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Overview / Commentary
7033 Charleston Road
Walton, WV 25286

The Poca Valley Bank, Inc. is headquartered in Walton and is the 17th largest bank in the state of West Virginia. It is also the 2,080th largest bank in the nation. It was established in 1908 and as of June of 2016, it had grown to 110 employees at 7 locations. The Poca Valley Bank, Inc. has a B+ health rating.


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Health Grade Components

FDIC Certificate #11952
Year Established1908
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.84%
Return on Equity - YTD7.71%
Annual Interest Income$6.7MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$321.4MM$315.0MM
LoansQ2 2016vs Q2 2015$238.7MM$216.4MM
DepositsQ2 2016vs Q2 2015$272.6MM$277.4MM
Equity CapitalQ2 2016vs Q2 2015$36.2MM$33.9MM
Loan Loss AllowanceQ2 2016vs Q2 2015$2.1MM$2.0MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$1.3MM$1.4MM
Real Estate OwnedQ2 2016vs Q2 2015$735.00K$591.00K

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The Poca Valley Bank, Inc. Locations
Spencer Branch1 Black Walnut AvenueSpencer, WV 25276
Winfield Branch3500 Winfield RoadWinfield, WV 25213
Sissonville Branch6420 Sissonville DriveSissonville, WV 25320
The Poca Valley Bank, Inc.7033 Charleston RoadWalton, WV 25286
Poca Foodfair Supermarket BranchRoute 62, Main StreetPoca, WV 25159
Clendenin BranchU.S. Highway 119 and 2nd AvenueClendenin, WV 25045
Elkview BranchU.S. Highway 119 and State Road 43Elkview, WV 25071