Stock Yards Bank & Trust Company

Overview / Commentary
1040 East Main Street
Louisville, KY 40206

Stock Yards Bank & Trust Company is headquartered in LOUISVILLE and is the largest bank in the state of Kentucky. It is also the 192nd largest bank in the nation. It was established in 1904 and as of March of 2023, it had grown to 1,044 employees at 77 locations. Stock Yards Bank & Trust Company's CD rates are 3X the national average, and it has a B+ health rating.

Reviews (2)

Step Back In Time

Posted by: |

So far I'm so thrilled I can't tell you. A small local bank that operates like it's 1980 - friendly but professional personalized service, no phone tree, small brick and mortar location. Combine that with the same good online products and services as any modern bank. Plus a rewards checking with a very competitive rate, really no fees, and very modest hoops to earn interest. I literally could not ask for more than this.

Fantastic Customer Service

Posted by: |

I have been a customer of Stock Yards Bank both personally and professionally for the last 3 years. I prefer Stock Yards Bank over larger banks in Kentucky. Each time I call, I find the staff across multiple departments at SYB to be engaging and personable. They actually take the time to answer questions and are genuinely interested in helping you. Stock Yards has helped me with a variety of loan products for my business and home over the last few years. The underwriting has always been prompt and easily understood. The loan terms are better than any of the other banks in the area which is an obvious benefit. You can tell that the bank has a vested interest in promoting the well being of the community that they are a part of. I felt compelled to write this review when a bank manager at the Outer Loop office recently provided me with his time, advice and counsel on a banking issue even though there was not an immediate benefit to himself or the bank. It is this type of customer focused professionalism that keeps me coming back time each time I need a new account or loan. I highly recommend using Stock Yards Bank.


Health Grade Components

FDIC Certificate #258
Year Established1904
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.55%
Return on Equity - YTD15.09%
Annual Interest Income$79.4MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$7.66B$7.76B
LoansQ1 2023vs Q1 2022$5.17B$4.79B
DepositsQ1 2023vs Q1 2022$6.36B$6.78B
Equity CapitalQ1 2023vs Q1 2022$797.3MM$726.8MM
Loan Loss AllowanceQ1 2023vs Q1 2022$75.7MM$67.1MM
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$17.5MM$12.2MM
Real Estate OwnedQ1 2023vs Q1 2022$677.00K$7.2MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Stock Yards Bank & Trust Company Checking Account Rates

5.00%*-$10kExtreme Checking
OTHER TIERS: 0.10% $10k+

Stock Yards Bank & Trust Company CD Rates

5.00%$500-7 Month CD Special
4.75%$500-15 Month CD Special
4.00%$10k-13 Month Penalty Free CD
2.75%$500-3 Year CD
2.75%$500-4 Year CD
2.75%$500-5 Year CD
2.65%$500-2 Year CD
2.60%$500-18 Month CD
2.50%$500-1 Year CD
2.00%$500-6 Month CD
0.50%$500-30 - 90 Day CD
0.50%$500-91 Day CD


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