State Bank of Waterloo

Overview / Commentary
855 North Illinois Route 3
Waterloo, IL 62298

State Bank of Waterloo is headquartered in Waterloo and is the 200th largest bank in the state of Illinois. It is also the 2,962nd largest bank in the nation. It was established in 1894 and as of September of 2019, it had grown to 41 employees at 4 locations. State Bank of Waterloo's CD rates are 96% higher than the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #12706
Year Established1894
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.43%
Return on Equity - YTD4.88%
Annual Interest Income$5.2MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$190.3MM$168.8MM
LoansQ3 2019vs Q3 2018$126.2MM$113.8MM
DepositsQ3 2019vs Q3 2018$145.7MM$135.6MM
Equity CapitalQ3 2019vs Q3 2018$16.2MM$14.7MM
Loan Loss AllowanceQ3 2019vs Q3 2018$1.9MM$1.8MM
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$167.00K$188.00K
Real Estate OwnedQ3 2019vs Q3 2018$163.00K$189.00K
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Always verify rates and promotions with the bank or credit union. We are not State Bank of Waterloo; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

State Bank of Waterloo Savings Account Rates

0.17%$50-Platinum Business

State Bank of Waterloo Money Market Rates

0.43%*$250k*-Money Market
OTHER TIERS: 0.20% Up to $10k | 0.28% $10k - $25k | 0.33% $25k - $50k | 0.38% $50k - $100k | 0.40% $100k - $250k

State Bank of Waterloo Checking Account Rates

1.75%*-$10kCash Rewards Checking
OTHER TIERS: 0.20% $10k+

State Bank of Waterloo CD Rates

2.27%$1k-60 Month CD
2.07%$1k-48 Month CD
2.02%$1k-36 Month CD
1.97%$1k-24 Month CD
1.81%$1k-18 Month CD
1.76%$1k-12 Month CD

State Bank of Waterloo Locations
Valmeyer Branch259 Knobloch BoulevardValmeyer, IL 62295
Waterloo Branch501 North Market StreetWaterloo, IL 62298
State Bank Of Waterloo855 North Illinois Route 3Waterloo, IL 62298
State Bank Of Waterloo1525 N. Main StreetColumbia, IL 62236

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