The MINT National Bank is headquartered in Kingwood and is the 201st largest bank in the state of Texas. It is also the 2,245th largest bank in the nation. It was established in 2009 and as of June of 2022, it had grown to 40 employees at 1 location. The MINT National Bank has an A+ health rating.
We've been at The Mint Bank, in Kingwood, for about 4 years and they know me by name. They're very nice and professional. They helped us with a check hold situation where a contractor took our money but didn't start work the next day or following day...as he promised. We've been ripped off by this of scam before and they understood. They had me come in because it was the last hours to cancel the check. They walked me though it. I doubt another bank would have shown such consideration and helped us at the last minute...as they did. Their checking is free...I mean "free" without a limit. Bill pay is awesome and easy to set up. I have always felt safe about placing cash into their after hours deposit. We've never had a problem but I feel that they would help right away...if we ever do.
I felt the MINT's CD rates and relatively strong rating justified the 60 mile trek to investigate this little bank in Kingwood, TX. Although the staff is small the CSR, Erin, was competent and efficient in processing our new account. The transaction was visible online the next day, and I felt confident in extending my CD ladder with one of the few banks still offering a 5 yr. rate over 2%.
If you go to their website you'll see they have many locations in the Houston area and even one in New Jersey. If you look closer you'll notice they all have the same phone number. I looked up a few of the addresses online and found all kinds of companies/businesses, but no bank branches. The FDIC website lists only the Kingwood location. I know info online is not always reliable or up to date so I sent them a message over a week ago and no reply. Maybe there's a logical explanation but I do not appreciate the non response. Proceed with caution.
|FDIC Certificate #||58764|
|Return on Assets - YTD||1.04%|
|Return on Equity - YTD||7.77%|
|Annual Interest Income||$6.9MM|
|Assets and Liabilities|
|Assets||Q2 2022vs Q2 2021||$348.8MM$339.2MM|
|Loans||Q2 2022vs Q2 2021||$265.0MM$295.7MM|
|Deposits||Q2 2022vs Q2 2021||$290.1MM$275.9MM|
|Equity Capital||Q2 2022vs Q2 2021||$52.7MM$38.9MM|
|Loan Loss Allowance||Q2 2022vs Q2 2021||$8.6MM$8.7MM|
|Unbacked Noncurrent Loans||Q2 2022vs Q2 2021||$2.5MM$373.00K|
|Real Estate Owned||Q2 2022vs Q2 2021||$117.00K$117.00K|
Rates for The MINT National Bank are currently being reviewed.
|The MINT National Bank Locations|
|The Mint National Bank||1213 Kingwood Dr||Kingwood, TX 77339|