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Overview / Commentary
120 Town Square
Manchester, KY 40962

The First National Bank of Manchester is headquartered in Manchester and is the 97th largest bank in the state of Kentucky. It is also the 3,681st largest bank in the nation. It was established in 1905 and as of March of 2017, it had grown to 38 employees at 4 locations. The First National Bank of Manchester has a B+ health rating.


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Health Grade Components

FDIC Certificate #2708
Year Established1905
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.37%
Return on Equity - YTD2.94%
Annual Interest Income$1.0MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$141.8MM$148.6MM
LoansQ1 2017vs Q1 2016$48.8MM$53.6MM
DepositsQ1 2017vs Q1 2016$123.7MM$130.2MM
Equity CapitalQ1 2017vs Q1 2016$17.8MM$18.0MM
Loan Loss AllowanceQ1 2017vs Q1 2016$1.4MM$1.1MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$1.3MM$1.1MM
Real Estate OwnedQ1 2017vs Q1 2016$608.00K$536.00K

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The First National Bank of Manchester Locations
The First National Bank Of Manchester120 Town Branch RoadManchester, KY 40962
Route 33 Branch403 North Main StreetLondon, KY 40741
North Manchester Branch421 Richmond RoadManchester, KY 40962
The Manchester Square BranchDaniel Boone Parkway and Highways 421 and 80Manchester, KY 40962