The Citizens Bank (KY)

Popular Accounts at this Bank

2.52%5-year CD60 Month Citizen Choice CD
1.51%1-year CD12 Month Dollar for A's CD
2.78%2-year CD24 Month Citizen Choice CD

Overview / Commentary
1522 Union City Highway
Hickman, KY 42050

The Citizens Bank (KY) is headquartered in Hickman and is the 108th largest bank in the state of Kentucky. It is also the 3,771st largest bank in the nation. It was established in 1930 and as of June of 2018, it had grown to 34 employees at 3 locations. The Citizens Bank (KY)'s CD rates are 68% higher than the national average, and it boasts an A+ health rating.


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Health Grade Components

FDIC Certificate #9306
Year Established1930
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.83%
Return on Equity - YTD6.04%
Annual Interest Income$2.8MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$125.7MM$121.4MM
LoansQ2 2018vs Q2 2017$89.4MM$83.0MM
DepositsQ2 2018vs Q2 2017$93.7MM$95.9MM
Equity CapitalQ2 2018vs Q2 2017$16.7MM$16.9MM
Loan Loss AllowanceQ2 2018vs Q2 2017$1.4MM$1.3MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$927.00K$1.7MM
Real Estate OwnedQ2 2018vs Q2 2017$221.00K$276.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Citizens Bank (KY) Money Market Rates

0.40%*$100k*-Premium Money Maker Account
OTHER TIERS: 0.25% Up to $25k | 0.30% $25k - $50k | 0.35% $50k - $100k
0.20%*$2.5k*-Money Maker Account
OTHER TIERS: 0.15% Up to $2.5k

The Citizens Bank (KY) Checking Account Rates

1.00%*$1.5k*$25kPremium Interest Checking
OTHER TIERS: 0.20% $25k+
0.15%$1k-NOW Checking Account

The Citizens Bank (KY) CD Rates

3.09%$500-60 Month CD
2.78%$5k-24 Month Citizen Choice CD
2.52%$500-60 Month Citizen Choice CD
2.02%$500-36 Month CD
1.96%$5k-36 Month Citizen Choice CD
1.81%$500-30 Month CD
1.61%$500-18 Month CD
1.51%$500-12 Month CD
1.51%--12 Month Dollar for A's CD
1.00%$2.5k-182 Day CD
0.50%$2.5k-91 Day CD

The Citizens Bank (KY) IRA Rates

3.09%--60 Month IRA
2.02%--36 Month IRA
1.81%--30 Month IRA
1.61%--18 Month IRA
1.51%--12 Month IRA
1.00%--182 Day IRA
0.50%--91 Day IRA

The Citizens Bank (KY) Locations
The Citizens Bank1522 Union City HighwayHickman, KY 42050
Nolan Avenue Branch201 Nolan AvenueFulton, KY 42041

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