The Poca Valley Bank, Inc.
The Poca Valley Bank, Inc.
Overview / Commentary
The Poca Valley Bank, Inc. is headquartered in Walton and is the 15th largest bank in the state of West Virginia. It is also the 2,042nd largest bank in the nation. It was established in 1908 and as of December of 2017, it had grown to 106 employees at 7 locations. The Poca Valley Bank, Inc. has a B+ health rating.
Health
B+
Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 11952 |
| Year Established | 1908 |
| Employees | 106 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.64% |
| Return on Equity - YTD | 6.23% |
| Annual Interest Income | $14.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $328.1MM$342.9MM |
| Loans | Q4 2017vs Q4 2016 | $249.2MM$240.8MM |
| Deposits | Q4 2017vs Q4 2016 | $281.1MM$296.6MM |
| Equity Capital | Q4 2017vs Q4 2016 | $34.7MM$34.5MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $2.6MM$2.5MM |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $2.7MM$1.8MM |
| Real Estate Owned | Q4 2017vs Q4 2016 | $554.00K$463.00K |
Rates
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Locations
| The Poca Valley Bank, Inc. Locations | ||
|---|---|---|
| Spencer Branch | 1 Black Walnut Avenue | Spencer, WV 25276 |
| Winfield Branch | 3500 Winfield Road | Winfield, WV 25213 |
| Sissonville Branch | 6420 Sissonville Drive | Sissonville, WV 25320 |
| The Poca Valley Bank, Inc. | 7033 Charleston Road | Walton, WV 25286 |
| Poca Foodfair Supermarket Branch | Route 62, Main Street | Poca, WV 25159 |
| Clendenin Branch | U.S. Highway 119 and 2nd Avenue | Clendenin, WV 25045 |
| Elkview Branch | U.S. Highway 119 and State Road 43 | Elkview, WV 25071 |