Featured Savings Rates
Featured Accounts

SunTrust Bank

Popular Accounts at this Bank

0.01%CheckingSelect Checking
0.35%1-year CD12 Month Banker Special Promotional CD
1.25%4-year CD48 Month Banker Special Promotional CD

Overview / Commentary
303 Peachtreet Street, Northeast
Atlanta, GA 30308

SunTrust Bank is a large bank that offers a wide range of personal and business banking products and services. The bank also provides commercial and small business financing solutions, as well as wealth management services for institutional and individual investors.

SunTrust’s personal banking side offers deposit accounts, retirement products, and home equity lines to meet its customers’ needs. The bank’s checking account options all come with monthly fees that can be waived through meeting certain requirements. A specialty checking account option is also available and offers discounted insufficient funds fees and automatic overdraft prevention. Savings and money market account options also come with monthly maintenance fees that can be waived by meeting certain requirements. Both types of accounts offer higher interest rates as account balances meet higher thresholds. Certificates of deposit (CDs) and flexible CDs are available in term lengths from 7 days to 10 years. SunTrust has been recognized by DepositAccounts in the past for its CD offerings.

SunTrust online banking provide consumers with access to their accounts via a sophisticated web-based system. Bill Pay, online statements, fund transfers, and mobile banking apps are all features of the Internet platform and make it easy and convenient to accomplish various account management tasks. The bank has also released a secure mobile app that allows customers to access to their accounts via smartphone or tablet device.

SunTrust was originally established as the Trust Company of Georgia in 1891. Over a hundred years later it changed its name to SunTrust and maintained its headquarters in Atlanta, Georgia, where they remain to this day. SunTrust serves its customers through numerous branches across the Southeast and Atlantic regions.

Related Posts

SunTrust Bank Unveils Three New Checking Bonuses - 9/22/2016

SunTrust Bank has three new checking bonuses ($100, $200, $300).. Available online and in-branch in AL, AR, DC, FL, GA, MD, MS, NC, SC, TN, VA, and WV.

SunTrust Bank Has New Checking Bonus, Up To $250 - 8/20/2016

SunTrust Bank is offering up to $250 in a new checking bonus. Available online and in-branch in AL, AR, DC, FL, GA, MD, MS, NC, SC, TN, VA, and WV

Up To $250 Checking And Savings Bonus At Suntrust - 5/16/2016

SunTrust is offering up to a $250 bonus for opening a checking and savings account and adding direct deposit. This promotion is essentially an extension of the promotion they were offering in February. It's now schedule to last until June 17, 2016. The February promotion review has been updated with the changes. Please refer to that post for more details.

View all posts from:

2/19/13 - Overdraft Questions And What To Do Next?
7/26/12 - SunTrust Trades Old ATMs For New, Mobile-Friendly Ones
2/28/12 - Competitive 6-Year CD Rate at SunTrust Bank - Available Nationwide
10/31/11 - SunTrust Latest To Reverse $5 Monthly Debit Card Fee
8/18/11 - Large Banks Adding New Fees for Debit Card Usage
8/15/11 - SunTrust Bank To Hike Fees On Solid Choice Banking, Student Checking Accounts
8/12/11 - SunTrust Bank Sunsets Free Checking
4/18/11 - New Long-Term CD Special at SunTrust Bank
1/23/11 - Special 39-Month/63-Month CD Package at SunTrust Bank - Available Nationwide
12/5/10 - Suntrust Advantage Money Market Account Promotion
7/26/10 - Suntrust's CD And IRA CD Specials
8/8/10 - 1.40% Money Market Promo With Rate Guaranteed For 3 Months At Suntrust
5/15/10 - SunTrust Bank's Special CD Bundle Continues - Available Nationwide
5/13/10 - SunTrust's 3.00% 26-Month/49-Month CD Special May Soon Be Ending
4/25/10 - SunTrust's 3% CD and $150 Checking Bonus Promotions Continue - Available Nationwide
3/12/10 - 3.00% 26/49-Month CD Package and $150 Checking Bonus at SunTrust - Available Nationwide
3/6/10 - SunTrust's Special 3.00% 26/49-Month Certificate of Deposit
3/1/10 - SunTrust Expands the 3% 26/49-Month CD to All of Central Florida
2/14/10 - 3.00% 26-Month/49-Month CD at SunTrust in Florida
2/14/10 - $150 Checking Account Bonus at SunTrust - No DD Required - Available Nationwide
2/12/10 - Suntrust Bank Offering $150
2/2/10 - SunTrust's $150 Bonus for Using Online Bill Pay
1/18/10 - SunTrust's Money Market Promo with 3-Month Rate Guarantee in Several States - Are Teaser Rates Worthwhile?
10/28/08 - 4.10% 7-Month CD at SunTrust Bank
4/21/08 - $50 Checking Account Promotion at SunTrust Continues
10/19/07 - $50 Checking Account Promotion at SunTrust Extended
8/8/07 - $50/$100 Checking Account Promotion at SunTrust
1/15/07 - Money Market/Checking Account Bonus (Airline Ticket/$100) at SunTrust
7/8/08 - 5.25% 13-Month CD at Suntrust Bank
2/12/06 - $50 Bonus for Checking Account at SunTrust Bank

Outstanding Financial Institution

Posted by: Badger1945 | Jul 6, 2016

I am fortunate enough to be able to say I have been a customer of Suntrust Bank since my days at Ft. Lee Army base in Virginia. That goes back to 1991 and many things have taken place in my financial life since I first opened an checking and savings account at Suntrust.

My wife at the time attempted to clean out my checking and savings account at Suntrust so she could run off with her boyfriend back in 1993. Before the bank would give her the funds she was trying to take, I received a call from my banker letting me know what was in the process of taking place. I immediately headed to the bank and stopped the transactions she was attempting to make. Had I not gotten that call, I would of had about $125 to my name but, thanks to the concern of my local banker, my funds were intact. Suntrust helped me make an arrangement with my then about to be ex wife to get the funds she was authorized to have.

In 2007, I was in Lake Tahoe, California on vacation. I headed across the border to Billy's Casino in Stateline Nevada. I attempted to get $300 out of my checking account and when I saw the cashier, I was told it was going to cost me $39.95 to access my own money. I told them to cancel the transaction. A few days later, I did a check online and discovered that the casino put the charge through and it was removed out of my checking account without my signature. I contacted the bank, they put the funds back into my account and went back to Billy's Casino to resolve the matter. Without their help, I would probably have lost $300.00.

I rate Suntrust outstanding and I hope the above helps support my rating. Thank you.

Suntrust Is On The Ball

Someone was using my ITunes account, purchasing high dollar items. The account was linked to my SunTrust debit card. SunTrust recognized the changes as unusual for me and called. They stopped any additional charges, worked with ITunes and reimbursed my account. I am so thankful they are on top of things!

You Can Trust SunTrust

I have never had a problem with SunTrust, and they replace your lost debit cards for free. I am giving four stars because I cannot say this is the best bank of all time without ever having set foot in other local banking institutions. However, I can say that their employees are courteous and always make sure to take care of the customer. Although the interest on their saving accounts are low, and there are no extra rewards for banking with them, their savings and checking accounts are easily accessible online or at a local branch. The only thing I can think about to improve is the speed of their transactions - sometimes it actually takes 2-3 days before funds deposited via mobile app appear on a checking account, and sometimes it takes 3-4 days to pay an external bill. Never had a problem with security. Great app and photo-deposit option.

Banks Do Us Very Wrong.....

Not only SunTrust are no good, no bank in America is good. I will never bank here. I just opened a new account and one day later it's closed so, why freakin open the account in the first place? Stupid! I'm done with banks, I'll buy a safe, that way I'm not paying for my own money, no fees. Everything is free!!!!! These banks think their so clever. If they so clever, why do the bank allow someone to go in debt? Just like Metro PCS, you not bout to owe them nothing. They won't allow nothing to be not paid. These banks are straight bull shit and they rob us all for our money.....



Health Grade Components

FDIC Certificate #867
Year Established1891
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.03%
Return on Equity - YTD8.26%
Annual Interest Income$2.81B
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$194.7B$184.2B
LoansQ2 2016vs Q2 2015$142.5B$133.3B
DepositsQ2 2016vs Q2 2015$155.4B$148B
Equity CapitalQ2 2016vs Q2 2015$24.22B$22.83B
Loan Loss AllowanceQ2 2016vs Q2 2015$1.77B$1.83B
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$965.8MM$606.1MM
Real Estate OwnedQ2 2016vs Q2 2015$116.4MM$143.3MM
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not SunTrust Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

SunTrust Bank Checking Account Rates

0.01%--Signature Advantage Checking
0.01%--Select Checking

SunTrust Bank CD Rates

1.50%$2k-66 Month Banker Special Promotional CD
1.25%$2k-48 Month Banker Special Promotional CD
1.01%$2k-36 Month Banker Special Promotional CD
0.35%$2k-12 Month Banker Special Promotional CD
0.10%$2k-6 Month Banker Special Promotional CD

SunTrust Bank IRA Rates

1.50%$2k-66 Month Banker Special Promotional IRA
1.25%$2k-48 Month Banker Special Promotional IRA
1.01%$2k-36 Month Banker Special Promotional IRA
0.35%$2k-12 Month Banker Special Promotional IRA

SunTrust Bank has 1,401 locations. Click to view all SunTrust Bank locations.