State Bank of Waterloo
LOCATIONS
3
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HEALTH RATING
B+
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CURRENT TOP RATE
2.63% APY
36 Month CD
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Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.75% | Reward Checking | Cash Rewards Checking 2.00% - National Average |
| 2.63% | 5-year CD | 60 Month CD 2.03% - National Average |
| 0.75% | 1-year CD | 12 Month CD 2.45% - Synchrony Bank 12 Month CD |
Overview / Commentary
State Bank of Waterloo is headquartered in Waterloo and is the 235th largest bank in the state of Illinois. It is also the 3,346th largest bank in the nation. It was established in 1894 and as of June of 2018, it had grown to 40 employees at 3 locations. State Bank of Waterloo has a B+ health rating.
Health
B+
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 12706 |
| Year Established | 1894 |
| Employees | 40 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.52% |
| Return on Equity - YTD | 5.94% |
| Annual Interest Income | $3.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $158.7MM$158.9MM |
| Loans | Q2 2018vs Q2 2017 | $109.2MM$108.4MM |
| Deposits | Q2 2018vs Q2 2017 | $130.7MM$132.8MM |
| Equity Capital | Q2 2018vs Q2 2017 | $14.5MM$14.5MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $1.7MM$1.5MM |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $304.00K$726.00K |
| Real Estate Owned | Q2 2018vs Q2 2017 | $344.00K$602.00K |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
State Bank of Waterloo Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $10 | - | Savings | |
| 0.17% | $50 | - | Platinum Business |
State Bank of Waterloo Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $2.5k | - | Money Market |
State Bank of Waterloo Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.75%* | - | $10k | Cash Rewards Checking | ||
| OTHER TIERS: 0.20% → $10k+ | |||||
State Bank of Waterloo CD Rates
State Bank of Waterloo IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.50% | $100 | - | 60 Month IRA | |
| 2.02% | $100 | - | 18 Month IRA |
Locations
| State Bank of Waterloo Locations | ||
|---|---|---|
| Valmeyer Branch | 259 Knobloch Boulevard | Valmeyer, IL 62295 |
| Waterloo Branch | 501 North Market Street | Waterloo, IL 62298 |
| State Bank Of Waterloo | 855 North Illinois Route 3 | Waterloo, IL 62298 |