Overview / Commentary
815-385-5400
3814 West Elm Street
McHenry, IL 60050

The First National Bank of McHenry is headquartered in Mchenry and is the 217th largest bank in the state of Illinois. It is also the 3,142nd largest bank in the nation. It was established in 1969 and as of September of 2018, it had grown to 36 employees at 3 locations. The First National Bank of McHenry's money market rates are 2X the national average, and it has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #20081
Year Established1969
Employees36
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.66%
Return on Equity - YTD7.68%
Annual Interest Income$4.0MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$175.6MM$177.4MM
LoansQ3 2018vs Q3 2017$43.8MM$46.3MM
DepositsQ3 2018vs Q3 2017$160.5MM$160.7MM
Equity CapitalQ3 2018vs Q3 2017$14.8MM$16.3MM
Loan Loss AllowanceQ3 2018vs Q3 2017$676.00K$757.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$115.00K$616.00K
Real Estate OwnedQ3 2018vs Q3 2017$313.00K$724.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not The First National Bank of McHenry; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The First National Bank of McHenry Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$2.5k*-Statement Savings
OTHER TIERS: 0.10% Up to $2.5k
0.15%*$2.5k*-Relationship Savings
OTHER TIERS: 0.10% Up to $2.5k
0.10%--Passbook Savings

The First National Bank of McHenry Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$100k*-Money Market Deposit Account
OTHER TIERS: 0.25% Up to $2.5k | 0.35% $2.5k - $10k | 0.50% $10k - $25k | 0.60% $25k - $50k | 0.85% $50k - $100k

The First National Bank of McHenry Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.11%--Performance Checking (Municipal etc...)
0.25%*$50k*-Performance Checking
OTHER TIERS: 0.10% Up to $25k | 0.20% $25k - $50k
0.10%--Advantage Plus Checking
0.10%--Advantage Plus 55 Checking
0.05%$500-Advantage Checking

The First National Bank of McHenry CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$500-4 Year CD
1.76%$500-3 Year CD
1.66%$500-2 Year CD
1.56%$500-18 Month CD
1.36%$100k-365-730 Day Jumbo CD
1.31%$500-1 Year Advantage CD
1.26%$500-1 Year CD
1.21%$100k-270-364 Day Jumbo CD
1.10%$100k-182-269 Day Jumbo CD
1.00%$2.5k-182 Day CD
0.90%$100k-121-181 Day Jumbo CD
0.80%$100k-91-120 Day Jumbo CD
0.75%$2.5k-91 Day CD
0.55%$100k-60-90 Day Jumbo CD
0.30%$100k-30-59 Day Jumbo CD
0.15%$100k-7-29 Day Jumbo CD
0.10%$2.5k-7 Day CD

The First National Bank of McHenry IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$500-4 Year IRA
1.76%$500-3 Year IRA
1.66%$500-2 Year IRA
1.56%$500-18 Month IRA
1.36%$100k-365-730 Day Jumbo IRA
1.31%$500-1 Year Advantage IRA
1.26%$500-1 Year IRA
1.21%$100k-270-364 Day Jumbo IRA
1.10%$100k-182-269 Day Jumbo IRA
1.00%$2.5k-182 Day IRA
0.90%$100k-121-181 Day Jumbo IRA
0.80%$100k-91-120 Day Jumbo IRA
0.75%$2.5k-91 Day IRA
0.55%$100k-60-90 Day Jumbo IRA
0.30%$100k-30-59 Day Jumbo IRA
0.15%$100k-7-29 Day Jumbo IRA
0.10%$2.5k-7 Day IRA
Locations


The First National Bank of McHenry Locations
The First National Bank Of Mchenry3814 West Elm StreetMchenry, IL 60050
Island Lake Banking Center Facility660 East State RoadIsland Lake, IL 60042
Richmond Banking Center Branch9705 Prairie Ridge RoadRichmond, IL 60071

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