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Overview / Commentary
177 West Wood Street
Paris, IL 61944

The Edgar County Bank and Trust Co., Paris, Illinois is headquartered in Paris and is the 100th largest bank in the state of Illinois. It is also the 1,624th largest bank in the nation. It was established in 1873 and as of September of 2016, it had grown to 88 employees at 11 locations. The Edgar County Bank and Trust Co., Paris, Illinois has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #3722
Year Established1873
Employees88
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.48%
Return on Equity - YTD14%
Annual Interest Income$11.4MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$429.8MM$412.3MM
LoansQ3 2016vs Q3 2015$257.0MM$243.6MM
DepositsQ3 2016vs Q3 2015$347.7MM$333.6MM
Equity CapitalQ3 2016vs Q3 2015$45.8MM$42.1MM
Loan Loss AllowanceQ3 2016vs Q3 2015$2.5MM$2.5MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$1.2MM$2.4MM
Real Estate OwnedQ3 2016vs Q3 2015$475.00K$762.00K
Rates

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Locations


The Edgar County Bank and Trust Co., Paris, Illinois Locations
Ashmore Illinois Facility10 West Ashmore StreetAshmore, IL 61912
Kansas Illinois Facility101 S. Front StreetKansas, IL 61933
Watseka Branch141 Veterans ParkwayWatseka, IL 60970
Champaign Branch1601 South ProspectChampaign, IL 61820
The Edgar County Bank and Trust Co., Paris, Illino177 West Wood StreetParis, IL 61944
Gilman Branch209 South Crescent StreetGilman, IL 60938
Homer Bank134 South Main StreetHomer, IL 61849
Sidell Branch504 North Chicago StreetSidell, IL 61876
Drive-In Facility212-214 North Main StreetParis, IL 61944
Brocton, Illinois Facility301 W 3rd StreetBrocton, IL 61917