Overview / Commentary
State Bank of Waterloo is headquartered in Waterloo and is the 209th largest bank in the state of Illinois. It is also the 3,084th largest bank in the nation. It was established in 1894 and as of June of 2019, it had grown to 41 employees at 4 locations. State Bank of Waterloo's CD rates are 100% higher than the national average, and it has an A health rating.
Health
A
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 12706 |
| Year Established | 1894 |
| Employees | 41 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.45% |
| Return on Equity - YTD | 5.02% |
| Annual Interest Income | $3.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $178.5MM$158.7MM |
| Loans | Q2 2019vs Q2 2018 | $120.4MM$109.2MM |
| Deposits | Q2 2019vs Q2 2018 | $134.3MM$130.7MM |
| Equity Capital | Q2 2019vs Q2 2018 | $15.9MM$14.5MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $1.9MM$1.7MM |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $172.00K$304.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $163.00K$344.00K |
Rates
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State Bank of Waterloo Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $10 | - | Savings | |
| 0.17% | $50 | - | Platinum Business |
State Bank of Waterloo Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.40% | $2.5k | - | Money Market |
State Bank of Waterloo Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.75% | - | $10k | Cash Rewards Checking |
State Bank of Waterloo CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.50% | $1k | - | 60 Month CD | |
| 2.40% | $1k | - | 48 Month CD | |
| 2.30% | $1k | - | 36 Month CD | |
| 2.02% | $1k | - | 24 Month CD | |
| 1.80% | $1k | - | 12 Month CD | |
| 1.00% | $1k | - | 182 Day CD | |
| 0.75% | $1k | - | 91 Day CD |
Locations
| State Bank of Waterloo Locations | ||
|---|---|---|
| Valmeyer Branch | 259 Knobloch Boulevard | Valmeyer, IL 62295 |
| Waterloo Branch | 501 North Market Street | Waterloo, IL 62298 |
| State Bank Of Waterloo | 855 North Illinois Route 3 | Waterloo, IL 62298 |
| State Bank Of Waterloo | 1525 N. Main Street | Columbia, IL 62236 |