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The Juniata Valley Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.51%5-year CD60 Month CD
0.35%1-year CD1 Year Growth CD
0.10%SavingsStatement Savings

Overview / Commentary
717-436-8211
1 S Main St
Mifflintown, PA 17059

The Juniata Valley Bank is headquartered in Mifflintown and is the 61st largest bank in the state of Pennsylvania. It is also the 1,229th largest bank in the nation. It was established in 1867 and as of March of 2017, it had grown to 142 employees at 15 locations. The Juniata Valley Bank has a B+ health rating.

Reviews (2)

First and Only Bank

Juniata Valley Bank is the first bank and the only bank I have ever had experience in. The first account I had was a growth CD in which my parents opened for me in order to get a head start for savings. After I hit high school, I opened up a checking account because I had started working and driving and needed access to my money. I once lost my debit card and was able to call them and cancel it despite the time of day. I had another debit card sent to my house within a week. I now have a savings account with them and have had no problem taking money out of them or putting money in. Overall the employees are friendly every time I go in to deposit a check or need help opening another account.

Small Town Banking

I understand the need for fees and having a process for addressing customers. But this bank needs to get with the times. If you don't live in the immediate area you will be out of luck. The services offered for the $6/month checking are the same you can find at any other bank and most credit unions for a lower/free cost. When contacting the bank via their own secure messaging service online, the query is not immediately addressed but instead sent to the branch location of origination. The only way to make a check deposit is in person or via mail. The only reason we give two stars for web/mobile is because once able to log in online the system is fairly user friendly. Find yourself a different bank that won't charge you for every little thing. We are fortunate enough to be able to use USAA and will be switching all services to them.



Health
B+

Health Grade Components

Overall
FDIC Certificate #7614
Year Established1867
Employees142
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.85%
Return on Equity - YTD9.32%
Annual Interest Income$5.2MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$586.7MM$569.7MM
LoansQ1 2017vs Q1 2016$381.0MM$376.0MM
DepositsQ1 2017vs Q1 2016$472.1MM$466.3MM
Equity CapitalQ1 2017vs Q1 2016$52.9MM$55.8MM
Loan Loss AllowanceQ1 2017vs Q1 2016$2.8MM$2.6MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$4.4MM$4.5MM
Real Estate OwnedQ1 2017vs Q1 2016$657.00K$706.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Juniata Valley Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$100-Health Savings Account
0.20%$100-Education IRA (Coverdell)
0.15%$100-Holiday Club Autodraft Account
0.10%$100-Statement Savings
0.05%$100-Holiday Club In-Person Account

The Juniata Valley Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$25k*-Indexed Money Market Fund Account
OTHER TIERS: 0.10% $1k - $15k | 0.15% $15k - $25k
0.10%$1k-Money Market Deposit Account

The Juniata Valley Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$1k-Non-Personal Interest Checking
0.10%*$20k*-idLOCK™ Interest Checking
OTHER TIERS: 0.05% $2,500 - $20k
0.10%$25k-idLOCK™ PLUS Checking

The Juniata Valley Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.01%$1k-90 Month CD Special
1.85%$1k-54 Month CD Special
1.51%$1k-60 Month CD
1.51%$1k-150 Week CD Special
1.15%$1k-84 Month CD
0.90%$1k-48 - 59 Month CD
0.80%$1k-30 - 35 Month CD
0.80%$1k-150 Day CD Special
0.70%$1k-36 Month CD
0.47%$1k-24 Month Flex CD
0.40%$1k-18 - 23 Month CD
0.35%$1k-12 - 17 Month CD
0.35%*$10k*-1 Year Growth CD
OTHER TIERS: 0.10% $100 - $1k | 0.15% $1k - $10k
0.20%$1k-182 Day - 11 Month CD
0.15%$1k-90 - 181 Day CD

The Juniata Valley Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.01%$1k-90 Month IRA Special
1.85%$1k-54 Month IRA Special
1.51%$1k-60 Month IRA
1.51%$1k-150 Week IRA Special
1.15%$1k-84 Month IRA
0.90%$1k-48 - 59 Month IRA
0.80%$1k-30 - 35 Month IRA
0.80%$1k-150 Day IRA Special
0.70%$1k-36 Month IRA
0.47%$1k-24 Month Flex IRA
0.40%$1k-18 - 23 Month IRA
0.35%$1k-12 - 17 Month IRA
0.20%$100-12 Month Variable IRA
0.20%$1k-182 Day - 11 Month IRA
Locations

The Juniata Valley Bank has 15 locations. Click to view all The Juniata Valley Bank locations.