The Juniata Valley Bank

Overview / Commentary
1 S Main St
Mifflintown, PA 17059

The Juniata Valley Bank is headquartered in Mifflintown and is the 62nd largest bank in the state of Pennsylvania. It is also the 1,184th largest bank in the nation. It was established in 1867 and as of December of 2018, it had grown to 152 employees at 16 locations. The Juniata Valley Bank's money market rates are 3X the national average, and it has an A health rating.

Reviews (2)

First and Only Bank

Juniata Valley Bank is the first bank and the only bank I have ever had experience in. The first account I had was a growth CD in which my parents opened for me in order to get a head start for savings. After I hit high school, I opened up a checking account because I had started working and driving and needed access to my money. I once lost my debit card and was able to call them and cancel it despite the time of day. I had another debit card sent to my house within a week. I now have a savings account with them and have had no problem taking money out of them or putting money in. Overall the employees are friendly every time I go in to deposit a check or need help opening another account.

Small Town Banking

I understand the need for fees and having a process for addressing customers. But this bank needs to get with the times. If you don't live in the immediate area you will be out of luck. The services offered for the $6/month checking are the same you can find at any other bank and most credit unions for a lower/free cost. When contacting the bank via their own secure messaging service online, the query is not immediately addressed but instead sent to the branch location of origination. The only way to make a check deposit is in person or via mail. The only reason we give two stars for web/mobile is because once able to log in online the system is fairly user friendly. Find yourself a different bank that won't charge you for every little thing. We are fortunate enough to be able to use USAA and will be switching all services to them.


Health Grade Components

FDIC Certificate #7614
Year Established1867
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.9%
Return on Equity - YTD9.22%
Annual Interest Income$23.6MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$624.0MM$586.3MM
LoansQ4 2018vs Q4 2017$414.6MM$381.0MM
DepositsQ4 2018vs Q4 2017$521.8MM$478.7MM
Equity CapitalQ4 2018vs Q4 2017$65.9MM$52.5MM
Loan Loss AllowanceQ4 2018vs Q4 2017$3.0MM$2.9MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$3.6MM$3.0MM
Real Estate OwnedQ4 2018vs Q4 2017$744.00K$355.00K
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not The Juniata Valley Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Juniata Valley Bank Savings Account Rates

0.20%$100-Health Savings Account
0.20%$100-Education IRA (Coverdell)
0.15%$100-Holiday Club Autodraft Account
0.10%$100-Statement Savings
0.05%$100-Holiday Club In-Person Account

The Juniata Valley Bank Money Market Rates

1.50%*$1m*-Indexed Money Market
OTHER TIERS: 0.10% $1k - $15k | 0.15% $15k - $25k | 0.75% $25k - $50k | 0.85% $50k - $100k | 1.00% $100k - $250k | 1.10% $250k - $500k | 1.25% $500k - $1m
0.10%$1k-Money Market Deposit Account

The Juniata Valley Bank Checking Account Rates

0.10%$1k-Non-Personal Interest Checking
0.10%*$20k*-idLOCK Interest Checking
OTHER TIERS: 0.05% $2.5k - $20k
0.10%$25k-idLOCK PLUS Checking

The Juniata Valley Bank CD Rates

2.90%$1k-90 Month CD Special
2.75%$1k-84 Month CD
2.64%$1k-54 Month CD Special
2.20%$1k-28 Month CD Special
1.75%$1k-14 Month CD
1.51%$1k-60 Month CD
0.90%$1k-48 - 59 Month CD
0.90%$1k-5 Month CD Special
0.85%$1k-36 Month CD
0.80%$1k-30 - 35 Month CD
0.47%$1k-24 Month Flex CD
0.40%$1k-18 - 23 Month CD
0.35%$1k-12 - 17 Month CD
0.35%*$10k*-12 Month Growth CD
OTHER TIERS: 0.10% $100 - $1k | 0.15% $1k - $10k
0.20%$1k-182 Day - 11 Month CD
0.15%$1k-90 - 181 Day CD

The Juniata Valley Bank IRA Rates

2.90%$1k-90 Month IRA Special
2.75%$1k-84 Month IRA
2.64%$1k-54 Month IRA Special
1.75%$1k-14 Month IRA
1.51%$1k-60 Month IRA
0.90%$1k-48 - 59 Month IRA
0.90%$1k-5 Month IRA Special
0.85%$1k-36 Month IRA
0.80%$1k-30 - 35 Month IRA
0.47%$1k-24 Month Flex IRA
0.40%$1k-18 - 23 Month IRA
0.35%$1k-12 - 17 Month IRA
0.20%$100-12 Month Variable IRA
0.20%$1k-182 Day - 11 Month IRA


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.