Sterling United Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.00% | 5-year CD | 60 Month CD 2.25% - Ally Bank High Yield 5 Year CD |
| 0.35% | 1-year CD | 12 Month CD 1.35% - Ally Bank High Yield 12-Month CD |
| 0.10% | Savings | Special Share Savings 1.05% - Ally Bank Online Savings Account |
Sterling United Federal Credit Union is headquartered in EVANSVILLE and is the 46th largest credit union in the state of Indiana. It is also the 1,919th largest credit union in the nation. It was established in 1956 and as of December of 2016, it had grown to 23 employees and 11,416 members at 4 locations. Sterling United Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship, volunteer or attend school in Vanderburgh or Warrick County, Indiana and to immediate family of current members.
See current membership details
Home banking with Sterling United federal credit union
Sterling United Federal Credit Union in Evansville IN., is a decent place for regular online banking needs. I've been banking with them for 18 years and mostly my experiences have been pleasant, however, just recently they have switched to a newer mobile service, which sometimes make simple transactions, somewhat impossible. It would be nice if we could receive a text message when their servers are down for maintenance. I had one particularly nightmarish scenario, when the credit union decided to transition to their current online program on "Black Monday". I was not able to move money around to various accounts due to servers down. I called the bank on that particular morning and talked to a helpful person who assured me that the bank would not place any fees on my account due to the server issues. Other than the occasional blips I recommend this credit union, because there are no check fees and the new app is accessible anytime you need to transfer money or deposit a check using it's mobile app.
Data as of Q4 2016
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 11273 |
| Year Chartered | 1956 |
| Employees | 23 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.11% |
| Return on Equity - YTD | 1.13% |
| Annual Interest Income | $2.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2016vs Q4 2015 | $72.7MM$71.6MM |
| Loans | Q4 2016vs Q4 2015 | $54.9MM$58.6MM |
| Deposits | Q4 2016vs Q4 2015 | $65.4MM$64.3MM |
| Equity Capital | Q4 2016vs Q4 2015 | $7.1MM$7.1MM |
| Loan Loss Allowance | Q4 2016vs Q4 2015 | $273.00K$213.00K |
| Unbacked Noncurrent Loans | Q4 2016vs Q4 2015 | $723.00K$593.00K |
| Real Estate Owned | Q4 2016vs Q4 2015 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Sterling United Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Sterling United Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.30% | $100 | - | IRA Shares | |
| 0.30% | $100 | - | Roth IRA Shares | |
| 0.10% | $100 | - | Share Savings | |
| 0.10% | $25 | - | Christmas Club | |
| 0.10% | $100 | - | Special Share Savings |
Sterling United Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.20%* | $25k* | - | Check Plus Account | ||
| OTHER TIERS: 0.10% → $500 - $10k | 0.15% → $10k - $25k | |||||
Sterling United Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.00% | $1k | - | 60 Month CD | |
| 1.70% | $1k | - | 48 Month CD | |
| 1.45% | $1k | - | 36 Month CD | |
| 0.75% | $1k | - | 24 Month CD | |
| 0.70% | $1k | - | 18 Month CD | |
| 0.35% | $1k | - | 12 Month CD | |
| 0.20% | $1k | - | 6 Month CD |
Sterling United Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.00% | $2,500 | - | 60 Month IRA Share Certificate | |
| 1.70% | $2,500 | - | 48 Month IRA Share Certificate | |
| 1.45% | $2,500 | - | 36 Month IRA Share Certificate | |
| 0.75% | $2,500 | - | 24 Month IRA Share Certificate | |
| 0.65% | $2,500 | - | 12 Month IRA Share Certificate |
| Sterling United Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 1212 SAINT GEORGE RD | EVANSVILLE, IN 47711-2364 |
| Branch Office | 5727 VOGEL RD | EVANSVILLE, IN 47715-7298 |
| Main Office | 1330 W FRANKLIN ST | EVANSVILLE, IN 47710-1028 |
| Corporate Office | 1118 W FRANKLIN ST | EVANSVILLE, IN 47710-1112 |