In this January post I describe how you may be able to open this special CD without a branch visit. It's definitely easier if you can visit a branch, and note that bank policies on this issue often change. Branches are located in the Florida cities of Tallahassee
The bank has some decent ratings for soundness: 3.5 stars (good) at BauerFinancial and 3 stars (performing) at Bankrate.com. Both ratings are based on 12/31/08 financial data.
This is one of the rare banks that used to be a credit union. It changed to an FDIC insured bank in July 2007 (Certificate # 58452).
Other High Certificate of Deposit Rates
For top CD rates nationally available, refer to my weekly rate summary. Many of the best CD deals are only locally available. To find the best deals in your state, refer to the index of state CD and bank deals.