The Juniata Valley Bank

Overview / Commentary
1 S Main St
Mifflintown, PA 17059

The Juniata Valley Bank is headquartered in MIFFLINTOWN and is the 52nd largest bank in the state of Pennsylvania. It is also the 1,153rd largest bank in the nation. It was established in 1867 and as of March of 2024, it had grown to 144 employees at 15 locations. The Juniata Valley Bank's CD rates are 4X the national average, and it has a B+ health rating.

Reviews (1)

First and Only Bank

Juniata Valley Bank is the first bank and the only bank I have ever had experience in. The first account I had was a growth CD in which my parents opened for me in order to get a head start for savings. After I hit high school, I opened up a checking account because I had started working and driving and needed access to my money. I once lost my debit card and was able to call them and cancel it despite the time of day. I had another debit card sent to my house within a week. I now have a savings account with them and have had no problem taking money out of them or putting money in. Overall the employees are friendly every time I go in to deposit a check or need help opening another account.


Health Grade Components

FDIC Certificate #7614
Year Established1867
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.64%
Return on Equity - YTD13.52%
Annual Interest Income$9MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$864.8MM$830.7MM
LoansQ1 2024vs Q1 2023$530.9MM$483.1MM
DepositsQ1 2024vs Q1 2023$738.6MM$724.3MM
Equity CapitalQ1 2024vs Q1 2023$41.7MM$36.6MM
Loan Loss AllowanceQ1 2024vs Q1 2023$5.8MM$5.4MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$175K$51K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
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Always verify rates and promotions with the bank or credit union. We are not The Juniata Valley Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Juniata Valley Bank Savings Account Rates

0.20%$100-Education IRA (Coverdell)
0.15%$100-Health Savings Account
0.05%$100-Statement Savings
0.05%$100-Holiday Club

The Juniata Valley Bank Money Market Rates

1.41%*$25k*-Indexed Money Market
OTHER TIERS: 0.50% $1k - $25k
0.50%$1k-Money Market Deposit Account

The Juniata Valley Bank Checking Account Rates

0.05%$1k-Non-Personal Interest Checking
0.05%$25k-idLOCK PLUS Checking

The Juniata Valley Bank CD Rates

3.80%$1k-12 - 17 Month CD
3.80%$1k-14 Month CD Special
3.80%$1k-28 Month CD Special
3.80%$1k-24 - 29 Month CD
3.75%$1k-18 - 23 Month CD
3.75%$1k-20 Month CD Special
3.55%$1k-30 - 35 Month CD
3.44%$1k-6 - 11 Month CD
3.44%$1k-5 Month CD Special
3.39%$1k-36 - 47 Month CD
3.34%$1k-90 - 181 Day CD
3.19%$1k-48 - 59 Month CD
3.19%$1k-54 Month CD Special
3.03%$1k-60 Month CD
2.42%$1k-84 Month CD
0.25%*$10k*-12 Month Growth CD
OTHER TIERS: 0.10% $100 - $1k | 0.15% $1k - $10k

The Juniata Valley Bank IRA Rates

3.80%$1k-12 - 17 Month IRA
3.80%$1k-14 Month IRA Special
3.80%$1k-28 Month IRA Special
3.80%$1k-24 - 29 Month IRA
3.75%$1k-18 - 23 Month IRA
3.75%$1k-20 Month IRA Special
3.55%$1k-30 - 35 Month IRA
3.44%$1k-6 - 11 Month IRA
3.44%$1k-5 Month IRA Special
3.39%$1k-36 - 47 Month IRA
3.34%$1k-90 - 181 Day IRA
3.19%$1k-48 - 59 Month IRA
3.19%$1k-54 Month IRA Special
3.03%$1k-60 Month IRA
2.42%$1k-84 Month IRA
0.20%$100-12 Month Variable IRA


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