The Poca Valley Bank, Inc.
The Poca Valley Bank, Inc.
Overview / Commentary
The Poca Valley Bank, Inc. is headquartered in Walton and is the 17th largest bank in the state of West Virginia. It is also the 2,080th largest bank in the nation. It was established in 1908 and as of June of 2016, it had grown to 110 employees at 7 locations. The Poca Valley Bank, Inc. has a B+ health rating.
Health
B+
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 11952 |
| Year Established | 1908 |
| Employees | 110 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.84% |
| Return on Equity - YTD | 7.71% |
| Annual Interest Income | $6.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $321.4MM$315.0MM |
| Loans | Q2 2016vs Q2 2015 | $238.7MM$216.4MM |
| Deposits | Q2 2016vs Q2 2015 | $272.6MM$277.4MM |
| Equity Capital | Q2 2016vs Q2 2015 | $36.2MM$33.9MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $2.1MM$2.0MM |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $1.3MM$1.4MM |
| Real Estate Owned | Q2 2016vs Q2 2015 | $735.00K$591.00K |
Rates
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Locations
| The Poca Valley Bank, Inc. Locations | ||
|---|---|---|
| Spencer Branch | 1 Black Walnut Avenue | Spencer, WV 25276 |
| Winfield Branch | 3500 Winfield Road | Winfield, WV 25213 |
| Sissonville Branch | 6420 Sissonville Drive | Sissonville, WV 25320 |
| The Poca Valley Bank, Inc. | 7033 Charleston Road | Walton, WV 25286 |
| Poca Foodfair Supermarket Branch | Route 62, Main Street | Poca, WV 25159 |
| Clendenin Branch | U.S. Highway 119 and 2nd Avenue | Clendenin, WV 25045 |
| Elkview Branch | U.S. Highway 119 and State Road 43 | Elkview, WV 25071 |