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Overview / Commentary
903-667-2553
102 S.W. Runnels Street
De Kalb, TX 75559

State Bank (TX) is headquartered in De Kalb and is the 259th largest bank in the state of Texas. It is also the 3,125th largest bank in the nation. It was established in 1937 and as of September of 2016, it had grown to 45 employees at 4 locations. State Bank (TX) has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #15463
Year Established1937
Employees45
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.52%
Return on Equity - YTD20.22%
Annual Interest Income$6.4MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$187.4MM$181.2MM
LoansQ3 2016vs Q3 2015$158.4MM$154.4MM
DepositsQ3 2016vs Q3 2015$153.0MM$143.0MM
Equity CapitalQ3 2016vs Q3 2015$23.7MM$21.6MM
Loan Loss AllowanceQ3 2016vs Q3 2015$2.6MM$2.3MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$468.00K$1.4MM
Real Estate OwnedQ3 2016vs Q3 2015$0$75.00K
Rates
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State Bank (TX) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.77%$500-Variable IRA account

State Bank (TX) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%$500-4 Year CD
1.26%$500-5 Year CD
1.11%$500-3 Year CD
0.80%$500-30 Month CD
0.75%$500-18 Month CD
0.75%$500-2 year CD
0.70%$500-15 Month CD
0.65%$500-1 year CD
0.50%$500-182-364 Day CD
0.20%$500-90-181 Day CD
0.15%$500-32-89 Day CD
0.05%$500-7-31 Day CD

State Bank (TX) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%$500-4 Year IRA CD
1.26%$500-5 Year IRA CD
1.11%$500-3 Year IRA CD
0.75%$500-2 year IRA CD
0.65%$500-1 year IRA CD
Locations


State Bank (TX) Locations
State Bank Of De Kalb102 S.W. Runnels StreetDe Kalb, TX 75559
Clarksville Branch200 West Main StreetClarksville, TX 75426
Richmond Road Branch3315 Richmond RoadTexarkana, TX 75503
Detached Drive-In Facility601 West Main StreetClarksville, TX 75426