Featured Savings Rates
Featured Accounts

The Richmond Postal Credit Union In

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.96%5-year CD60 Month CD
1.00%1-year CD12 Month CD
0.20%SavingsTrust Savings

Overview / Commentary
804-355-9684
1601 Ownby Ln
Richmond, VA 23220

The Richmond Postal Credit Union In is headquartered in Richmond and is the 56th largest credit union in the state of Virginia. It is also the 1,881st largest credit union in the nation. It was established in 1923 and as of June of 2016, it had grown to 20 employees and 7,102 members at 1 location. The Richmond Postal Credit Union In's CD rates are 62% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in the city of Richmond, Virgina, and to employees of and retirees of the Richmond Virginia area Post Offices serving specific zip codes. Membership is also open to employees of Architectural Hardware, Inc., Paul D. Harvey, DDS, Northern Appraisal Group of Virginia, and over 20 other area employee groups.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. The Richmond Postal Credit Union In has a relatively low asset base.

Health Grade Components

Overall
NCUA #66929
Year Chartered1923
Employees20
Primary Regulator
Profit Margin
Return on Assets - YTD1.26%
Return on Equity - YTD8.55%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$73.9MM$74.8MM
LoansQ2 2016vs Q2 2015$33.5MM$33.7MM
DepositsQ2 2016vs Q2 2015$61.8MM$64.4MM
Equity CapitalQ2 2016vs Q2 2015$11.0MM$10.1MM
Loan Loss AllowanceQ2 2016vs Q2 2015$240.00K$690.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$612.00K$640.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$140.00K
Rates
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The Richmond Postal Credit Union In Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--Share Savings
0.20%$100-Traditional IRA
0.20%--Kids Club
0.20%--Teen Club
0.20%--Trust Savings
0.20%--Custodian Savings
0.10%$100-Christmas Club

The Richmond Postal Credit Union In CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.96%$500-60 Month CD
1.76%$500-48 Month CD
1.51%$500-36 Month CD
1.46%$100k-12 Month Century CD
1.26%$500-24 Month CD
1.26%$50k-12 Month Jumbo CD
1.00%$500-12 Month CD
0.65%$500-6 Month CD

The Richmond Postal Credit Union In IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.96%$500-60 Month IRA
1.76%$500-48 Month IRA
1.51%$500-36 Month IRA
1.26%$500-24 Month IRA
1.26%$50k-12 Month Jumbo IRA
1.00%$500-12 Month IRA
0.65%$500-6 Month IRA
Locations


The Richmond Postal Credit Union In Locations
Branch Office1601 Ownby LnRichmond, VA 23220