Featured Savings Rates
Featured Accounts

The United Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.10%5-year CD60 Month CD
0.25%1-year CD12 Month CD
0.20%SavingsShare Savings

Overview / Commentary
304-598-5010
3 Sunset Beach Rd
Morgantown, WV 26508-4431

The United Federal Credit Union is headquartered in Morgantown and is the 10th largest credit union in the state of West Virginia. It is also the 1,743rd largest credit union in the nation. It was established in 1973 and as of June of 2016, it had grown to 23 employees and 6,545 members at 4 locations. The United Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Monongalia & Preston Counties in West Virginia and Fayette County in Pennsylvania.
See current membership details

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Health
A
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. The United Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #21305
Year Chartered1973
Employees23
Primary Regulator
Profit Margin
Return on Assets - YTD1.19%
Return on Equity - YTD6.42%
Annual Interest Income$1.6MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$84.5MM$80.1MM
LoansQ2 2016vs Q2 2015$52.8MM$48.9MM
DepositsQ2 2016vs Q2 2015$65.0MM$62.6MM
Equity CapitalQ2 2016vs Q2 2015$15.8MM$14.7MM
Loan Loss AllowanceQ2 2016vs Q2 2015$384.00K$285.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$994.00K$815.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The United Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$25-Student Savings Account
0.60%$25-Youth Savings
0.50%--Holiday Club
0.50%--Vacation Club
0.35%*$5k*-Emergency Fund
OTHER TIERS: 0.30% $50 - $5k
0.30%--IRA Savings
0.20%*$5k*-Share Savings
OTHER TIERS: 0.15% $50 - $5k

The United Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$75k*-Money Market
OTHER TIERS: 0.15% $2,500 - $20k | 0.25% $20k - $75k

The United Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$2,500*-Premium Share Checking
OTHER TIERS: 0.15% $1k - $2,500

The United Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%$500-60 Month CD
0.80%$500-48 Month CD
0.75%$250-48 Month Flex
0.70%$25k-36 Month Jumbo
0.65%$500-36 Month CD
0.40%$500-24 Month CD
0.35%$1k-10 Month Special
0.35%$500-18 Month CD
0.25%$500-12 Month CD
0.15%$500-6 Month CD
0.10%$500-3 Month CD

The United Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%$500-60 Month IRA CD
0.70%$25k-36 Month Jumbo IRA CD
0.65%$500-36 Month IRA CD
0.35%$1k-10 Month Special IRA CD
0.35%$500-18 Month IRA CD
0.25%$500-12 Month IRA CD
Locations


The United Federal Credit Union Locations
Branch Office6610 State Route 819Mount Pleasant, PA 15666-3588
Branch Office585 Morgantown RdUniontown, PA 15401
Branch Office3 Sunset Beach RdMorgantown, WV 26508-4431
Branch Office3467 University Ave Ste 100Morgantown, WV 26505-3051