The First Central National Bank of St. Paris
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.50% | 1-year CD | 12 Month CD 1.05% - Ally Bank High Yield 12-Month CD |
| 0.10% | Savings | Statement Savings 1.00% - Ally Bank Online Savings Account |
| 1.46% | 4-year CD | 48 Month CD |
Overview / Commentary
The First Central National Bank of St. Paris is headquartered in St. Paris and is the 145th largest bank in the state of Ohio. It is also the 4,650th largest bank in the nation. It was established in 1880 and as of June of 2016, it had grown to 20 employees at 3 locations. The First Central National Bank of St. Paris has a B+ health rating.
Health
B+
Data as of Q2 2016
Learn more about bank healthAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The First Central National Bank of St. Paris has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 15214 |
| Year Established | 1880 |
| Employees | 20 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.66% |
| Return on Equity - YTD | 3.83% |
| Annual Interest Income | $1.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $88.5MM$88.6MM |
| Loans | Q2 2016vs Q2 2015 | $52.5MM$51.9MM |
| Deposits | Q2 2016vs Q2 2015 | $71.7MM$72.7MM |
| Equity Capital | Q2 2016vs Q2 2015 | $15.4MM$14.7MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $469.00K$440.00K |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $69.00K$192.00K |
| Real Estate Owned | Q2 2016vs Q2 2015 | $0$0 |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
The First Central National Bank of St. Paris Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.47% | $100 | - | IRA | ||
| 0.60%* | $10k* | - | Health Savings Account | ||
| OTHER TIERS: 0.20% → Up to $3k | 0.40% → $3k - $10k | |||||
| 0.10% | $50 | - | Statement Savings | ||
The First Central National Bank of St. Paris Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $2,500 | - | Money Market Account |
The First Central National Bank of St. Paris Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $1k | - | Now Checking | |
| 0.10% | $2,500 | - | Super NOW |
The First Central National Bank of St. Paris CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.46% | $1k | - | 48 Month CD | |
| 1.13% | $1k | - | 30 Month CD | |
| 0.85% | $1k | - | 24 Month CD | |
| 0.65% | $1k | - | 18 Month CD | |
| 0.55% | $1k | - | 15 Month CD | |
| 0.50% | $1k | - | 12 Month CD | |
| 0.20% | $1k | - | 182 Day CD |
Locations
| The First Central National Bank of St. Paris Locations | ||
|---|---|---|
| The First Central National Bank Of St. Paris | 103 South Springfield | St. Paris, OH 43072 |
| Rosewood Branch | 11013 Ohio 29 | Rosewood, OH 43070 |
| Christiansburg Branch | Two East Pike Street | Christiansburg, OH 45389 |