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Overview / Commentary
1900 Sam Houston Street
Liberty, TX 77575

The First Liberty National Bank is headquartered in Liberty and is the 191st largest bank in the state of Texas. It is also the 2,234th largest bank in the nation. It was established in 1913 and as of September of 2016, it had grown to 61 employees at 2 locations. The First Liberty National Bank has an A health rating.


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Health Grade Components

FDIC Certificate #3301
Year Established1913
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.56%
Return on Equity - YTD4.69%
Annual Interest Income$7.2MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$293.8MM$310.8MM
LoansQ3 2016vs Q3 2015$165.1MM$148.8MM
DepositsQ3 2016vs Q3 2015$247.6MM$258.5MM
Equity CapitalQ3 2016vs Q3 2015$36.3MM$35.9MM
Loan Loss AllowanceQ3 2016vs Q3 2015$1.9MM$1.3MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$45.00K$212.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0

Rates for The First Liberty National Bank are currently being reviewed.


The First Liberty National Bank Locations
Dayton Financial Center Branch109 East Highway 90Dayton, TX 77535
The First Liberty National Bank1900 Sam Houston StreetLiberty, TX 77575