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The Health & Education Federal Credit Union

Popular Accounts at this Credit Union

0.90%5-year CD5 Year CD
0.35%1-year CD1 Year CD
0.10%SavingsSaving Account

Overview / Commentary
424 Park Pl
Lexington, KY 40511-1829

The Health & Education Federal Credit Union is headquartered in Lexington and is the 16th largest credit union in the state of Kentucky. It is also the 1,750th largest credit union in the nation. It was established in 1956 and as of September of 2017, it had grown to 16 employees and 16,657 members at 2 locations. The Health & Education Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to all county school systems in the Lexington area, Georgetown College, Asbury Seminary, Asbury University, Central Baptist Hospital, Shriners Hospital and other colleges and health care providers.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. The Health & Education Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #10800
Year Chartered1956
Primary Regulator
Profit Margin
Return on Assets - YTD0.41%
Return on Equity - YTD3.78%
Annual Interest Income$1.5MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$85.6MM$81.7MM
LoansQ3 2017vs Q3 2016$33.6MM$32.1MM
DepositsQ3 2017vs Q3 2016$76.6MM$72.7MM
Equity CapitalQ3 2017vs Q3 2016$9.4MM$9.1MM
Loan Loss AllowanceQ3 2017vs Q3 2016$108.00K$132.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$128.00K$161.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
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The Health & Education Federal Credit Union Savings Account Rates

0.20%--IRA Account
0.10%--Saving Account
0.10%--Vacation Club Account
0.10%--Christmas Club Account

The Health & Education Federal Credit Union CD Rates

0.90%$1k-4 Year CD
0.90%$1k-5 Year CD
0.65%$1k-3 Year CD
0.50%$1k-2 Year CD
0.35%$1k-1 Year CD

The Health & Education Federal Credit Union Locations
Branch Office185 Pasadena Dr Ste 155Lexington, KY 40503-2975
Branch Office424 Park PlLexington, KY 40511-1829