The Citizens Bank (KY)

Overview / Commentary
1522 Union City Highway
Hickman, KY 42050

The Citizens Bank (KY) is headquartered in Hickman and is the 79th largest bank in the state of Kentucky. It is also the 3,215th largest bank in the nation. It was established in 1930 and as of June of 2022, it had grown to 30 employees at 3 locations. The Citizens Bank (KY)'s money market rates are 2X the national average, and it has an A health rating.


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

FDIC Certificate #9306
Year Established1930
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.4%
Return on Equity - YTD14.17%
Annual Interest Income$3.5MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$184.2MM$168.1MM
LoansQ2 2022vs Q2 2021$128.0MM$111.0MM
DepositsQ2 2022vs Q2 2021$166.2MM$146.5MM
Equity CapitalQ2 2022vs Q2 2021$16.7MM$20.1MM
Loan Loss AllowanceQ2 2022vs Q2 2021$2.1MM$1.8MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$1.3MM$304.00K
Real Estate OwnedQ2 2022vs Q2 2021$36.00K$85.00K
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not The Citizens Bank (KY); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Citizens Bank (KY) Savings Account Rates

0.15%--Savings Account

The Citizens Bank (KY) Money Market Rates

1.05%*$250k*-Premium Money Maker Account
OTHER TIERS: 0.75% Up to $25k | 0.85% $25k - $50k | 0.95% $50k - $100k | 1.00% $100k - $250k
0.50%*$2.5k*-Money Maker Account
OTHER TIERS: 0.40% Up to $2.5k

The Citizens Bank (KY) Checking Account Rates

0.50%*$1.5k*$25kPremium Interest Checking
OTHER TIERS: 0.25% $25k+
0.40%$1k-NOW Checking Account

The Citizens Bank (KY) CD Rates

3.17%$500-30 Month CD
2.37%$500-60 Month CD
2.37%$500-60 Month Citizen Choice CD
2.27%$500-36 Month CD
2.25%$5k-36 Month Citizen Choice CD
2.07%$5k-24 Month CD
2.02%$500-18 Month CD
1.91%$500-12 Month CD
1.66%$50-12 Month Dollar for A's CD
0.75%$2.5k-182 Day CD
0.65%$2.5k-91 Day CD

The Citizens Bank (KY) IRA Rates

2.37%--60 Month IRA
2.27%--36 Month IRA
2.17%--30 Month IRA
2.02%--18 Month IRA
1.91%--12 Month IRA
0.75%--182 Day IRA
0.65%--91 Day IRA

The Citizens Bank (KY) Locations
The Citizens Bank1522 Union City HwyHickman, KY 42050
Nolan Avenue Branch201 Nolan AvenueFulton, KY 42041

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.