share
0.10%$0-Health Savings Accounts

Star USA Federal Credit Union Money Market Rates

1.15%*$50k*-Club Level Money Market
OTHER TIERS: 0.50% $5k - $50k
1.05%*$100k*-Premium Money Market
OTHER TIERS: 0.30% $0 - $25k | 0.50% $25k - $100k

Star USA Federal Credit Union Checking Account Rates

0.05%$0-Business Draft

Star USA Federal Credit Union CD Rates

3.50%$50k-18 Month CD
3.30%$1k-1 Year CD
3.30%$1k-2 Year CD
3.10%$1k-3 Year CD
2.90%$1k-5 Year CD
2.70%$1k-6 Month CD
1.51%$1k-3 Month CD

Star USA Federal Credit Union IRA Rates

4.25%$2k-1 Year IRA
3.30%$2k-2 Year IRA
3.20%$2k-3 Year IRA
3.20%$2k-5 Year IRA

Star USA Federal Credit Union Locations
Branch Office5201 Webster RdSummersville, WV 26651-1987
Branch Office1 Cantley DrCharleston, WV 25314-1089
Branch Office3871 Robert C Byrd DrBeckley, WV 25801-2964
Branch Office3955 Teays Valley RdHurricane, WV 25526-9604
Branch Office600 6th AveSaint Albans, WV 25177-2964
Branch Office607 3rd AveHuntington, WV 25701-1308

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