Featured Savings Rates
Featured Accounts

The Richmond Postal Credit Union In

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.71%5-year CD60 Month CD
0.65%1-year CD12 Month CD
0.20%SavingsCustodian Savings

Overview / Commentary
804-355-9684
1601 Ownby Ln
Richmond, VA 23220

The Richmond Postal Credit Union In is headquartered in Richmond and is the 57th largest credit union in the state of Virginia. It is also the 1,848th largest credit union in the nation. It was established in 1923 and as of December of 2015, it had grown to 18 employees and 7,059 members at 1 location. The Richmond Postal Credit Union In's CD rates are 11% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Must be an active or retired employee of the Richmond, Virginia area Post Office or several other companies. Also open to those who live, work, worship, volunteer or attend school in the City of Richmond, Virginia. Associations of such persons, and household and family members of such persons as defined in Articles 1 and 5 of the Virginia Credit Union Act.
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Health
B
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. The Richmond Postal Credit Union In has a relatively low asset base.

Health Grade Components

Overall
NCUA #66929
Year Chartered1923
Employees18
Primary Regulator
Profit Margin
Return on Assets - YTD0.39%
Return on Equity - YTD2.7%
Annual Interest Income$2.6MM
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$74.7MM$77.5MM
LoansQ4 2015vs Q4 2014$33.8MM$34.6MM
DepositsQ4 2015vs Q4 2014$64.1MM$65.5MM
Equity CapitalQ4 2015vs Q4 2014$10.7MM$10.6MM
Loan Loss AllowanceQ4 2015vs Q4 2014$523.00K$420.00K
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$991.00K$514.00K
Real Estate OwnedQ4 2015vs Q4 2014$0$216.00K
Rates
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The Richmond Postal Credit Union In Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--Share Savings
0.20%$100-Traditional IRA
0.20%--Kids Club
0.20%--Teen Club
0.20%--Trust Savings
0.20%--Custodian Savings
0.10%$100-Christmas Club

The Richmond Postal Credit Union In CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.71%$500-60 Month CD
1.31%$500-48 Month CD
1.21%$500-36 Month CD
1.00%$100k-12 Month Century CD
0.80%$500-24 Month CD
0.80%$50k-12 Month Jumbo CD
0.65%$500-12 Month CD
0.40%$500-6 Month CD

The Richmond Postal Credit Union In IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.71%$500-60 Month IRA
1.31%$500-48 Month IRA
1.21%$500-36 Month IRA
0.80%$500-24 Month IRA
0.80%$50k-12 Month Jumbo IRA
0.65%$500-12 Month IRA
0.40%$500-6 Month IRA
Locations


The Richmond Postal Credit Union In Locations
Branch Office1601 Ownby LnRichmond, VA 23220