The Juniata Valley Bank is headquartered in Mifflintown and is the 58th largest bank in the state of Pennsylvania. It is also the 1,118th largest bank in the nation. It was established in 1867 and as of December of 2020, it had grown to 145 employees at 16 locations. The Juniata Valley Bank has an A+ health rating.
First and Only Bank
Juniata Valley Bank is the first bank and the only bank I have ever had experience in. The first account I had was a growth CD in which my parents opened for me in order to get a head start for savings. After I hit high school, I opened up a checking account because I had started working and driving and needed access to my money. I once lost my debit card and was able to call them and cancel it despite the time of day. I had another debit card sent to my house within a week. I now have a savings account with them and have had no problem taking money out of them or putting money in. Overall the employees are friendly every time I go in to deposit a check or need help opening another account.
Data as of Q4 2020
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 7614 |
| Year Established | 1867 |
| Employees | 145 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.78% |
| Return on Equity - YTD | 7.6% |
| Annual Interest Income | $24.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2020vs Q4 2019 | $792.7MM$669.4MM |
| Loans | Q4 2020vs Q4 2019 | $418.6MM$397.6MM |
| Deposits | Q4 2020vs Q4 2019 | $623.0MM$532.0MM |
| Equity Capital | Q4 2020vs Q4 2019 | $75.4MM$72.4MM |
| Loan Loss Allowance | Q4 2020vs Q4 2019 | $4.1MM$3.0MM |
| Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $536.00K$3.3MM |
| Real Estate Owned | Q4 2020vs Q4 2019 | $0$0 |
