The First National Bank (IL)

Overview | Receive alerts for this bank

LOCATIONS

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
0.50%	Reward Checking	Rewards Checking 1.86% - National Average
1.65%	5-year CD	60 Month CD 2.25% - Ally Bank High Yield 5 Year CD
0.40%	1-year CD	12 Month CD 1.50% - Ally Bank No Penalty 11-Month CD

View all The First National Bank (IL) rates »

Overview / Commentary

www.thefnb.com

618-283-1141

432 West Gallatin Street
Vandalia, IL 62471

The First National Bank (IL) is headquartered in Vandalia and is the 131^st largest bank in the state of Illinois. It is also the 2,095^th largest bank in the nation. It was established in 1865 and as of June of 2017, it had grown to 83 employees at 7 locations. The First National Bank (IL) has an A health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

A

Data as of Q2 2017

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	3840
Year Established	1865
Employees	83
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.41%
Return on Equity - YTD	11.11%
Annual Interest Income	$5.5MM

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$320.1MM$319.5MM
Loans	Q2 2017vs Q2 2016	$176.2MM$176.1MM
Deposits	Q2 2017vs Q2 2016	$269.9MM$270.6MM
Equity Capital	Q2 2017vs Q2 2016	$42.4MM$40.5MM
Loan Loss Allowance	Q2 2017vs Q2 2016	$1.7MM$1.7MM
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$2.7MM$1.9MM
Real Estate Owned	Q2 2017vs Q2 2016	$28.00K$31.00K

Rates

Skip to rates for:

Savings
Money Market
Checking
CD

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not The First National Bank (IL); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The First National Bank (IL) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.30%	$500	-	IRA Account
0.15%	-	-	Christmas Savings Club
0.15%	-	-	Vacation Savings Club
0.10%	-	-	Savings
0.05%	$1k	-	First Club

The First National Bank (IL) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%	$1k	-	Money Market

The First National Bank (IL) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%^*	-	$25k	Rewards Checking
OTHER TIERS: 0.10% → $25k+
0.10%^*	$25k^*	-	FirstRate Checking
OTHER TIERS: 0.05% → $500 - $25k

The First National Bank (IL) CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.65%	$1k	-	60 Month CD
1.35%	$1k	-	48 Month CD
1.00%	$1k	-	36 Month CD
0.65%	$1k	-	24 Month CD
0.40%	$1k	-	12 Month CD
0.30%	$1k	-	182 Day CD
0.20%	$1k	-	91 Day CD
0.20%	$5k	-	91-Day Peace of Mind CD

Locations

The First National Bank (IL) Locations
Mulberry Grove Branch	102 Maple Street	Mulberry Grove, IL 62262
Greenville Branch	1310 East City Route 40	Greenville, IL 62246
Vandalia Branch	1420 North 8th Street	Vandalia, IL 62471
Ramsey Branch	227 South Superior Street	Ramsey, IL 62080
Banker Blvd Branch	311 Banker Blvd	Vandalia, IL 62471
The First National Bank	432 West Gallatin Street	Vandalia, IL 62471
Patoka Branch	209 South Railroad Street	Patoka, IL 62875