Overview / Commentary
Sixth And Blount Streets
Altoona, AL 35952

The Exchange Bank of Alabama is headquartered in Altoona and is the 40th largest bank in the state of Alabama. It is also the 2,301st largest bank in the nation. It was established in 1909 and as of December of 2018, it had grown to 73 employees at 5 locations. The Exchange Bank of Alabama's CD rates are 68% higher than the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #54
Year Established1909
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.15%
Return on Equity - YTD8.78%
Annual Interest Income$11.1MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$281.0MM$279.8MM
LoansQ4 2018vs Q4 2017$188.8MM$179.5MM
DepositsQ4 2018vs Q4 2017$232.7MM$236.8MM
Equity CapitalQ4 2018vs Q4 2017$38.4MM$36.3MM
Loan Loss AllowanceQ4 2018vs Q4 2017$2.3MM$2.2MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$66.00K$400.00K
Real Estate OwnedQ4 2018vs Q4 2017$1.5MM$1.6MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Exchange Bank of Alabama Money Market Rates

0.10%--Personal Prime Account
0.10%--Business Prime Account

The Exchange Bank of Alabama CD Rates

2.52%--5 Year CD
2.01%--3 Year CD
2.01%--4 Year CD
1.95%--9 Month CD Special - New Money
1.76%--2 Year CD
1.51%--1 Year CD
0.75%--6 Month CD
0.10%--3 Month CD

The Exchange Bank of Alabama Locations
Noccalula Village Branch1321a Noccalula RoadGadsden, AL 35904
Gadsden Branch230 North Third StreetGadsden, AL 35903
Rainbow City Branch3000 Rainbow DriveRainbow City, AL 35901
Attalla Branch923 Attalla BoulevardAttalla, AL 35954
The Exchange Bank Of AlabamaSixth and Blount StreetsAltoona, AL 35952

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