Featured Savings Rates
Featured Accounts

The National Bank of Delaware County

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
2.01%Reward CheckingKasasa Cash
0.75%Reward SavingsKasasa Saver
1.00%5-year CD60 Month CD

Overview / Commentary
607-865-4126
131-135 Delaware Street
Walton, NY 13856

The National Bank of Delaware County is headquartered in Walton and is the 88th largest bank in the state of New York. It is also the 1,770th largest bank in the nation. It was established in 1890 and as of March of 2016, it had grown to 96 employees at 12 locations. The National Bank of Delaware County has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #7337
Year Established1890
Employees96
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.32%
Return on Equity - YTD3.03%
Annual Interest Income$2.6MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$380.6MM$365.4MM
LoansQ1 2016vs Q1 2015$112.6MM$103.5MM
DepositsQ1 2016vs Q1 2015$332.2MM$317.5MM
Equity CapitalQ1 2016vs Q1 2015$40.3MM$38.9MM
Loan Loss AllowanceQ1 2016vs Q1 2015$1.6MM$1.6MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$638.00K$757.00K
Real Estate OwnedQ1 2016vs Q1 2015$0$159.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The National Bank of Delaware County Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*-$25kKasasa Saver
OTHER TIERS: 0.20% $25k+
0.10%--Christmas Clubs (Automatic Deposit)
0.10%--All-Purpose Clubs
0.10%$25-Savings Account
0.10%$25-Health Savings Account

The National Bank of Delaware County Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$2,500-Money Market

The National Bank of Delaware County Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.01%*-$10kKasasa Cash
OTHER TIERS: 0.20% $10k+
0.10%$1k-NOW Checking

The National Bank of Delaware County CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-60 Month CD
1.00%$500-Business 60 Month CD
0.75%$500-30 Month CD
0.75%$500-Business 30 Month CD
0.50%$500-18 Month CD
0.50%$500-Business 18 Month CD
0.25%$500-12 Month CD
0.25%$500-Business 12 Month CD
0.15%$500-182 Day CD
0.15%$500-Business 182 Day CD
0.10%$500-91 Day CD
0.10%$500-31 Day CD
0.10%$500-Business 31 Day CD
0.10%$500-Business 91 Day CD

The National Bank of Delaware County IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-60 Month Fixed Rate IRA
0.75%$500-30 Month Fixed Rate IRA
0.60%$100-18 Month Variable Rate IRA
0.50%$500-18 Month Fixed Rate IRA
Locations

The National Bank of Delaware County has 12 locations. Click to view all The National Bank of Delaware County locations.