The Health & Education Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.01% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
| 0.90% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
| 0.10% | Savings | 2.20% - Barclays Online Savings Account |
The Health & Education Federal Credit Union is headquartered in Lexington and is the 16th largest credit union in the state of Kentucky. It is also the 1,750th largest credit union in the nation. It was established in 1956 and as of December of 2018, it had grown to 16 employees and 16,978 members at 2 locations. The Health & Education Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership is open to all county school systems in the Lexington area, Georgetown College, Asbury Seminary, Asbury University, Central Baptist Hospital, Shriners Hospital and other colleges and health care providers.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 10800 |
| Year Chartered | 1956 |
| Employees | 16 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.75% |
| Return on Equity - YTD | 6.8% |
| Annual Interest Income | $2.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $86.1MM$84.3MM |
| Loans | Q4 2018vs Q4 2017 | $32.9MM$33.4MM |
| Deposits | Q4 2018vs Q4 2017 | $76.9MM$75.3MM |
| Equity Capital | Q4 2018vs Q4 2017 | $9.7MM$9.2MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $120.00K$112.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $112.00K$120.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not The Health & Education Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
The Health & Education Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | - | - | IRA Account | |
| 0.10% | - | - | Saving Account | |
| 0.10% | - | - | Vacation Club Account | |
| 0.10% | - | - | Christmas Club Account |
The Health & Education Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.01% | $1k | - | 5 Year CD | |
| 1.86% | $1k | - | 4 Year CD | |
| 1.51% | $1k | - | 3 Year CD | |
| 1.26% | $1k | - | 2 Year CD | |
| 0.90% | $1k | - | 1 Year CD |
| The Health & Education Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 185 Pasadena Dr Ste 155 | Lexington, KY 40503-2975 |
| Branch Office | 424 Park Pl | Lexington, KY 40511-1829 |