Sturgis Bank & Trust Company

Overview / Commentary
113-125 E Chicago
Sturgis, MI 49091

Sturgis Bank & Trust Company is headquartered in Sturgis and is the 26th largest bank in the state of Michigan. It is also the 1,512th largest bank in the nation. It was established in 1905 and as of December of 2019, it had grown to 124 employees at 11 locations. Sturgis Bank & Trust Company has an A health rating.

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Health Grade Components

FDIC Certificate #28593
Year Established1905
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.18%
Return on Equity - YTD12.63%
Annual Interest Income$19.5MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$473.4MM$431.4MM
LoansQ4 2019vs Q4 2018$355.5MM$311.1MM
DepositsQ4 2019vs Q4 2018$353.2MM$342.6MM
Equity CapitalQ4 2019vs Q4 2018$43.4MM$41.5MM
Loan Loss AllowanceQ4 2019vs Q4 2018$3.5MM$3.2MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$813.00K$1.3MM
Real Estate OwnedQ4 2019vs Q4 2018$193.00K$193.00K
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Always verify rates and promotions with the bank or credit union. We are not Sturgis Bank & Trust Company; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Sturgis Bank & Trust Company Savings Account Rates

0.04%*$10k*-Personal Ultimate Savings
OTHER TIERS: 0.02% Up to $10k
0.04%*$10k*-Business Ultimate Savings
OTHER TIERS: 0.02% Up to $10k
0.02%$100-Personal Statement Savings
0.02%--Personal Holiday Savings
0.02%$100-Business Statement Savings

Sturgis Bank & Trust Company Money Market Rates

0.40%*$100k*-Super Multiplier Personal Money Market Account
OTHER TIERS: 0.05% Up to $5k | 0.10% $5k - $25k | 0.20% $25k - $50k | 0.30% $50k - $100k

Sturgis Bank & Trust Company Checking Account Rates

0.35%*$250k*-Municipalities & School Non-Personal Checking
OTHER TIERS: 0.10% Up to $25k | 0.20% $25k - $100k | 0.25% $100k - $250k
0.20%*$250k*-Civic, Church & Charitable Accounts Non-Personal Checking
OTHER TIERS: 0.02% $450 - $2.5k | 0.10% $2.5k - $100k | 0.15% $100k - $250k
0.04%--Sole Proprietorship Business Checking
0.02%$2.5k-Personal Secure Checking

Sturgis Bank & Trust Company CD Rates

0.65%$5k-54 Month Best in the Market CD
0.65%$5k-Business 54 Month Best in the Market CD
0.60%$500-5 Year CD
0.60%$500-Business 5 Year CD
0.55%$500-4 Year CD
0.55%$500-Business 4 Year CD
0.45%$500-3 Year CD
0.45%$500-Business 3 Year CD
0.45%$5k-11 Month Best in the Market CD
0.45%$5k-Business 11 Month Best in the Market CD
0.35%$500-2 Year CD
0.35%$500-Business 2 Year CD
0.25%$500-1 Year CD
0.25%$500-Business 1 Year CD
0.10%$2.5k-6 Month CD
0.10%$2.5k-Business 6 Month CD
0.05%$2.5k-3 Month CD
0.05%$2.5k-Business 3 Month CD

Sturgis Bank & Trust Company IRA Rates

0.60%$500-5 Year IRA
0.55%$500-4 Year IRA
0.45%$500-3 Year IRA
0.35%$500-2 Year IRA
0.25%$500-1 Year IRA
0.10%$2.5k-6 Month IRA
0.05%$2.5k-3 Month IRA


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