The First Central National Bank of St. Paris
LOCATIONS
3
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HEALTH RATING
A
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CURRENT TOP RATE
1.87% APY
48 Month CD
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Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.01% | 1-year CD | 12 Month CD |
| 0.10% | Savings | Statement Savings |
| 1.87% | 4-year CD | 48 Month CD |
Overview / Commentary
The First Central National Bank of St. Paris is headquartered in St. Paris and is the 134th largest bank in the state of Ohio. It is also the 4,348th largest bank in the nation. It was established in 1880 and as of December of 2017, it had grown to 18 employees at 3 locations. The First Central National Bank of St. Paris' CD rates are 12% higher than the national average, and it has an A health rating.
Health
A
Data as of Q4 2017
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The First Central National Bank of St. Paris has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 15214 |
| Year Established | 1880 |
| Employees | 18 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.65% |
| Return on Equity - YTD | 3.94% |
| Annual Interest Income | $3.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $95.1MM$91.3MM |
| Loans | Q4 2017vs Q4 2016 | $49.4MM$51.2MM |
| Deposits | Q4 2017vs Q4 2016 | $78.4MM$75.0MM |
| Equity Capital | Q4 2017vs Q4 2016 | $15.3MM$15.0MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $471.00K$485.00K |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $133.00K$155.00K |
| Real Estate Owned | Q4 2017vs Q4 2016 | $54.00K$0 |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
The First Central National Bank of St. Paris Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.61% | $100 | - | IRA Savings | ||
| 0.70%* | $10k* | - | Health Savings Account | ||
| OTHER TIERS: 0.30% → Up to $3k | 0.50% → $3k - $10k | |||||
| 0.10% | $50 | - | Statement Savings | ||
The First Central National Bank of St. Paris Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $2,500 | - | Money Market |
The First Central National Bank of St. Paris Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $1k | - | N.O.W. Checking | |
| 0.10% | $2,500 | - | Super N.O.W. |
The First Central National Bank of St. Paris CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.87% | $1k | - | 48 Month CD | |
| 1.56% | $1k | - | 30 Month CD | |
| 1.26% | $1k | - | 24 Month CD | |
| 1.21% | $1k | - | 18 Month CD | |
| 1.06% | $1k | - | 15 Month CD | |
| 1.01% | $1k | - | 12 Month CD | |
| 0.70% | $1k | - | 182 Day CD |
Locations
| The First Central National Bank of St. Paris Locations | ||
|---|---|---|
| The First Central National Bank Of St. Paris | 103 South Springfield | St. Paris, OH 43072 |
| Rosewood Branch | 11013 Ohio 29 | Rosewood, OH 43070 |
| Christiansburg Branch | Two East Pike Street | Christiansburg, OH 45389 |