The First Central National Bank

Overview / Commentary
103 South Springfield
St. Paris, OH 43072

The First Central National Bank is headquartered in St. Paris and is the 127th largest bank in the state of Ohio. It is also the 3,875th largest bank in the nation. It was established in 1880 and as of March of 2022, it had grown to 23 employees at 3 locations. The First Central National Bank has an A+ health rating.


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Health Grade Components

FDIC Certificate #15214
Year Established1880
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.58%
Return on Equity - YTD3.87%
Annual Interest Income$542.00K
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$113.8MM$106.2MM
LoansQ1 2022vs Q1 2021$45.8MM$48.4MM
DepositsQ1 2022vs Q1 2021$95.7MM$87.6MM
Equity CapitalQ1 2022vs Q1 2021$16.7MM$17.3MM
Loan Loss AllowanceQ1 2022vs Q1 2021$471.00K$471.00K
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$88.00K$99.00K
Real Estate OwnedQ1 2022vs Q1 2021$0$0
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Always verify rates and promotions with the bank or credit union. We are not The First Central National Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The First Central National Bank Savings Account Rates

0.30%$100-IRA Savings
0.25%*$10k*-Health Savings Account
OTHER TIERS: 0.05% $1 - $3k | 0.15% $3k - $10k
0.10%$50-Statement Savings

The First Central National Bank Money Market Rates

0.15%*$2.5k*-Money Market
OTHER TIERS: 0.10% $1 - $2.5k

The First Central National Bank Checking Account Rates

0.15%*$2.5k*-Super N.O.W.
OTHER TIERS: 0.10% $1 - $2.5k
0.10%$1k-N.O.W. Checking

The First Central National Bank CD Rates

0.45%$1k-60 Month CD
0.40%$1k-48 Month CD
0.35%$1k-30 Month CD
0.30%$1k-24 Month CD
0.25%$1k-18 Month CD
0.20%$1k-15 Month CD
0.10%$1k-182 Day CD
0.10%$1k-12 Month CD

The First Central National Bank Locations
The First Central National Bank Of St. Paris103 S Springfield StSt. Paris, OH 43072
Rosewood Branch11013 Ohio 29Rosewood, OH 43070
Christiansburg BranchTwo East Pike StreetChristiansburg, OH 45389
Urbana Branch1754 East U.S. Highway 36Urbana, OH 43078

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