The MINT National Bank
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 3.00% | 5-year CD | |
| 2.95% | 4-year CD | 1.99% - National Average |
| 2.90% | 3-year CD | 1.87% - National Average |
The MINT National Bank is headquartered in Kingwood and is the 239th largest bank in the state of Texas. It is also the 2,831st largest bank in the nation. It was established in 2009 and as of December of 2018, it had grown to 27 employees at 1 location. The MINT National Bank's savings rates are 4X the national average, and it has an A health rating.
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My Favorite Bank...
We've been at The Mint Bank, in Kingwood, for about 4 years and they know me by name. They're very nice and professional. They helped us with a check hold situation where a contractor took our money but didn't start work the next day or following day...as he promised. We've been ripped off by this of scam before and they understood. They had me come in because it was the last hours to cancel the check. They walked me though it. I doubt another bank would have shown such consideration and helped us at the last minute...as they did. Their checking is free...I mean "free" without a limit. Bill pay is awesome and easy to set up. I have always felt safe about placing cash into their after hours deposit. We've never had a problem but I feel that they would help right away...if we ever do.
Really Nice EWP
I recently transferred in an IRA that got split into a stack of 5 year CDs at 2.60%. Very easy experience, very professional. And, the EWP is only 90 days! That is the best I've come across on five year CDs.
Small Bank With Big Rates
I felt the MINT's CD rates and relatively strong rating justified the 60 mile trek to investigate this little bank in Kingwood, TX. Although the staff is small the CSR, Erin, was competent and efficient in processing our new account. The transaction was visible online the next day, and I felt confident in extending my CD ladder with one of the few banks still offering a 5 yr. rate over 2%.
Question Mark
If you go to their website you'll see they have many locations in the Houston area and even one in New Jersey. If you look closer you'll notice they all have the same phone number. I looked up a few of the addresses online and found all kinds of companies/businesses, but no bank branches. The FDIC website lists only the Kingwood location. I know info online is not always reliable or up to date so I sent them a message over a week ago and no reply. Maybe there's a logical explanation but I do not appreciate the non response. Proceed with caution.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 58764 |
| Year Established | 2009 |
| Employees | 27 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.82% |
| Return on Equity - YTD | 14.43% |
| Annual Interest Income | $10.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $206.9MM$168.0MM |
| Loans | Q4 2018vs Q4 2017 | $163.3MM$135.4MM |
| Deposits | Q4 2018vs Q4 2017 | $179.5MM$144.1MM |
| Equity Capital | Q4 2018vs Q4 2017 | $25.7MM$21.8MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $3.3MM$2.4MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $2.4MM$1.1MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not The MINT National Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
The MINT National Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.00% | - | - | MonuMINT Savings Account | |
| 2.00% | - | - | ManageMINT Savings Account | |
| 1.00% | - | - | EconoMINT Savings Account |
The MINT National Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.80%* | $50k* | - | MonuMINT Checking | ||
| OTHER TIERS: 0.50% → Up to $10k | 1.00% → $10k - $50k | |||||
The MINT National Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.00% | $1k | - | 60 Months CD | |
| 2.95% | $1k | - | 48 Months CD | |
| 2.90% | $1k | - | 36 Months CD | |
| 2.85% | $1k | - | 30 Months CD | |
| 2.80% | $1k | - | 24 Months CD | |
| 2.75% | $1k | - | 18 Months CD | |
| 2.70% | $1k | - | 12 Months CD | |
| 2.50% | $1k | - | 6 Months CD | |
| 2.35% | $1k | - | 3 Months CD |
The MINT National Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.00% | $1k | - | 60 Months IRA | |
| 2.95% | $1k | - | 48 Months IRA | |
| 2.90% | $1k | - | 36 Months IRA | |
| 2.85% | $1k | - | 30 Months IRA | |
| 2.80% | $1k | - | 24 Months IRA | |
| 2.75% | $1k | - | 18 Months IRA | |
| 2.70% | $1k | - | 12 Month Variable IRA | |
| 2.70% | $1k | - | 12 Months IRA | |
| 2.50% | $1k | - | 6 Months IRA | |
| 2.35% | $1k | - | 3 Months IRA |
| The MINT National Bank Locations | ||
|---|---|---|
| The Mint National Bank | 1213 Kingwood Drive | Kingwood, TX 77339 |