Overview / Commentary
102 S.W. Runnels Street
De Kalb, TX 75559

State Bank (TX) is headquartered in De Kalb and is the 232nd largest bank in the state of Texas. It is also the 2,680th largest bank in the nation. It was established in 1937 and as of September of 2018, it had grown to 63 employees at 6 locations. State Bank (TX)'s CD rates are 68% higher than the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #15463
Year Established1937
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.17%
Return on Equity - YTD18.54%
Annual Interest Income$8.3MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$223.7MM$223.0MM
LoansQ3 2018vs Q3 2017$199.9MM$181.2MM
DepositsQ3 2018vs Q3 2017$185.9MM$177.5MM
Equity CapitalQ3 2018vs Q3 2017$27.1MM$24.7MM
Loan Loss AllowanceQ3 2018vs Q3 2017$3.0MM$2.7MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$2.3MM$1.3MM
Real Estate OwnedQ3 2018vs Q3 2017$0$0
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State Bank (TX) Savings Account Rates

1.26%$500-Variable IRA account

State Bank (TX) CD Rates

2.02%$500-30 Month CD
2.02%$500-3 Year CD
2.02%$500-4 Year CD
2.02%$500-5 Year CD
1.76%$500-2 Year CD
1.61%$500-15 Month CD
1.61%$500-18 Month CD
1.51%$500-1 Year CD
1.15%$500-182-364 Day CD
1.00%$500-90-181 Day CD
0.30%$500-32-89 Day CD
0.05%$500-7-31 Day CD

State Bank (TX) IRA Rates

2.02%$500-3 Year IRA
2.02%$500-4 Year IRA
2.02%$500-5 Year IRA
1.76%$500-2 Year IRA
1.51%$500-1 Year IRA

State Bank (TX) Locations
State Bank Of De Kalb102 S.W. Runnels StreetDe Kalb, TX 75559
Clarksville Branch200 West Main StreetClarksville, TX 75426
Richmond Road Branch3315 Richmond RoadTexarkana, TX 75503
Detached Drive-In Facility601 West Main StreetClarksville, TX 75426
Texas Boulevard Branch4805 Texas BoulevardTexarkana, TX 75503
New Boston Road Branch103 E. New Boston RoadNash, TX 75569

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