Sunstate Federal Credit Union

Overview / Commentary
405 SE 2nd PL
Gainesville, FL 32601

Sunstate Federal Credit Union is headquartered in Gainesville and is the 34th largest credit union in the state of Florida. It is also the 590th largest credit union in the nation. It was established in 1957 and as of December of 2019, it had grown to 146 employees and 38,138 members at 10 locations. Sunstate Federal Credit Union has an A health rating.

Field of Membership Restrictions

SunState Federal Credit Union is open to those who reside, work or conduct business regularly (this includes businesses and other legal entities), attend school, or worship in the following Florida counties: Columbia, Alachua, Dixie, Levy or Gilchrist. Immediate family (including spouses of deceased persons) are also eligible to join.
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Health Grade Components

NCUA #11789
Year Chartered1957
Primary Regulator
Profit Margin
Return on Assets - YTD0.77%
Return on Equity - YTD6.92%
Annual Interest Income$21.7MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$497.3MM$445.3MM
LoansQ4 2019vs Q4 2018$397.6MM$365.9MM
DepositsQ4 2019vs Q4 2018$438.0MM$391.5MM
Equity CapitalQ4 2019vs Q4 2018$54.8MM$49.7MM
Loan Loss AllowanceQ4 2019vs Q4 2018$2.8MM$2.8MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$2.5MM$938.00K
Real Estate OwnedQ4 2019vs Q4 2018$416.00K$330.00K
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Always verify rates and promotions with the bank or credit union. We are not Sunstate Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Sunstate Federal Credit Union Savings Account Rates

4.00%*-$4kEven-Up Share
OTHER TIERS: 0.10% $4k+
0.08%*$10k*-Regular Share Account
OTHER TIERS: 0.05% $500 - $10k
0.08%*$10k*-Special Share Account
OTHER TIERS: 0.05% $500 - $10k
0.08%$500-IRA Share Account
0.08%$500-Roth IRA
0.08%$500-Health Saving Share
0.05%$5-Future Endeavors Account
0.05%$100-Business Shares

Sunstate Federal Credit Union Money Market Rates

0.30%*$200k*-Money Market Account
OTHER TIERS: 0.10% $10k - $50k | 0.15% $50k - $100k | 0.20% $100k - $200k
0.30%*$200k*-Business Money Market
OTHER TIERS: 0.10% $10k - $50k | 0.15% $50k - $100k | 0.20% $100k - $200k

Sunstate Federal Credit Union Checking Account Rates

0.02%$500-Checking With Interest Account
0.02%$100-Business Premier Checking

Sunstate Federal Credit Union CD Rates

0.75%$1k-60 Month CD
0.75%$1k-Business 60 Month CD
0.70%$1k-48 Month CD
0.70%$1k-Business 48 Month CD
0.55%$1k-36 Month CD
0.55%$1k-Business 36 Month CD
0.52%$50k-24 Month Jumbo CD
0.52%$50k-Business 24 Month Jumbo CD
0.50%$1k-24 Month CD
0.50%$1k-36 Month SunStep CD
0.50%$1k-Business 24 Month CD
0.45%$1k-24 Month SunStep CD
0.42%$50k-12 Month Jumbo CD
0.42%$50k-Business 12 Month Jumbo CD
0.40%$1k-12 Month CD
0.40%$5k-Business 12 Month CD
0.32%$50k-6 Month Jumbo CD
0.32%$50k-Business 6 Month Jumbo CD
0.30%$1k-6 Month CD
0.30%$5k-Business 6 Month CD

Cities: Alachua, Chiefland, Gainesville, Hawthorne, Lake City, Newberry

Alachua Branches
Branch Office14520 NW US Highway 441Alachua, FL 32615-8204

Chiefland Branches
Branch Office1003 NW 22nd CtChiefland, FL 32626-1992

Gainesville Branches
Branch Office405 SE 2nd PLGainesville, FL 32601-6808
Branch Office6305 SW Archer RdGainesville, FL 32608
Branch Office2516 NW 43rd StGainesville, FL 32606
Branch Office1601 SW Archer RDGainesville, FL 32608

Hawthorne Branches
Branch Office6005 SE US Highway 301 Ste 101Hawthorne, FL 32640-7322

Lake City Branches
Branch Office619 S Marion AveLake City, FL 32025-5808
Branch Office1605 W US Highway 90Lake City, FL 32055-6125

Newberry Branches
Branch Office14133 W Newberry RdNewberry, FL 32669-2753

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