Featured Savings Rates
Featured Accounts

Syracuse Cooperative

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.46%5-year CD60 Month CD
0.22%1-year CD12 Month CD
0.02%SavingsShare Savings Account

Overview / Commentary
315-471-1116
800 N SALINA ST STE 200
SYRACUSE, NY 13208-2513

Syracuse Cooperative is headquartered in SYRACUSE and is the 168th largest credit union in the state of New York. It is also the 3,160th largest credit union in the nation. It was established in 1982 and as of March of 2017, it had grown to 22 employees and 4,595 members at 7 locations. Syracuse Cooperative has a D health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in the City of Syracuse. Also open to employees, members and volunteers of several select local organizations.
See current membership details

Reviews (1)

First Experience with a Credit Union - fantastic!

Posted by: BrianG | Feb 15, 2015

I went to college in the Syracuse area, and ended up living right down the street from their Westcott office. They offered higher interest rates than ant bank I have used since, and were helpful and nice. Not only this, but the account functioned perfectly, rivaling the service of some of the bigger banks. I called up years later to inquire about the same account (I left all of $2.50 there from my college days), and they went out of their way to help me track the information. I'd still be banking with them if they had a branch in the New York City area. They come highly recommended, and a great local choice in Syracuse, NY, especially for local Syracuse University students.



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Syracuse Cooperative has a low asset base.

Health Grade Components

Overall
NCUA #23865
Year Chartered1982
Employees22
Primary Regulator
Profit Margin
Return on Assets - YTD0%
Return on Equity - YTD0%
Annual Interest Income$284.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$25.4MM$22.9MM
LoansQ1 2017vs Q1 2016$20.8MM$19.3MM
DepositsQ1 2017vs Q1 2016$22.6MM$20.4MM
Equity CapitalQ1 2017vs Q1 2016$1.1MM$1,000.00K
Secondary CapitalQ1 2017vs Q1 2016$720.00K
Loan Loss AllowanceQ1 2017vs Q1 2016$100.00K$126.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$2.0MM$1.2MM
Real Estate OwnedQ1 2017vs Q1 2016$592.00K$1.0MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Syracuse Cooperative Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*$1k*-IRA Shares
OTHER TIERS: 0.02% $50 - $1k
0.05%*$1k*-Roth IRA Shares
OTHER TIERS: 0.02% $50 - $1k
0.05%*$1k*-SEP IRA
OTHER TIERS: 0.02% $50 - $1k
0.02%$50-Share Savings Account

Syracuse Cooperative Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$2,500-Super Share Money Market Account
0.05%$4,500-Super Share Money Market Checking Account

Syracuse Cooperative CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.46%*$245k*-60 Month CD
OTHER TIERS: 0.40% $1k - $50k | 0.43% $50k - $100k | 0.45% $100k - $245k
0.42%*$245k*-48 Month CD
OTHER TIERS: 0.36% $1k - $50k | 0.39% $50k - $100k | 0.41% $100k - $245k
0.28%*$245k*-36 Month CD
OTHER TIERS: 0.22% $1k - $50k | 0.25% $50k - $100k | 0.27% $100k - $245k
0.22%*$245k*-12 Month CD
OTHER TIERS: 0.16% $4k - $50k | 0.19% $50k - $100k | 0.21% $100k - $245k
0.22%*$245k*-18 Month CD
OTHER TIERS: 0.16% $4k - $50k | 0.19% $50k - $100k | 0.21% $100k - $245k
0.22%*$245k*-24 Month CD
OTHER TIERS: 0.16% $1k - $50k | 0.19% $50k - $100k | 0.21% $100k - $245k
0.22%*$245k*-30 Month CD
OTHER TIERS: 0.16% $1k - $50k | 0.19% $50k - $100k | 0.21% $100k - $245k
0.16%*$245k*-6 Month CD
OTHER TIERS: 0.10% $4k - $50k | 0.13% $50k - $100k | 0.15% $100k - $245k
0.12%*$245k*-3 Month CD
OTHER TIERS: 0.06% $4k - $50k | 0.09% $50k - $100k | 0.11% $100k - $245k

Syracuse Cooperative IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.46%*$245k*-60 Month IRA
OTHER TIERS: 0.40% $1k - $50k | 0.43% $50k - $100k | 0.45% $100k - $245k
0.42%*$245k*-48 Month IRA
OTHER TIERS: 0.36% $1k - $50k | 0.39% $50k - $100k | 0.41% $100k - $245k
0.28%*$245k*-36 Month IRA
OTHER TIERS: 0.22% $1k - $50k | 0.25% $50k - $100k | 0.27% $100k - $245k
0.22%*$245k*-12 Month IRA
OTHER TIERS: 0.16% $1k - $50k | 0.19% $50k - $100k | 0.21% $100k - $245k
0.22%*$245k*-24 Month IRA
OTHER TIERS: 0.16% $1k - $50k | 0.19% $50k - $100k | 0.21% $100k - $245k
Locations


Syracuse Cooperative Locations
Branch OfficeFowler High School 227 MAGNOLIA STSYRACUSE, NY 13204
Branch Office401 South Ave (in the Southwest Community Center)Syracuse, NY 13204
Branch Office723 Westcott StSyracuse, NY 13210-2542
Branch Office800 N SALINA ST STE 200SYRACUSE, NY 13208-2513
Branch Office3100 E Genesee StSyracuse, NY 13224-1647
Branch OfficeHenninger High School 600 Robinson StSyracuse, NY 13206
Branch Office516 Burt StSyracuse, NY 13202