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Overview / Commentary
120 Town Square
Manchester, KY 40962

The First National Bank of Manchester is headquartered in Manchester and is the 96th largest bank in the state of Kentucky. It is also the 3,651st largest bank in the nation. It was established in 1905 and as of December of 2017, it had grown to 33 employees at 4 locations. The First National Bank of Manchester has a B+ health rating.


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Health Grade Components

FDIC Certificate #2708
Year Established1905
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.37%
Return on Equity - YTD2.9%
Annual Interest Income$4.1MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$139.2MM$140.3MM
LoansQ4 2017vs Q4 2016$51.4MM$50.2MM
DepositsQ4 2017vs Q4 2016$121.1MM$122.1MM
Equity CapitalQ4 2017vs Q4 2016$17.8MM$17.6MM
Loan Loss AllowanceQ4 2017vs Q4 2016$1.3MM$1.4MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$1.4MM$1.7MM
Real Estate OwnedQ4 2017vs Q4 2016$547.00K$585.00K

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The First National Bank of Manchester Locations
The First National Bank Of Manchester120 Town Branch RoadManchester, KY 40962
Route 33 Branch403 North Main StreetLondon, KY 40741
North Manchester Branch421 Richmond RoadManchester, KY 40962
The Manchester Square BranchDaniel Boone Parkway and Highways 421 and 80Manchester, KY 40962