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The First Central National Bank of St. Paris

The First Central National Bank of St. Paris

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
0.65%1-year CD12 Month CD
0.10%SavingsStatement Savings
1.61%4-year CD48 Month CD

Overview / Commentary
937-663-4186
103 South Springfield
St. Paris, OH 43072

The First Central National Bank of St. Paris is headquartered in St. Paris and is the 137th largest bank in the state of Ohio. It is also the 4,486th largest bank in the nation. It was established in 1880 and as of March of 2017, it had grown to 20 employees at 3 locations. The First Central National Bank of St. Paris has an A health rating.

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The First Central National Bank of St. Paris has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #15214
Year Established1880
Employees20
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.9%
Return on Equity - YTD5.43%
Annual Interest Income$769.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$92.7MM$88.4MM
LoansQ1 2017vs Q1 2016$50.8MM$52.1MM
DepositsQ1 2017vs Q1 2016$75.9MM$71.8MM
Equity CapitalQ1 2017vs Q1 2016$15.3MM$15.3MM
Loan Loss AllowanceQ1 2017vs Q1 2016$497.00K$459.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$228.00K$10.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The First Central National Bank of St. Paris Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.56%$100-IRA Savings
0.60%*$10k*-Health Savings Account
OTHER TIERS: 0.20% Up to $3k | 0.40% $3k - $10k
0.10%$50-Statement Savings

The First Central National Bank of St. Paris Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$2,500-Money Market

The First Central National Bank of St. Paris Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$1k-N.O.W. Checking
0.10%$2,500-Super N.O.W.

The First Central National Bank of St. Paris CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.61%$1k-48 Month CD
1.31%$1k-30 Month CD
1.01%$1k-24 Month CD
0.85%$1k-18 Month CD
0.75%$1k-15 Month CD
0.65%$1k-12 Month CD
0.35%$1k-182 Day CD
Locations


The First Central National Bank of St. Paris Locations
The First Central National Bank Of St. Paris103 South SpringfieldSt. Paris, OH 43072
Rosewood Branch11013 Ohio 29Rosewood, OH 43070
Christiansburg BranchTwo East Pike StreetChristiansburg, OH 45389