The Juniata Valley Bank
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.51% | 5-year CD | |
| 0.35% | 1-year CD | 2.65% - Barclays 12 Month Online CD |
| 0.10% | Savings | 2.00% - Ally Bank Online Savings Account |
The Juniata Valley Bank is headquartered in Mifflintown and is the 63rd largest bank in the state of Pennsylvania. It is also the 1,188th largest bank in the nation. It was established in 1867 and as of September of 2018, it had grown to 154 employees at 16 locations. The Juniata Valley Bank's money market rates are 3X the national average, and it has an A health rating.
First and Only Bank
Juniata Valley Bank is the first bank and the only bank I have ever had experience in. The first account I had was a growth CD in which my parents opened for me in order to get a head start for savings. After I hit high school, I opened up a checking account because I had started working and driving and needed access to my money. I once lost my debit card and was able to call them and cancel it despite the time of day. I had another debit card sent to my house within a week. I now have a savings account with them and have had no problem taking money out of them or putting money in. Overall the employees are friendly every time I go in to deposit a check or need help opening another account.
Small Town Banking
I understand the need for fees and having a process for addressing customers. But this bank needs to get with the times. If you don't live in the immediate area you will be out of luck. The services offered for the $6/month checking are the same you can find at any other bank and most credit unions for a lower/free cost. When contacting the bank via their own secure messaging service online, the query is not immediately addressed but instead sent to the branch location of origination. The only way to make a check deposit is in person or via mail. The only reason we give two stars for web/mobile is because once able to log in online the system is fairly user friendly. Find yourself a different bank that won't charge you for every little thing. We are fortunate enough to be able to use USAA and will be switching all services to them.
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 7614 |
| Year Established | 1867 |
| Employees | 154 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.92% |
| Return on Equity - YTD | 9.7% |
| Annual Interest Income | $17.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $619.9MM$594.5MM |
| Loans | Q3 2018vs Q3 2017 | $415.0MM$379.8MM |
| Deposits | Q3 2018vs Q3 2017 | $529.9MM$474.7MM |
| Equity Capital | Q3 2018vs Q3 2017 | $64.2MM$53.8MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $3.0MM$2.9MM |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $4.2MM$3.9MM |
| Real Estate Owned | Q3 2018vs Q3 2017 | $188.00K$576.00K |
Always verify rates and promotions with the bank or credit union. We are not The Juniata Valley Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
The Juniata Valley Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | $100 | - | Health Savings Account | |
| 0.20% | $100 | - | Education IRA (Coverdell) | |
| 0.15% | $100 | - | Holiday Club Autodraft Account | |
| 0.10% | $100 | - | Statement Savings | |
| 0.05% | $100 | - | Holiday Club In-Person Account |
The Juniata Valley Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.25%* | $1m* | - | Indexed Money Market | ||
| OTHER TIERS: 0.10% → $1k - $15k | 0.15% → $15k - $25k | 0.50% → $25k - $50k | 0.60% → $50k - $100k | 0.75% → $100k - $250k | 0.85% → $250k - $500k | 1.00% → $500k - $1m | |||||
| 0.10% | $1k | - | Money Market Deposit Account | ||
The Juniata Valley Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.10% | $1k | - | Non-Personal Interest Checking | ||
| 0.10%* | $20k* | - | idLOCK Interest Checking | ||
| OTHER TIERS: 0.05% → $2.5k - $20k | |||||
| 0.10% | $25k | - | idLOCK PLUS Checking | ||
The Juniata Valley Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.90% | $1k | - | 90 Month CD Special | ||
| 2.75% | $1k | - | 84 Month CD | ||
| 2.64% | $1k | - | 54 Month CD Special | ||
| 2.20% | $1k | - | 28 Month CD Special | ||
| 1.75% | $1k | - | 14 Month CD | ||
| 1.51% | $1k | - | 60 Month CD | ||
| 0.90% | $1k | - | 48 - 59 Month CD | ||
| 0.90% | $1k | - | 5 Month CD Special | ||
| 0.85% | $1k | - | 36 Month CD | ||
| 0.80% | $1k | - | 30 - 35 Month CD | ||
| 0.47% | $1k | - | 24 Month Flex CD | ||
| 0.40% | $1k | - | 18 - 23 Month CD | ||
| 0.35% | $1k | - | 12 - 17 Month CD | ||
| 0.35%* | $10k* | - | 12 Month Growth CD | ||
| OTHER TIERS: 0.10% → $100 - $1k | 0.15% → $1k - $10k | |||||
| 0.20% | $1k | - | 182 Day - 11 Month CD | ||
| 0.15% | $1k | - | 90 - 181 Day CD | ||
The Juniata Valley Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.90% | $1k | - | 90 Month IRA Special | |
| 2.75% | $1k | - | 84 Month IRA | |
| 2.64% | $1k | - | 54 Month IRA Special | |
| 1.75% | $1k | - | 14 Month IRA | |
| 1.51% | $1k | - | 60 Month IRA | |
| 0.90% | $1k | - | 48 - 59 Month IRA | |
| 0.90% | $1k | - | 5 Month IRA Special | |
| 0.85% | $1k | - | 36 Month IRA | |
| 0.80% | $1k | - | 30 - 35 Month IRA | |
| 0.47% | $1k | - | 24 Month Flex IRA | |
| 0.40% | $1k | - | 18 - 23 Month IRA | |
| 0.35% | $1k | - | 12 - 17 Month IRA | |
| 0.20% | $100 | - | 12 Month Variable IRA | |
| 0.20% | $1k | - | 182 Day - 11 Month IRA |
