The Citizens Bank (KY)

Overview / Commentary
1522 Union City Highway
Hickman, KY 42050

The Citizens Bank (KY) is headquartered in Hickman and is the 91st largest bank in the state of Kentucky. It is also the 3,424th largest bank in the nation. It was established in 1930 and as of December of 2019, it had grown to 33 employees at 3 locations. The Citizens Bank (KY)'s money market rates are 93% higher than the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #9306
Year Established1930
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.05%
Return on Equity - YTD8.42%
Annual Interest Income$6.6MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$144.2MM$134.1MM
LoansQ4 2019vs Q4 2018$95.1MM$96.7MM
DepositsQ4 2019vs Q4 2018$124.5MM$99.2MM
Equity CapitalQ4 2019vs Q4 2018$18.3MM$16.2MM
Loan Loss AllowanceQ4 2019vs Q4 2018$1.3MM$1.2MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$1.0MM$727.00K
Real Estate OwnedQ4 2019vs Q4 2018$207.00K$556.00K
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Always verify rates and promotions with the bank or credit union. We are not The Citizens Bank (KY); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Citizens Bank (KY) Savings Account Rates

0.25%--Savings Account

The Citizens Bank (KY) Money Market Rates

0.85%*$250k*-Premium Money Maker Account
OTHER TIERS: 0.35% Up to $25k | 0.40% $25k - $50k | 0.45% $50k - $100k | 0.50% $100k - $250k
0.30%*$2.5k*-Money Maker Account
OTHER TIERS: 0.25% Up to $2.5k

The Citizens Bank (KY) Checking Account Rates

0.50%*$1.5k*$25kPremium Interest Checking
OTHER TIERS: 0.30% $25k+
0.25%$1k-NOW Checking Account

The Citizens Bank (KY) CD Rates

1.11%$500-60 Month CD
1.11%$500-60 Month Citizen Choice CD
1.00%$500-36 Month CD
1.00%$5k-36 Month Citizen Choice CD
0.90%$500-30 Month CD
0.80%$5k-24 Month CD
0.70%$500-18 Month CD
0.65%$500-12 Month CD
0.65%$50-12 Month Dollar for A's CD
0.40%$2.5k-182 Day CD
0.30%$2.5k-91 Day CD

The Citizens Bank (KY) IRA Rates

1.00%--36 Month IRA
0.90%--30 Month IRA
0.70%--18 Month IRA
0.65%--12 Month IRA
0.40%--182 Day IRA
0.30%--91 Day IRA

The Citizens Bank (KY) Locations
The Citizens Bank1522 Union City HighwayHickman, KY 42050
Nolan Avenue Branch201 Nolan AvenueFulton, KY 42041

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