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Overview / Commentary
304-574-1212
101 N. Court St
Fayetteville, WV 25840

The Fayette County National Bank of Fayetteville is headquartered in Fayetteville and is the 49th largest bank in the state of West Virginia. It is also the 4,611th largest bank in the nation. It was established in 1900 and as of December of 2015, it had grown to 38 employees at 4 locations. The Fayette County National Bank of Fayetteville has a B+ health rating.

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The Fayette County National Bank of Fayetteville has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #6762
Year Established1900
Employees38
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.82%
Return on Equity - YTD7.1%
Annual Interest Income$3.9MM
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$93.8MM$92.0MM
LoansQ4 2015vs Q4 2014$60.8MM$57.8MM
DepositsQ4 2015vs Q4 2014$77.9MM$77.2MM
Equity CapitalQ4 2015vs Q4 2014$10.8MM$10.6MM
Loan Loss AllowanceQ4 2015vs Q4 2014$730.00K$740.00K
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$1.3MM$839.00K
Real Estate OwnedQ4 2015vs Q4 2014$38.00K$45.00K
Rates

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Locations


The Fayette County National Bank of Fayetteville Locations
The Fayette County National Bank Of Fayetteville101 N. Court StFayetteville, WV 25840
Ansted Branch137 East Main StreetAnsted, WV 25812
Oak Hill Branch1554 East Main StreetOak Hill, WV 25901