The MINT National Bank

Overview / Commentary
1213 Kingwood Drive
Kingwood, TX 77339

The MINT National Bank is headquartered in KINGWOOD and is the 193rd largest bank in the state of Texas. It is also the 2,088th largest bank in the nation. It was established in 2009 and as of March of 2023, it had grown to 44 employees at 1 location. The MINT National Bank's money market rates are 9X the national average, and it has an A health rating.

Reviews (4)

My Favorite Bank...

Posted by: |

We've been at The Mint Bank, in Kingwood, for about 4 years and they know me by name. They're very nice and professional. They helped us with a check hold situation where a contractor took our money but didn't start work the next day or following he promised. We've been ripped off by this of scam before and they understood. They had me come in because it was the last hours to cancel the check. They walked me though it. I doubt another bank would have shown such consideration and helped us at the last they did. Their checking is free...I mean "free" without a limit. Bill pay is awesome and easy to set up. I have always felt safe about placing cash into their after hours deposit. We've never had a problem but I feel that they would help right away...if we ever do.

Really Nice EWP

I recently transferred in an IRA that got split into a stack of 5 year CDs at 2.60%. Very easy experience, very professional. And, the EWP is only 90 days! That is the best I've come across on five year CDs.

Small Bank With Big Rates

Posted by: |

I felt the MINT's CD rates and relatively strong rating justified the 60 mile trek to investigate this little bank in Kingwood, TX.  Although the staff is small the CSR, Erin, was competent and efficient in processing our new account.  The transaction was visible online the next day, and I felt confident in extending my CD ladder with one of the few banks still offering a 5 yr. rate over 2%.            

Question Mark

Posted by: |

If you go to their website you'll see they have many locations in the Houston area and even one in New Jersey. If you look closer you'll notice they all have the same phone number. I looked up a few of the addresses online and found all kinds of companies/businesses, but no bank branches. The FDIC website lists only the Kingwood location. I know info online is not always reliable or up to date so I sent them a message over a week ago and no reply. Maybe there's a logical explanation but I do not appreciate the non response. Proceed with caution.


Health Grade Components

FDIC Certificate #58764
Year Established2009
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.02%
Return on Equity - YTD6.88%
Annual Interest Income$6.1MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$386.2MM$350.3MM
LoansQ1 2023vs Q1 2022$300.7MM$245.6MM
DepositsQ1 2023vs Q1 2022$319.7MM$301.0MM
Equity CapitalQ1 2023vs Q1 2022$56.5MM$44.2MM
Loan Loss AllowanceQ1 2023vs Q1 2022$7.7MM$8.3MM
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$3.4MM$2.1MM
Real Estate OwnedQ1 2023vs Q1 2022$0$117.00K
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The MINT National Bank Savings Account Rates

4.00%--ManageMINT Savings Account
2.25%--EconoMINT Savings Account

The MINT National Bank Money Market Rates

4.00%--MonuMINT Savings Account

The MINT National Bank Checking Account Rates

1.75%--MonuMINT Checking Plus

The MINT National Bank CD Rates

5.75%$10k-15 Month CD Special
5.10%$10k-12 Month CD Special
5.00%$10k-18 Months CD
4.50%$10k-24 Months CD
4.25%$10k-36 Months CD
4.00%$10k-3 Months CD
4.00%$10k-6 Months CD
4.00%$10k-48 Months CD
3.70%$10k-60 Months CD

The MINT National Bank IRA Rates

5.75%$10k-15 Months IRA Special
5.10%$10k-12 Month Variable IRA
5.10%$10k-12 Month IRA Special
5.00%$10k-18 Months IRA
4.50%$10k-24 Months IRA
4.25%$10k-36 Months IRA
4.00%$10k-3 Months IRA
4.00%$10k-6 Months IRA
4.00%$10k-48 Months IRA
3.70%$10k-60 Months IRA

The MINT National Bank Locations
The Mint National Bank1213 Kingwood DrKingwood, TX 77339

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