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Overview / Commentary
7033 Charleston Road
Walton, WV 25286

The Poca Valley Bank, Inc. is headquartered in Walton and is the 16th largest bank in the state of West Virginia. It is also the 2,057th largest bank in the nation. It was established in 1908 and as of March of 2016, it had grown to 103 employees at 7 locations. The Poca Valley Bank, Inc. has a B+ health rating.


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Health Grade Components

FDIC Certificate #11952
Year Established1908
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.86%
Return on Equity - YTD7.97%
Annual Interest Income$3.3MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$323.6MM$323.7MM
LoansQ1 2016vs Q1 2015$229.1MM$210.9MM
DepositsQ1 2016vs Q1 2015$276.0MM$285.9MM
Equity CapitalQ1 2016vs Q1 2015$35.4MM$33.9MM
Loan Loss AllowanceQ1 2016vs Q1 2015$2.2MM$2.0MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$1.3MM$1.7MM
Real Estate OwnedQ1 2016vs Q1 2015$905.00K$561.00K

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The Poca Valley Bank, Inc. Locations
Spencer Branch1 Black Walnut AvenueSpencer, WV 25276
Winfield Branch3500 Winfield RoadWinfield, WV 25213
Sissonville Branch6420 Sissonville DriveSissonville, WV 25320
The Poca Valley Bank, Inc.7033 Charleston RoadWalton, WV 25286
Poca Foodfair Supermarket BranchRoute 62, Main StreetPoca, WV 25159
Clendenin BranchU.S. Highway 119 and 2nd AvenueClendenin, WV 25045
Elkview BranchU.S. Highway 119 and State Road 43Elkview, WV 25071