SunTrust Bank

Deposits held and insured by BB&T

Overview / Commentary
303 Peachtreet Street, Northeast
Atlanta, GA 30308
Deposits held and insured by BB&T

SunTrust Bank is a large bank that offers a wide range of personal and business banking products and services. The bank also provides commercial and small business financing solutions, as well as wealth management services for institutional and individual investors.

SunTrust’s personal banking side offers deposit accounts, retirement products, and home equity lines to meet its customers’ needs. The bank’s checking account options all come with monthly fees that can be waived through meeting certain requirements. A specialty checking account option is also available and offers discounted insufficient funds fees and automatic overdraft prevention. Savings and money market account options also come with monthly maintenance fees that can be waived by meeting certain requirements. Both types of accounts offer higher interest rates as account balances meet higher thresholds. Certificates of deposit (CDs) and flexible CDs are available in term lengths from 7 days to 10 years. SunTrust has been recognized by DepositAccounts in the past for its CD offerings.

SunTrust online banking provide consumers with access to their accounts via a sophisticated web-based system. Bill Pay, online statements, fund transfers, and mobile banking apps are all features of the Internet platform and make it easy and convenient to accomplish various account management tasks. The bank has also released a secure mobile app that allows customers to access to their accounts via smartphone or tablet device.

SunTrust was originally established as the Trust Company of Georgia in 1891. Over a hundred years later it changed its name to SunTrust and maintained its headquarters in Atlanta, Georgia, where they remain to this day. SunTrust serves its customers through numerous branches across the Southeast and Atlantic regions.

Related Posts

2.25 For 12 Months. 10K Needed - 8/28/2019

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8/11/15 - SunTrust Bank's Q3 2015 Checking Bonuses Earn $200 or $100
5/31/15 - SunTrust Bank's "Live For A Sunny Day" Checking Promotion Pays $150
10/22/14 - SunTrust Bank's Fall14Checking Promo Offers A $100 Or $200 Reward
10/17/14 - $300 Checking Account Promotion at Some SunTrust Instore Branches
10/13/14 - Earn $125 with SunTrust Bank's Everyday Checking and e-Savings Combo
8/6/14 - Open SunTrust Bank Everyday Checking Account and Earn $125
5/15/14 - SunTrust Bank Checking $100 Bonus
3/24/14 - Suntrust Bank To Raise Out-Of-Network ATM Fees
2/13/13 - Overdraft Questions And What To Do Next?
7/26/12 - SunTrust Trades Old ATMs For New, Mobile-Friendly Ones
2/28/12 - Competitive 6-Year CD Rate at SunTrust Bank - Available Nationwide
10/31/11 - SunTrust Latest To Reverse $5 Monthly Debit Card Fee
8/15/11 - SunTrust Bank To Hike Fees On Solid Choice Banking, Student Checking Accounts
8/12/11 - SunTrust Bank Sunsets Free Checking
4/18/11 - New Long-Term CD Special at SunTrust Bank
1/23/11 - Special 39-Month/63-Month CD Package at SunTrust Bank - Available Nationwide
10/31/10 - Suntrust Advantage Money Market Account Promotion
7/26/10 - Suntrust's CD And IRA CD Specials
7/11/10 - 1.40% Money Market Promo With Rate Guaranteed For 3 Months At Suntrust
5/15/10 - SunTrust Bank's Special CD Bundle Continues - Available Nationwide
5/13/10 - SunTrust's 3.00% 26-Month/49-Month CD Special May Soon Be Ending
4/3/10 - SunTrust's 3% CD and $150 Checking Bonus Promotions Continue - Available Nationwide
3/12/10 - 3.00% 26/49-Month CD Package and $150 Checking Bonus at SunTrust - Available Nationwide
3/6/10 - SunTrust's Special 3.00% 26/49-Month Certificate of Deposit
2/19/10 - SunTrust Expands the 3% 26/49-Month CD to All of Central Florida
2/14/10 - 3.00% 26-Month/49-Month CD at SunTrust in Florida
2/14/10 - $150 Checking Account Bonus at SunTrust - No DD Required - Available Nationwide
2/12/10 - Suntrust Bank Offering $150
2/2/10 - SunTrust's $150 Bonus for Using Online Bill Pay
1/18/10 - SunTrust's Money Market Promo with 3-Month Rate Guarantee in Several States - Are Teaser Rates Worthwhile?
10/28/08 - 4.10% 7-Month CD at SunTrust Bank
7/8/08 - 5.25% 13-Month CD at Suntrust Bank
4/21/08 - $50 Checking Account Promotion at SunTrust Continues
10/19/07 - $50 Checking Account Promotion at SunTrust Extended
8/8/07 - $50/$100 Checking Account Promotion at SunTrust
1/15/07 - Money Market/Checking Account Bonus (Airline Ticket/$100) at SunTrust
2/12/06 - $50 Bonus for Checking Account at SunTrust Bank

Reviews (109)

happy customer for years

I have had a checking account with suntrust bank for over 15 years.I have been very happy with them and remained loyal ever since then.I use to bank with another bank and every time i would have a check that was not covered i had overdrafts that were plaguing me.I started an account with suntrust and it was not long that i got enrolled in an overdraft protection plan they offer.The banker lady told me that i should apply for it and if approved that it would help me in times like that.I really liked the fact that the bank is only a few miles from my house as well.I use to get a paper check at my old job and could not get to the bank till 5 in the evening which is when they closed but the guy at that bank knew i would be there every thursday then and he would make sure i got my deposit in before closing up.Talk about service now that was service and i very much appreciated it.


I have been with SunTrust since 2013. Today I logged into my savings account and saw an "Excessive withdrawal fee" Are you kidding me? They charged me $6.00 for that. I work hard for MY money they have no right to tell me how many times I can withdraw or charge me a fee. I called and had it refunded and they were nice about it but its still ridiculous. What is happening in corporate America these days?

Purposeful Overdraft Fees

I have been a SunTrust customer for over 2 years. No complaints until Christmas 2019. I have regular weekly deposits from my employer, this last week I monitor my balance frequently on my phone app. I had multiple pending charges that were held for 4 days, and each day they lowered my available balance appearing as though I had a negative balance. I was charged hundreds of dollars in overdraft fees and SunTrust only reversed $36.
Shady, slimy and sick to squeeze customers for nefarious actions due to a merger?

Worst Bank Since Merger

Posted by: |

This is post to warn people to not do business with SunTrust Bank ( Now Turist ) the will take your money for erronious fees. Get this I had $1755.00 in my account and a $212.00 and they hit me for an $36.00 overdraft fee and if you subtract all the items going through my account including the overdraft fee the remaining balance was $19.41, that including them taking the overdraft fee on $36.00 and all my withdrawls for bills. And trying to get them to remove it is impossible they said that I had a negitive balance even though after subtracting all debits the remain balance was $19.41 so you have been warned, do not Bank with Suntrust now Truist or you will regret it. And this started right after the merger, I have been a customer for 10 years never had a problem, And also they are re-ordering you debits to your account,



Data as of Q1 2020

Data displayed below is for insuring bank: BB&T
Learn why bank health matters

Health Grade Components

FDIC Certificate #9846
Year Established1872
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.95%
Return on Equity - YTD7.05%
Annual Interest Income$4.19B
Assets and Liabilities
AssetsQ1 2020vs Q1 2019$495.1B$219.8B
LoansQ1 2020vs Q1 2019$315B$143.1B
DepositsQ1 2020vs Q1 2019$362.8B$168.3B
Equity CapitalQ1 2020vs Q1 2019$64.48B$28.68B
Loan Loss AllowanceQ1 2020vs Q1 2019$4.32B$1.29B
Unbacked Noncurrent LoansQ1 2020vs Q1 2019$1.05B$514.0MM
Real Estate OwnedQ1 2020vs Q1 2019$82.0MM$53.0MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

SunTrust Bank Checking Account Rates

0.01%--Advantage Checking

SunTrust Bank CD Rates

0.05%$2k$1m6 Month CD Special
0.05%$2k$1m12 Month CD Special
0.05%$2k$1m18 Month CD Special
0.05%$2k$1m24 Month CD Special
0.05%$2k$1mBusiness 6 Month CD Special
0.05%$2k$1mBusiness 12 Month CD Special
0.05%$2k$1mBusiness 18 Month CD Special
0.05%$2k$1mBusiness 24 Month CD Special

SunTrust Bank IRA Rates

0.05%$2k$1m12 Month IRA Special
0.05%$2k$1m18 Month IRA Special
0.05%$2k$1m24 Month IRA Special


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