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The Lowell Five Cent Savings Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.40%5-year CD5 Year CD
0.45%1-year CD1 Year CD
0.05%SavingsStatement Savings

Overview / Commentary
978-452-1300
One Merrimack Plaza
Lowell, MA 01852

The Lowell Five Cent Savings Bank is headquartered in Lowell and is the 36th largest bank in the state of Massachusetts. It is also the 713th largest bank in the nation. It was established in 1854 and as of September of 2016, it had grown to 215 employees at 16 locations. The Lowell Five Cent Savings Bank has an A health rating.

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Health
A

Health Grade Components

Overall
FDIC Certificate #90227
Year Established1854
Employees215
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.58%
Return on Equity - YTD5.03%
Annual Interest Income$27.3MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$1.04B$990.8MM
LoansQ3 2016vs Q3 2015$791.4MM$730.2MM
DepositsQ3 2016vs Q3 2015$878.9MM$842.5MM
Equity CapitalQ3 2016vs Q3 2015$121.2MM$114.9MM
Loan Loss AllowanceQ3 2016vs Q3 2015$6.8MM$6.2MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$5.4MM$1.6MM
Real Estate OwnedQ3 2016vs Q3 2015$0$1.2MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Lowell Five Cent Savings Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$50k*-Business Companion Statement Savings
OTHER TIERS: 0.05% Up to $10k | 0.20% $10k - $25k | 0.30% $25k - $50k
0.25%--Before You Know It Club
0.05%--Passbook Savings
0.05%--Statement Savings
0.05%--Companion Savings

The Lowell Five Cent Savings Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$50k*-MoneyMaker - Money Market
OTHER TIERS: 0.05% $2,500 - $10k | 0.20% $10k - $25k | 0.30% $25k - $50k
0.20%$2,500-Business Money Market

The Lowell Five Cent Savings Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$10k-AllBusiness Plus Checking
0.05%$5k-Premier Checking Account
0.02%$5k-MyChoice Business Interest (DBA)

The Lowell Five Cent Savings Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.40%$500-5 Year CD
1.40%$500-Business 5 Year CD
1.15%$500-4 Year CD
1.15%$500-Business 4 Year CD
1.00%$500-3 Year CD
1.00%$500-Business 3 Year CD
0.80%$500-2.5 Year CD
0.80%$500-Business 2 1/2 Year CD
0.55%$500-1.5 Year CD
0.55%$500-Business 1 1/2 Year CD
0.45%$500-1 Year CD
0.45%$500-Business 1 Year CD
0.30%$2,500-6 Month CD
0.30%$2,500-Business 6 Month CD

The Lowell Five Cent Savings Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.40%$500-5 Year IRA CD
1.15%$500-4 Year IRA CD
1.00%$500-3 Year IRA CD
0.80%$500-2.5 Year IRA CD
0.55%$500-1.5 Year IRA CD
0.55%$100-12 Month Amplifier IRA CD
0.55%$500-Business 12 Month Amplifier IRA
0.45%$500-1 Year IRA CD
0.30%$2,500-6 Month IRA CD
Locations

The Lowell Five Cent Savings Bank has 14 locations. Click to view all The Lowell Five Cent Savings Bank locations.