Overview / Commentary
The First National Bank (IL) is headquartered in Vandalia and is the 119th largest bank in the state of Illinois. It is also the 1,987th largest bank in the nation. It was established in 1865 and as of December of 2018, it had grown to 86 employees at 7 locations. The First National Bank (IL)'s CD rates are 46% higher than the national average, and it has an A health rating.
Health
A
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 3840 |
| Year Established | 1865 |
| Employees | 86 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.26% |
| Return on Equity - YTD | 9.52% |
| Annual Interest Income | $12.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $337.3MM$323.3MM |
| Loans | Q4 2018vs Q4 2017 | $197.0MM$180.4MM |
| Deposits | Q4 2018vs Q4 2017 | $285.3MM$273.1MM |
| Equity Capital | Q4 2018vs Q4 2017 | $44.6MM$42.6MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $2.0MM$1.8MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $2.1MM$1.1MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $22.00K$100.00K |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
The First National Bank (IL) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $1 | - | Christmas Savings Club | |
| 0.50% | $1 | - | Vacation Savings Club | |
| 0.35% | $500 | - | IRA Account | |
| 0.20% | - | - | Savings |
The First National Bank (IL) Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $1k | - | Money Market |
The First National Bank (IL) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00% | - | $25k | Rewards Checking | ||
| 0.15%* | $25k* | - | FirstRate Checking | ||
| OTHER TIERS: 0.10% → $500 - $25k | |||||
| 0.10% | $1k | - | FirstClub Checking | ||
The First National Bank (IL) CD Rates
Locations
| The First National Bank (IL) Locations | ||
|---|---|---|
| Mulberry Grove Branch | 102 Maple Street | Mulberry Grove, IL 62262 |
| Greenville Branch | 1310 East City Route 40 | Greenville, IL 62246 |
| Vandalia Branch | 1420 North 8th Street | Vandalia, IL 62471 |
| Ramsey Branch | 227 South Superior Street | Ramsey, IL 62080 |
| Banker Blvd Branch | 311 Banker Blvd | Vandalia, IL 62471 |
| The First National Bank | 432 West Gallatin Street | Vandalia, IL 62471 |
| Patoka Branch | 209 South Railroad Street | Patoka, IL 62875 |