The Juniata Valley Bank

Overview / Commentary
1 S Main St
Mifflintown, PA 17059

The Juniata Valley Bank is headquartered in Mifflintown and is the 59th largest bank in the state of Pennsylvania. It is also the 1,177th largest bank in the nation. It was established in 1867 and as of June of 2022, it had grown to 141 employees at 16 locations. The Juniata Valley Bank's CD rates are 4X the national average, and it has an A health rating.

Reviews (1)

First and Only Bank

Juniata Valley Bank is the first bank and the only bank I have ever had experience in. The first account I had was a growth CD in which my parents opened for me in order to get a head start for savings. After I hit high school, I opened up a checking account because I had started working and driving and needed access to my money. I once lost my debit card and was able to call them and cancel it despite the time of day. I had another debit card sent to my house within a week. I now have a savings account with them and have had no problem taking money out of them or putting money in. Overall the employees are friendly every time I go in to deposit a check or need help opening another account.


Health Grade Components

FDIC Certificate #7614
Year Established1867
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.02%
Return on Equity - YTD14.54%
Annual Interest Income$13.2MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$816.7MM$834.8MM
LoansQ2 2022vs Q2 2021$437.3MM$427.3MM
DepositsQ2 2022vs Q2 2021$720.0MM$708.7MM
Equity CapitalQ2 2022vs Q2 2021$45.4MM$72.5MM
Loan Loss AllowanceQ2 2022vs Q2 2021$3.8MM$3.9MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$119.00K$430.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$110.00K
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Always verify rates and promotions with the bank or credit union. We are not The Juniata Valley Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Juniata Valley Bank Savings Account Rates

0.20%$100-Education IRA (Coverdell)
0.15%$100-Health Savings Account
0.05%$100-Statement Savings
0.05%$100-Holiday Club

The Juniata Valley Bank Money Market Rates

1.15%*$25k*-Indexed Money Market
OTHER TIERS: 0.50% $1k - $25k
0.50%$1k-Money Market Deposit Account

The Juniata Valley Bank Checking Account Rates

0.05%$1k-Non-Personal Interest Checking
0.05%$2.5k-idLOCK Interest Checking
0.05%$25k-idLOCK PLUS Checking

The Juniata Valley Bank CD Rates

4.32%$1k-14 Month CD Special
3.59%$1k-18 - 23 Month CD
3.55%$1k-6 - 11 Month CD
3.55%$1k-12 - 17 Month CD
3.03%$1k-24 - 29 Month CD
2.42%$1k-84 Month CD
1.51%$1k-60 Month CD
0.50%$1k-54 Month CD Special
0.50%$1k-90 Month CD Special
0.40%$1k-36 - 47 Month CD
0.40%$1k-48 - 59 Month CD
0.40%$1k-28 Month CD Special
0.40%$1k-20 Month CD Special
0.35%$1k-30 - 35 Month CD
0.30%$1k-24 Month Flex CD
0.25%*$10k*-12 Month Growth CD
OTHER TIERS: 0.10% $100 - $1k | 0.15% $1k - $10k
0.20%$1k-5 Month CD Special
0.15%$1k-90 - 181 Day CD

The Juniata Valley Bank IRA Rates

4.32%$1k-14 Month IRA Special
3.59%$1k-18 - 23 Month IRA
3.55%$1k-6 - 11 Month IRA
3.55%$1k-12 - 17 Month IRA
2.42%$1k-84 Month IRA
1.51%$1k-60 Month IRA
0.50%$1k-54 Month IRA Special
0.50%$1k-90 Month IRA Special
0.40%$1k-36 - 47 Month IRA
0.40%$1k-48 - 59 Month IRA
0.40%$1k-20 Month IRA Special
0.35%$1k-30 - 35 Month IRA
0.30%$1k-24 Month Flex IRA
0.20%$100-12 Month Variable IRA
0.20%$1k-5 Month IRA Special
0.15%$1k-90 - 181 Day IRA


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