Braintree Co-operative Bank Offers New 13-month Special CD - Local



South Shore area (Boston)

The Braintree Co-operative Bank (Massachusetts) has recently added a new 13-month Advertised Special CD (1.25% APY) to its product line. The minimum opening deposit is $1K, with no maximum balance cap. According to CSR, the Early Withdrawal Penalty is six months interest.


The Braintree Co-operative Bank is Braintree’s only long-standing community bank, having just celebrated its 125th anniversary. The Bank’s market area includes 74 named communities in the South Shore area (Boston).

The Braintree Co-operative Bank limits it services and products to residents of the South Shore area, and an in-person visit to any of three branches located in Braintree (2) and Quincy is required to open any account. The Bank’s online banking platform is dedicated to account management for current customers.

Bank Overview

The Braintree Co-operative Bank has an overall health rating of "B+" at, with a Texas Ratio of 6.57% (excellent), as of September 30, 2014. The Braintree Co-operative Bank has an average capitalization level of 8.34%, a result of holding assets of $247.3 Million, with $20.7 Million in equity. Please refer to our financial overview of The Braintree Co-operative Bank for more details.

Founded in 1889, The Braintree Co-operative Bank’s deposits are not only insured by the FDIC (Certificate # 26570), but are also covered by the Share Insurance Fund.

The Share Insurance Fund (SIF) is a private fund owned by the member co-operative banks, which insures all deposits at co-operative banks in Massachusetts above Federal Deposit Insurance Corporation (FDIC) limits.

How the CD Compares

When compared to similar length of term CDs tracked by, with similar deposit requirements and available to Massachusetts residents, The Braintree Co-operative Bank’s 13-month Advertised Special CD ranks among the top performers:

The above rates are accurate as of 12/30/2014.

To look for the best nationwide CD rates and the best CD rates in your state, please refer to our CD rates table.


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