The First Central National Bank is headquartered in St. Paris and is the 127th largest bank in the state of Ohio. It is also the 3,875th largest bank in the nation. It was established in 1880 and as of March of 2022, it had grown to 23 employees at 3 locations. The First Central National Bank has an A+ health rating.
Overall | |
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FDIC Certificate # | 15214 |
Year Established | 1880 |
Employees | 23 |
Primary Regulator | OCC |
Profit Margin | |
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Return on Assets - YTD | 0.58% |
Return on Equity - YTD | 3.87% |
Annual Interest Income | $542.00K |
Assets and Liabilities | ||
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Assets | Q1 2022vs Q1 2021 | $113.8MM$106.2MM |
Loans | Q1 2022vs Q1 2021 | $45.8MM$48.4MM |
Deposits | Q1 2022vs Q1 2021 | $95.7MM$87.6MM |
Equity Capital | Q1 2022vs Q1 2021 | $16.7MM$17.3MM |
Loan Loss Allowance | Q1 2022vs Q1 2021 | $471.00K$471.00K |
Unbacked Noncurrent Loans | Q1 2022vs Q1 2021 | $88.00K$99.00K |
Real Estate Owned | Q1 2022vs Q1 2021 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.30% | $100 | - | IRA Savings | ||
0.25%* | $10k* | - | Health Savings Account | ||
OTHER TIERS: 0.05% → $1 - $3k | 0.15% → $3k - $10k | |||||
0.10% | $50 | - | Statement Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.15%* | $2.5k* | - | Money Market | ||
OTHER TIERS: 0.10% → $1 - $2.5k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.15%* | $2.5k* | - | Super N.O.W. | ||
OTHER TIERS: 0.10% → $1 - $2.5k | |||||
0.10% | $1k | - | N.O.W. Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.45% | $1k | - | 60 Month CD | |
0.40% | $1k | - | 48 Month CD | |
0.35% | $1k | - | 30 Month CD | |
0.30% | $1k | - | 24 Month CD | |
0.25% | $1k | - | 18 Month CD | |
0.20% | $1k | - | 15 Month CD | |
0.10% | $1k | - | 182 Day CD | |
0.10% | $1k | - | 12 Month CD |
The First Central National Bank Locations | ||
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The First Central National Bank Of St. Paris | 103 S Springfield St | St. Paris, OH 43072 |
Rosewood Branch | 11013 Ohio 29 | Rosewood, OH 43070 |
Christiansburg Branch | Two East Pike Street | Christiansburg, OH 45389 |
Urbana Branch | 1754 East U.S. Highway 36 | Urbana, OH 43078 |