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The First National Bank of Germantown

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.25%5-year CD60 Month CD
0.65%1-year CD12 Month CD
0.20%SavingsLifetime Savings

Overview / Commentary
937-855-4151
17 North Main Street
Germantown, OH 45327

The First National Bank of Germantown is headquartered in Germantown and is the 171st largest bank in the state of Ohio. It is also the 5,283rd largest bank in the nation. It was established in 1863 and as of September of 2016, it had grown to 16 employees at 1 location. The First National Bank of Germantown has a B health rating.

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Health
B
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The First National Bank of Germantown has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #6592
Year Established1863
Employees16
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.16%
Return on Equity - YTD1.79%
Annual Interest Income$1.5MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$55.7MM$52.7MM
LoansQ3 2016vs Q3 2015$37.5MM$36.0MM
DepositsQ3 2016vs Q3 2015$47.5MM$43.7MM
Equity CapitalQ3 2016vs Q3 2015$5.0MM$4.9MM
Loan Loss AllowanceQ3 2016vs Q3 2015$349.00K$466.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$749.00K$885.00K
Real Estate OwnedQ3 2016vs Q3 2015$292.00K$356.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The First National Bank of Germantown Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$500-Flex Certificate
0.25%--Christmas Club
0.25%--Vacation Club
0.20%*$10k*-Lifetime Savings
OTHER TIERS: 0.10% $100 - $2,500 | 0.15% $2,500 - $10k

The First National Bank of Germantown Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$25k*-Lifetime Money Market
OTHER TIERS: 0.05% $2,500 - $10k | 0.10% $10k - $25k

The First National Bank of Germantown Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$2k-Lifetime Checking
0.05%$1k-Business Checking

The First National Bank of Germantown CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%$500-120 Month CD
2.00%$500-84 Month CD
1.25%$500-60 Month CD
0.90%$500-48 Month CD
0.85%$500-30 Month CD
0.85%$500-36 Month CD
0.75%$500-24 Month CD
0.65%$500-18 Month CD
0.65%$500-12 Month CD
0.50%$500-6 Month CD
0.50%$500-9 Month CD
Locations


The First National Bank of Germantown Locations
The First National Bank Of Germantown17 North Main StreetGermantown, OH 45327