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Overview / Commentary
304-577-6611
7033 Charleston Road
Walton, WV 25286

The Poca Valley Bank, Inc. is headquartered in Walton and is the 16th largest bank in the state of West Virginia. It is also the 1,991st largest bank in the nation. It was established in 1908 and as of September of 2016, it had grown to 102 employees at 7 locations. The Poca Valley Bank, Inc. has an A health rating.

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Health
A

Health Grade Components

Overall
FDIC Certificate #11952
Year Established1908
Employees102
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.77%
Return on Equity - YTD7.08%
Annual Interest Income$10.2MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$336.8MM$323.8MM
LoansQ3 2016vs Q3 2015$241.9MM$229.2MM
DepositsQ3 2016vs Q3 2015$288.2MM$277.1MM
Equity CapitalQ3 2016vs Q3 2015$36.6MM$34.6MM
Loan Loss AllowanceQ3 2016vs Q3 2015$2.2MM$2.1MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$1.9MM$1.6MM
Real Estate OwnedQ3 2016vs Q3 2015$452.00K$492.00K
Rates

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Locations


The Poca Valley Bank, Inc. Locations
Spencer Branch1 Black Walnut AvenueSpencer, WV 25276
Winfield Branch3500 Winfield RoadWinfield, WV 25213
Sissonville Branch6420 Sissonville DriveSissonville, WV 25320
The Poca Valley Bank, Inc.7033 Charleston RoadWalton, WV 25286
Poca Foodfair Supermarket BranchRoute 62, Main StreetPoca, WV 25159
Clendenin BranchU.S. Highway 119 and 2nd AvenueClendenin, WV 25045
Elkview BranchU.S. Highway 119 and State Road 43Elkview, WV 25071