The First Central National Bank

Overview / Commentary
103 South Springfield
St. Paris, OH 43072

The First Central National Bank is headquartered in St. Paris and is the 131st largest bank in the state of Ohio. It is also the 3,997th largest bank in the nation. It was established in 1880 and as of September of 2021, it had grown to 19 employees at 3 locations. The First Central National Bank has an A+ health rating.


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Health Grade Components

FDIC Certificate #15214
Year Established1880
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.23%
Return on Equity - YTD1.4%
Annual Interest Income$1.8MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$107.2MM$97.1MM
LoansQ3 2021vs Q3 2020$48.7MM$50.3MM
DepositsQ3 2021vs Q3 2020$88.6MM$78.2MM
Equity CapitalQ3 2021vs Q3 2020$17.1MM$17.4MM
Loan Loss AllowanceQ3 2021vs Q3 2020$471.00K$471.00K
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$0$95.00K
Real Estate OwnedQ3 2021vs Q3 2020$0$0
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Always verify rates and promotions with the bank or credit union. We are not The First Central National Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The First Central National Bank Savings Account Rates

0.40%$100-IRA Savings
0.30%*$10k*-Health Savings Account
OTHER TIERS: 0.05% $1 - $3k | 0.20% $3k - $10k
0.05%$50-Statement Savings

The First Central National Bank Money Market Rates

0.10%*$2.5k*-Money Market
OTHER TIERS: 0.05% $1 - $2.5k

The First Central National Bank Checking Account Rates

0.10%*$2.5k*-Super N.O.W.
OTHER TIERS: 0.05% $1 - $2.5k
0.05%$1k-N.O.W. Checking

The First Central National Bank CD Rates

0.30%$1k-60 Month CD
0.25%$1k-48 Month CD
0.20%$1k-30 Month CD
0.15%$1k-24 Month CD
0.10%$1k-18 Month CD
0.05%$1k-182 Day CD
0.05%$1k-12 Month CD
0.05%$1k-15 Month CD

The First Central National Bank Locations
The First Central National Bank Of St. Paris103 South SpringfieldSt. Paris, OH 43072
Rosewood Branch11013 Ohio 29Rosewood, OH 43070
Christiansburg BranchTwo East Pike StreetChristiansburg, OH 45389

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