The National Bank of Indianapolis is headquartered in Indianapolis and is the 11th largest bank in the state of Indiana. It is also the 417th largest bank in the nation. It was established in 1993 and as of September of 2016, it had grown to 309 employees at 13 locations. The National Bank of Indianapolis has an A health rating.
I used the National Bank of Indianapolis for most of my life (until I moved out of Indiana) and really enjoyed my experience. I held a savings account with them since before I was born (naturally, my parents opened it for me), and their interest rates helped me accumulate a decent sum over the time I kept my account there. Whenever I had questions, it was easy to just go to a branch and ask for help. The employees were always friendly and accommodating. As a child, I was still learning about what money meant and how banks worked, and whenever I went with my mom to do my banking, I learned a little about how the system worked and what the different aspects of my account (interest rate, balance, accrued interest etc.) meant. When it came time to close my account as I was leaving the state, the process was absolutely painless and nobody tried to guilt me into keeping my funds there, which I really appreciated. Overall, the National Bank of Indianapolis was a great resource for me and a bank I would definitely use again if I moved back to IN.
NBI does not make the process of maintaining loan accounts easy or client friendly. This is unfortunate, especially considering our history with the bank - considerable amounts borrowed, always current, history of fully paid loans. Feels as though we are being "nickel and dimed."
|FDIC Certificate #||33860|
|Return on Assets - YTD||0.73%|
|Return on Equity - YTD||9.79%|
|Annual Interest Income||$41.6MM|
|Assets and Liabilities|
|Assets||Q3 2016vs Q3 2015||$1.92B$1.75B|
|Loans||Q3 2016vs Q3 2015||$1.30B$1.13B|
|Deposits||Q3 2016vs Q3 2015||$1.65B$1.53B|
|Equity Capital||Q3 2016vs Q3 2015||$149.7MM$136.2MM|
|Loan Loss Allowance||Q3 2016vs Q3 2015||$13.7MM$12.3MM|
|Unbacked Noncurrent Loans||Q3 2016vs Q3 2015||$9.2MM$12.8MM|
|Real Estate Owned||Q3 2016vs Q3 2015||$2.2MM$2.7MM|
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