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Overview / Commentary
68 E. 2nd Avenue
Williamson, WV 25661

The First National Bank of Williamson is headquartered in Williamson and is the 48th largest bank in the state of West Virginia. It is also the 4,598th largest bank in the nation. It was established in 1903 and as of December of 2017, it had grown to 33 employees at 3 locations. The First National Bank of Williamson has a B health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The First National Bank of Williamson has a relatively low asset base.

Health Grade Components

FDIC Certificate #6805
Year Established1903
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.28%
Return on Equity - YTD9.21%
Annual Interest Income$3.8MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$80.8MM$85.8MM
LoansQ4 2017vs Q4 2016$48.9MM$49.4MM
DepositsQ4 2017vs Q4 2016$67.6MM$71.6MM
Equity CapitalQ4 2017vs Q4 2016$11.0MM$11.2MM
Loan Loss AllowanceQ4 2017vs Q4 2016$725.00K$726.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$672.00K$562.00K
Real Estate OwnedQ4 2017vs Q4 2016$595.00K$750.00K

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The First National Bank of Williamson Locations
The First National Bank Of Williamson Branch109 Prater Place, Suite 100Pikeville, KY 41501
The First National Bank Of Williamson68 E. 2nd AvenueWilliamson, WV 25661
The First National Bank Of Williamson BranchEast Fourth Avenue And Logan StreetWilliamson, WV 25661

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