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Overview / Commentary
120 Town Square
Manchester, KY 40962

The First National Bank of Manchester is headquartered in Manchester and is the 96th largest bank in the state of Kentucky. It is also the 3,690th largest bank in the nation. It was established in 1905 and as of September of 2017, it had grown to 38 employees at 4 locations. The First National Bank of Manchester has a B+ health rating.


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Health Grade Components

FDIC Certificate #2708
Year Established1905
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.51%
Return on Equity - YTD3.98%
Annual Interest Income$3.1MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$138.5MM$143.0MM
LoansQ3 2017vs Q3 2016$47.4MM$52.0MM
DepositsQ3 2017vs Q3 2016$119.8MM$124.1MM
Equity CapitalQ3 2017vs Q3 2016$18.3MM$18.4MM
Loan Loss AllowanceQ3 2017vs Q3 2016$1.3MM$1.1MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$1.4MM$1.6MM
Real Estate OwnedQ3 2017vs Q3 2016$547.00K$556.00K

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The First National Bank of Manchester Locations
The First National Bank Of Manchester120 Town Branch RoadManchester, KY 40962
Route 33 Branch403 North Main StreetLondon, KY 40741
North Manchester Branch421 Richmond RoadManchester, KY 40962
The Manchester Square BranchDaniel Boone Parkway and Highways 421 and 80Manchester, KY 40962