The First, A National Banking Association
Overview / Commentary
The First, A National Banking Association is headquartered in Hattiesburg and is the 5th largest bank in the state of Mississippi. It is also the 272nd largest bank in the nation. It was established in 1996 and as of December of 2019, it had grown to 686 employees at 76 locations. The First, A National Banking Association has an A health rating.
Health
A
Data as of Q4 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 34217 |
| Year Established | 1996 |
| Employees | 686 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.47% |
| Return on Equity - YTD | 9.61% |
| Annual Interest Income | $148.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $3.93B$3.00B |
| Loans | Q4 2019vs Q4 2018 | $2.60B$2.06B |
| Deposits | Q4 2019vs Q4 2018 | $3.08B$2.46B |
| Equity Capital | Q4 2019vs Q4 2018 | $616.8MM$434.4MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $13.9MM$10.1MM |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $41.1MM$23.2MM |
| Real Estate Owned | Q4 2019vs Q4 2018 | $7.3MM$10.9MM |
