The Juniata Valley Bank is headquartered in Mifflintown and is the 60th largest bank in the state of Pennsylvania. It is also the 1,180th largest bank in the nation. It was established in 1867 and as of December of 2021, it had grown to 137 employees at 16 locations. The Juniata Valley Bank has an A health rating.
Juniata Valley Bank is the first bank and the only bank I have ever had experience in. The first account I had was a growth CD in which my parents opened for me in order to get a head start for savings. After I hit high school, I opened up a checking account because I had started working and driving and needed access to my money. I once lost my debit card and was able to call them and cancel it despite the time of day. I had another debit card sent to my house within a week. I now have a savings account with them and have had no problem taking money out of them or putting money in. Overall the employees are friendly every time I go in to deposit a check or need help opening another account.
Overall | |
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FDIC Certificate # | 7614 |
Year Established | 1867 |
Employees | 137 |
Primary Regulator | FDIC |
Profit Margin | |
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Return on Assets - YTD | 0.81% |
Return on Equity - YTD | 9.16% |
Annual Interest Income | $24.5MM |
Assets and Liabilities | ||
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Assets | Q4 2021vs Q4 2020 | $809.6MM$792.7MM |
Loans | Q4 2021vs Q4 2020 | $414.8MM$418.6MM |
Deposits | Q4 2021vs Q4 2020 | $708.5MM$623.0MM |
Equity Capital | Q4 2021vs Q4 2020 | $70.3MM$75.4MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $3.5MM$4.1MM |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $226.00K$536.00K |
Real Estate Owned | Q4 2021vs Q4 2020 | $87.00K$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
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0.15% | $100 | - | Health Savings Account | |
0.15% | $100 | - | Education IRA (Coverdell) | |
0.05% | $100 | - | Statement Savings | |
0.05% | $100 | - | Holiday Club |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.15%* | $15k* | - | Indexed Money Market | ||
OTHER TIERS: 0.10% → $1k - $15k | |||||
0.10% | $1k | - | Money Market Deposit Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | $1k | - | Non-Personal Interest Checking | |
0.05% | $2.5k | - | idLOCK Interest Checking | |
0.05% | $25k | - | idLOCK PLUS Checking |