The First National Bank (IL)
LOCATIONS
7
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HEALTH RATING
A
View health report
CURRENT TOP RATE
1.65% APY
60 Month CD
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Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.50% | Reward Checking | Rewards Checking 1.82% - National Average |
| 1.65% | 5-year CD | 60 Month CD 2.25% - Ally Bank High Yield 5 Year CD |
| 0.40% | 1-year CD | 12 Month CD 1.35% - Ally Bank High Yield 12-Month CD |
Overview / Commentary
The First National Bank (IL) is headquartered in Vandalia and is the 124th largest bank in the state of Illinois. It is also the 2,075th largest bank in the nation. It was established in 1865 and as of March of 2017, it had grown to 83 employees at 7 locations. The First National Bank (IL) has an A health rating.
Health
A
Data as of Q1 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 3840 |
| Year Established | 1865 |
| Employees | 83 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.08% |
| Return on Equity - YTD | 8.72% |
| Annual Interest Income | $2.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $324.1MM$318.5MM |
| Loans | Q1 2017vs Q1 2016 | $172.6MM$174.3MM |
| Deposits | Q1 2017vs Q1 2016 | $275.7MM$271.1MM |
| Equity Capital | Q1 2017vs Q1 2016 | $40.5MM$39.3MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $1.6MM$1.7MM |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $1.2MM$2.0MM |
| Real Estate Owned | Q1 2017vs Q1 2016 | $28.00K$67.00K |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
The First National Bank (IL) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.30% | $500 | - | IRA Account | |
| 0.15% | - | - | Christmas Savings Club | |
| 0.15% | - | - | Vacation Savings Club | |
| 0.10% | - | - | Savings | |
| 0.05% | $1k | - | First Club |
The First National Bank (IL) Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $1k | - | Money Market |
The First National Bank (IL) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | - | $25k | Rewards Checking | ||
| OTHER TIERS: 0.10% → $25k+ | |||||
| 0.10%* | $25k* | - | FirstRate Checking | ||
| OTHER TIERS: 0.05% → $500 - $25k | |||||
The First National Bank (IL) CD Rates
Locations
| The First National Bank (IL) Locations | ||
|---|---|---|
| Mulberry Grove Branch | 102 Maple Street | Mulberry Grove, IL 62262 |
| Greenville Branch | 1310 East City Route 40 | Greenville, IL 62246 |
| Vandalia Branch | 1420 North 8th Street | Vandalia, IL 62471 |
| Ramsey Branch | 227 South Superior Street | Ramsey, IL 62080 |
| Banker Blvd Branch | 311 Banker Blvd | Vandalia, IL 62471 |
| The First National Bank | 432 West Gallatin Street | Vandalia, IL 62471 |
| Patoka Branch | 209 South Railroad Street | Patoka, IL 62875 |