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Overview / Commentary
304-577-6611
7033 Charleston Road
Walton, WV 25286

The Poca Valley Bank, Inc. is headquartered in Walton and is the 16th largest bank in the state of West Virginia. It is also the 2,045th largest bank in the nation. It was established in 1908 and as of June of 2017, it had grown to 106 employees at 7 locations. The Poca Valley Bank, Inc. has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #11952
Year Established1908
Employees106
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.67%
Return on Equity - YTD6.65%
Annual Interest Income$7.0MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$328.3MM$321.4MM
LoansQ2 2017vs Q2 2016$245.4MM$238.7MM
DepositsQ2 2017vs Q2 2016$281.8MM$272.6MM
Equity CapitalQ2 2017vs Q2 2016$34.3MM$36.2MM
Loan Loss AllowanceQ2 2017vs Q2 2016$2.9MM$2.1MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$2.4MM$1.3MM
Real Estate OwnedQ2 2017vs Q2 2016$540.00K$735.00K
Rates

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Locations


The Poca Valley Bank, Inc. Locations
Spencer Branch1 Black Walnut AvenueSpencer, WV 25276
Winfield Branch3500 Winfield RoadWinfield, WV 25213
Sissonville Branch6420 Sissonville DriveSissonville, WV 25320
The Poca Valley Bank, Inc.7033 Charleston RoadWalton, WV 25286
Poca Foodfair Supermarket BranchRoute 62, Main StreetPoca, WV 25159
Clendenin BranchU.S. Highway 119 and 2nd AvenueClendenin, WV 25045
Elkview BranchU.S. Highway 119 and State Road 43Elkview, WV 25071