State Bank of Waterloo

Overview / Commentary
855 North Illinois Route 3
Waterloo, IL 62298

State Bank of Waterloo is headquartered in Waterloo and is the 228th largest bank in the state of Illinois. It is also the 3,267th largest bank in the nation. It was established in 1894 and as of December of 2018, it had grown to 38 employees at 3 locations. State Bank of Waterloo's CD rates are 2X the national average, and it has an A health rating.


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

FDIC Certificate #12706
Year Established1894
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.69%
Return on Equity - YTD7.79%
Annual Interest Income$6.3MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$163.5MM$165.0MM
LoansQ4 2018vs Q4 2017$116.5MM$110.8MM
DepositsQ4 2018vs Q4 2017$130.1MM$129.6MM
Equity CapitalQ4 2018vs Q4 2017$15.2MM$14.3MM
Loan Loss AllowanceQ4 2018vs Q4 2017$1.8MM$1.7MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$182.00K$337.00K
Real Estate OwnedQ4 2018vs Q4 2017$163.00K$766.00K
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not State Bank of Waterloo; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

State Bank of Waterloo Savings Account Rates

0.17%$50-Platinum Business

State Bank of Waterloo Money Market Rates

0.40%$2.5k-Money Market

State Bank of Waterloo Checking Account Rates

1.75%*-$10kCash Rewards Checking
OTHER TIERS: 0.20% $10k+

State Bank of Waterloo CD Rates

2.63%$1k-36 Month CD
2.63%$1k-48 Month CD
2.63%$1k-60 Month CD
2.52%$1k-24 Month CD
2.27%$1k-18 Month CD
2.07%$1k-12 Month CD
1.05%$1k-33 Month CD
0.95%$1k-15 Month CD
0.40%$1k-182 Day CD
0.35%$1k-91 Day CD

State Bank of Waterloo Locations
Valmeyer Branch259 Knobloch BoulevardValmeyer, IL 62295
Waterloo Branch501 North Market StreetWaterloo, IL 62298
State Bank Of Waterloo855 North Illinois Route 3Waterloo, IL 62298
State Bank Of Waterloo1525 N. Main StreetColumbia, IL 62236

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.