Featured Savings Rates
Featured Accounts

Sun-Pacific Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.53%1-year CD12 Month Share Certificate
0.10%SavingsRegular Share Account
0.56%3-year CD30 Month Share Certificate

Overview / Commentary
510-970-1193
1221 Nevin Ave
Richmond, CA 94801-3123

Sun-Pacific Federal Credit Union is headquartered in Richmond and is the 258th largest credit union in the state of California. It is also the 3,288th largest credit union in the nation. It was established in 1946 and as of September of 2016, it had grown to 6 employees and 2,034 members at 1 location. Sun-Pacific Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees of the Social Security Administration, Region IX (San Francisco) and their immediate family.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Sun-Pacific Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #5359
Year Chartered1946
Employees6
Primary Regulator
Profit Margin
Return on Assets - YTD0.42%
Return on Equity - YTD2.58%
Annual Interest Income$759.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$22.6MM$21.9MM
LoansQ3 2016vs Q3 2015$10.0MM$9.7MM
DepositsQ3 2016vs Q3 2015$18.8MM$18.1MM
Equity CapitalQ3 2016vs Q3 2015$3.7MM$3.5MM
Loan Loss AllowanceQ3 2016vs Q3 2015$145.00K$213.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$53.00K$81.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Sun-Pacific Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Sun-Pacific Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$10k*-Vacation Club Account
OTHER TIERS: 0.31% Up to $10k
0.25%--Variable IRA Account
0.25%--Variable Roth IRA Account
0.10%--Regular Share Account
0.10%--Christmas Club Account

Sun-Pacific Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$10k*-Sun Fund Money Market Account
OTHER TIERS: 0.31% Up to $10k

Sun-Pacific Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%--Share Draft Account

Sun-Pacific Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.56%*$10k*-30 Month Share Certificate
OTHER TIERS: 0.50% Up to $10k
0.53%*$10k*-12 Month Share Certificate
OTHER TIERS: 0.48% Up to $10k
0.42%*$10k*-6 Month Share Certificate
OTHER TIERS: 0.38% Up to $10k

Sun-Pacific Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.56%*$10k*-30 Month IRA Certificate
OTHER TIERS: 0.50% Up to $10k
0.53%*$10k*-12 Month IRA Certificate
OTHER TIERS: 0.48% Up to $10k
0.42%*$10k*-6 Month IRA Certificate
OTHER TIERS: 0.38% Up to $10k
Locations


Sun-Pacific Federal Credit Union Locations
Branch Office1221 Nevin AveRichmond, CA 94801-3123