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The First Capital Bank of Kentucky

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
2.00%Reward CheckingKasasa Cash
0.50%Reward SavingsKasasa Saver
1.50%5-year CD59 Month CD Special

Overview / Commentary
502-895-5040
293 North Hubbards Lane
Louisville, KY 40207

The First Capital Bank of Kentucky is headquartered in Louisville and is the 25th largest bank in the state of Kentucky. It is also the 1,342nd largest bank in the nation. It was established in 1996 and as of September of 2016, it had grown to 111 employees at 11 locations. The First Capital Bank of Kentucky has an A health rating.

Reviews (1)

Horrible Experience Turned To Happy Experience

Posted by: amydmeece | Jul 22, 2016

(I posted an update to this review in the comments section and changed my rating to reflect my current feelings of this bank. -Amy) The worst bank I have ever had to deal with in regards to my commercial loan experience. Marcy Mudd is one of the laziest, non-communicative, lack of diligent person of I have ever worked with. We are now going on 3 MONTHS for this loan to close all because of he did not take the time to DO HIS JOB. I am utterly at my wits end with him and this company. Knowing they have a very frustrated and unhappy customer, you think they would do everything in their power to remedy this situation. Unfortunately, setting them to this basic standard is asking too much.



Health
A

Health Grade Components

Overall
FDIC Certificate #34125
Year Established1996
Employees111
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.65%
Return on Equity - YTD7.06%
Annual Interest Income$14.7MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$522.8MM$499.0MM
LoansQ3 2016vs Q3 2015$426.5MM$399.9MM
DepositsQ3 2016vs Q3 2015$393.4MM$350.2MM
Equity CapitalQ3 2016vs Q3 2015$47.8MM$46.1MM
Loan Loss AllowanceQ3 2016vs Q3 2015$2.4MM$2.3MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$978.00K$2.4MM
Real Estate OwnedQ3 2016vs Q3 2015$995.00K$1.2MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The First Capital Bank of Kentucky Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*-$20kKasasa Saver
OTHER TIERS: 0.25% $20k+

The First Capital Bank of Kentucky Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$100k*-Gold Money Market Deposit Account
OTHER TIERS: 0.15% $1k - $50k | 0.25% $50k - $100k

The First Capital Bank of Kentucky Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$20kKasasa Cash
OTHER TIERS: 0.25% $20k+
0.00%--Kasasa Cash Back

The First Capital Bank of Kentucky CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$500-59 Month CD Special
1.20%$500-29 Month CD Special
0.70%$500-14 Month CD Special

The First Capital Bank of Kentucky IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$500-59 Month IRA Special-New Money
1.20%$500-29 Month IRA Special
0.70%$500-14 Month IRA Special
Locations


The First Capital Bank of Kentucky Locations
Middletown Branch13704 Shelbyville RoadLouisville, KY 40245
Strathmoor Branch2735 Bardstown RoadLouisville, KY 40205
Frankfort Avenue Branch2862 Frankfort AvenueLouisville, KY 40206
The First Capital Bank Of Kentucky293 North Hubbards LaneLouisville, KY 40207
Woodlawn Center Branch295 North Hubbards LaneLouisville, KY 40207
Fern Creek Branch6512 Bardstown RoadLouisville, KY 40291
Taylorsville Road9306 Taylorsville RoadLouisville, KY 40299
Brownsboro Road Branch9819 Brownsboro RoadLouisville, KY 40241