TBA Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.37% | 5-year CD | 60 Month CD 2.03% - National Average |
| 1.41% | 1-year CD | 12 Month CD 2.45% - Barclays 12 Month Online CD |
| 0.25% | Savings | Savings Account |
TBA Credit Union is headquartered in Traverse City and is the 56th largest credit union in the state of Michigan. It is also the 1,019th largest credit union in the nation. It was established in 1955 and as of June of 2018, it had grown to 54 employees and 17,469 members at 4 locations. TBA Credit Union's CD rates are 57% higher than the national average, and it boasts an A+ health rating.
Field of Membership Restrictions
Membership in TBA Credit Union is open to: (1) those who live, work, attend school or worship in Michigan; (2) Alumni of Northwestern Michigan College of Traverse City; (3) individuals who receive retirement, pension social security or other forms of annuities, and who live or belong to a retirement organization which is located near a TBA credit union office; (4) credit union employees, and immediate family of current or deceased credit union members.
See current membership details
Loan Denial
We have a $20,000 truck loan witch is paid every month and is current. However we were denied a $2,500 loan for a camper my wifes credit score is 622 we have been dinied 2 or 3 times for a camper loan it dosent make sense. The whole reason for belonging to your credit union was to not be judge by past issues but to look forward to future success. We have been good costumers and have been denied a small camper loan. We minse as well belong to a regular bank. Very disappointed
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 61795 |
| Year Chartered | 1955 |
| Employees | 54 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.13% |
| Return on Equity - YTD | 7.69% |
| Annual Interest Income | $3.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $212.9MM$196.7MM |
| Loans | Q2 2018vs Q2 2017 | $157.4MM$156.9MM |
| Deposits | Q2 2018vs Q2 2017 | $180.1MM$164.4MM |
| Equity Capital | Q2 2018vs Q2 2017 | $30.7MM$28.7MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $898.00K$639.00K |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $987.00K$1.8MM |
| Real Estate Owned | Q2 2018vs Q2 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not TBA Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
TBA Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.86% | - | - | Tax Deferred Compensation for School Employee | ||
| 0.35% | - | - | IRA Share | ||
| 0.35% | - | - | Other IRA Shares | ||
| 0.25%* | $10k* | - | Savings Account | ||
| OTHER TIERS: 0.15% → $1 - $1k | 0.20% → $1k - $10k | |||||
| 0.25% | - | - | Christmas Club | ||
| 0.15% | - | - | Vacation Club | ||
| 0.15% | - | - | Summer Savings Club | ||
| 0.15% | - | - | Health Savings Account | ||
TBA Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $100k* | - | VIP Checking | ||
| OTHER TIERS: 0.25% → $1 - $2.5k | 0.30% → $2.5k - $25k | 0.35% → $25k - $100k | |||||
| 0.35%* | $100k* | $1m | Business Checking | ||
| OTHER TIERS: 0.18% → $1m+ | |||||
| 0.25%* | $100k* | - | Non-Profit Checking | ||
| OTHER TIERS: 0.15% → $1 - $25k | 0.20% → $25k - $100k | |||||
TBA Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.37% | $500 | - | 60 Month CD | |
| 2.23% | $500 | - | 48 Month CD | |
| 1.96% | $500 | - | 36 Month CD | |
| 1.61% | $500 | - | 24 Month CD | |
| 1.41% | $500 | - | 12 Month CD | |
| 0.60% | $5k | - | 6 Month CD |
TBA Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.37% | $500 | - | 60 Month IRA | |
| 2.23% | $500 | - | 48 Month IRA | |
| 1.96% | $500 | - | 36 Month IRA | |
| 1.61% | $500 | - | 24 Month IRA | |
| 1.41% | $500 | - | 12 Month IRA | |
| 0.60% | $5k | - | 6 Month IRA |
| TBA Credit Union Locations | ||
|---|---|---|
| Branch Office | 537 Bay St | Traverse City, MI 49684 |
| Branch Office | 924 E 8th St | Traverse City, MI 49686 |
| Branch Office | 2900 W South Airport Rd | Traverse City, MI 49684-4611 |
| Corporate Office | 630 E Front St | Traverse City, MI 49686-2618 |