Featured Savings Rates
Featured Accounts

Telhio Credit Union

Popular Accounts at this Credit Union

2.02%Reward CheckingHigh-yield Share Checking Account
2.06%5-year CD60 Month CD
0.80%1-year CD12 Month CD

Overview / Commentary
96 N 4th St
Columbus, OH 43215-3115

Telhio Credit Union is headquartered in Columbus and is the 8th largest credit union in the state of Ohio. It is also the 431st largest credit union in the nation. It was established in 1935 and as of June of 2016, it had grown to 155 employees and 49,604 members at 7 locations. Telhio Credit Union's money market rates are 59% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school, or worship in Franklin, Fairfield, Licking, Delaware, Madison, Pickaway, and Union Counties in Ohio.
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Reviews (3)

Better than a Bank!

Posted by: Navarro | Aug 16, 2016

I have been with Telhio for some years now and I really can't say enough good things about them. To be honest I feel like they are just getting better and better. I have both checking and a savings account. The process of getting those accounts open was pretty simple once my application was approved. The guy that helped me get my account open and set up the online account was very friendly and patient with me. He walked me through the whole process. Every since then I have only received wonder friendly customer service, whether I go into a branch or just use the drive through window which I love because it is always so quick. The website is extremely user friendly. They have all of their services listed on there and its pretty simple to navigate. AND my absolute favorite thing about their website is having the option to instantly chat with a rep should I need to. This is an invaluable service, to me. It makes get the help that I need even easier. Like I said, I just can't say enough good things. If you are considering a credit union Telhio is Awesome, check them out!

Telhio - Great local credit union

Posted by: SamLenoski | Apr 8, 2015

Telhio has been a great bank to me ever since I opened up an account 2 months ago. Upon sign up of a checking account I received a $50 bonus that I could use for anything I wanted. I had a problem with a check depositing at my previous bank so I brought it to Telhio and they deposited it with no problem. They also have a coin counter in the lobby so you can bring in all of your loose change and put it in there and it will count it for you and deposit it into your account. The coin counter is very accurate and I have made several deposits this way. Their online app is also very sleek. When you log in on a computer it asks you one of your 3 security questions so it is very secure. This bank has made me enjoy my banking experience and the bankers at my branch know me by name.

Do Not Recommend

Posted by: whoops | Nov 3, 2012

Telhio is not a compassionate bank. Totally insensitive to the consumer.
If you make a mistake, don't count on them to be forgiving because they will not.
Many of their branch ATM's do not accept deposits and I am told by a manager when you make an ATM deposit, they will put a hold the funds for 2 days. Even cash!
Fees are high, just like most banks.  

I really feel this kind of policy is place in order for them to collect more NFS fees.  

Ovedraft protection,  even with that you would have to pay a fee.  

Bottom line, this bank is totally inflexible. They brag on their home page: Telhio is more than a bank. It's a credit union. And when you're a member of Telhio, you own it. You reap the benefits. Wherever you are in life, we're here to help you grab every opportunity.

Total grap.  I have been a member for about 10  years and do not see the advantage to being a member.  I have other accounts with Chase and PNC and have no problems. I know when I make a deposit it will be there.  I hear Huntington is very forgiving.


Health Grade Components

NCUA #62848
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD0.13%
Return on Equity - YTD1.39%
Annual Interest Income$10.4MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$602.6MM$548.0MM
LoansQ2 2016vs Q2 2015$476.2MM$415.7MM
DepositsQ2 2016vs Q2 2015$518.8MM$470.5MM
Equity CapitalQ2 2016vs Q2 2015$55.8MM$54.2MM
Loan Loss AllowanceQ2 2016vs Q2 2015$3.2MM$2.7MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$1.8MM$2.8MM
Real Estate OwnedQ2 2016vs Q2 2015$164.00K$24.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Telhio Credit Union Savings Account Rates

0.90%*$7,500*-Health Savings Account
OTHER TIERS: 0.20% Up to $2,500 | 0.70% $2,500 - $7,500
0.05%$250-Business Share Savings
0.05%--Share Savings
0.05%--Holiday Club
0.05%--It's For Me

Telhio Credit Union Money Market Rates

0.70%*$100k*-Money Market Ultra
OTHER TIERS: 0.55% $25k - $50k | 0.65% $50k - $100k
0.40%*$25k*-Business Money Market Plus
OTHER TIERS: 0.20% $10k - $25k
0.15%$10k$25kMoney Market Plus
0.10%$1k-Business Money Market
0.10%$1k-Money Market

Telhio Credit Union Checking Account Rates

2.02%*$5k*$15kHigh-Yield PLUS Checking
OTHER TIERS: 0.75% $25k+ | 1.67% $15k - $25k

Telhio Credit Union CD Rates

2.06%*$30k*-60 Month CD
OTHER TIERS: 1.76% $500 - $10k | 1.86% $10k - $30k
1.66%*$30k*-48 Month CD
OTHER TIERS: 1.46% $500 - $10k | 1.56% $10k - $30k
1.26%*$30k*-36 Month CD
OTHER TIERS: 1.00% $500 - $10k | 1.11% $10k - $30k
1.05%*$30k*-24 Month CD
OTHER TIERS: 0.75% $500 - $10k | 0.90% $10k - $30k
1.00%$5k-36 Month HSA CD
0.85%*$30k*-18 Month CD
OTHER TIERS: 0.45% $500 - $10k | 0.65% $10k - $30k
0.80%*$30k*-12 Month CD
OTHER TIERS: 0.30% $500 - $10k | 0.55% $10k - $30k
0.75%$500-Business 60 Month CD
0.75%$5k-24 Month HSA CD
0.65%$500-Business 48 Month CD
0.55%$500-Business 36 Month CD
0.50%*$30k*-9 Month CD
OTHER TIERS: 0.25% $500 - $10k | 0.40% $10k - $30k
0.45%$500-Business 24 Month CD
0.45%$5k-18 Month HSA CD
0.40%*$30k*-6 Month CD
OTHER TIERS: 0.20% $500 - $10k | 0.35% $10k - $30k
0.35%$500-Business 18 Month CD
0.25%$500-Business 12 Month CD
0.25%*$30k*-91 Day CD
OTHER TIERS: 0.15% $500 - $10k | 0.20% $10k - $30k
0.20%$500-Business 6 Month CD
0.15%$500-Business 91 Day CD

Telhio Credit Union IRA Rates

2.06%*$30k*-60 Month IRA
OTHER TIERS: 1.76% $500 - $10k | 1.86% $10k - $30k
1.66%*$30k*-48 Month IRA
OTHER TIERS: 1.46% $500 - $10k | 1.56% $10k - $30k
1.26%*$30k*-36 Month IRA
OTHER TIERS: 1.00% $500 - $10k | 1.11% $10k - $30k
1.05%*$30k*-24 Month IRA
OTHER TIERS: 0.75% $500 - $10k | 0.90% $10k - $30k
0.85%*$30k*-18 Month IRA
OTHER TIERS: 0.45% $500 - $10k | 0.65% $10k - $30k
0.80%*$30k*-12 Month IRA
OTHER TIERS: 0.30% $500 - $10k | 0.55% $10k - $30k
0.50%*$30k*-9 Month IRA
OTHER TIERS: 0.25% $500 - $10k | 0.40% $10k - $30k
0.40%*$30k*-6 Month IRA
OTHER TIERS: 0.20% $500 - $10k | 0.35% $10k - $30k
0.25%*$30k*-91 Day IRA
OTHER TIERS: 0.15% $500 - $10k | 0.20% $10k - $30k

Telhio Credit Union Locations
Branch Office96 N 4th StColumbus, OH 43215-3115
Branch Office8010 E Broad StReynoldsburg, OH 43068-8000
Branch Office5380 N Hamilton RdColumbus, OH 43230-1318
Branch Office4236 Buckeye PkwyGrove City, OH 43123-8377
Branch Office54 W Wilson Bridge RdWorthington, OH 43085-2293
Branch Office1795 Morse RdColumbus, OH 43229
Corporate Office201 Outerbelt StColumbus, OH 43213-1529