Overview / Commentary
55 Thiokol Rd
Elkton, MD 21921

Thiokol Elkton Federal Credit Union is headquartered in Elkton and is the 55th largest credit union in the state of Maryland. It is also the 3,295th largest credit union in the nation. It was established in 1958 and as of September of 2018, it had grown to 3 employees and 1,957 members at 1 location. Thiokol Elkton Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to employees of ATK Elkton, town of Elkton, Cecil County, or members of the Cecil County Fireman's Association.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Thiokol Elkton Federal Credit Union has a low asset base.

Health Grade Components

NCUA #12185
Year Chartered1958
Primary Regulator
Profit Margin
Return on Assets - YTD0.71%
Return on Equity - YTD5.2%
Annual Interest Income$443.00K
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$21.2MM$21.5MM
LoansQ3 2018vs Q3 2017$7.1MM$6.7MM
DepositsQ3 2018vs Q3 2017$18.2MM$18.7MM
Equity CapitalQ3 2018vs Q3 2017$2.9MM$2.7MM
Loan Loss AllowanceQ3 2018vs Q3 2017$241.00K$239.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$116.00K$111.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
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Thiokol Elkton Federal Credit Union Savings Account Rates

0.23%--IRA Share Account
0.13%--Regular Share Account
0.13%--Christmas Club
0.13%--Vacation Club Account

Thiokol Elkton Federal Credit Union CD Rates

0.85%$500-60 Month CD
0.80%$500-48 Month CD
0.60%$500-36 Month CD
0.50%$500-24 Month CD
0.40%$500-12 Month CD
0.30%$500-6 Month CD

Thiokol Elkton Federal Credit Union IRA Rates

0.85%$500-60 Month IRA
0.80%$500-48 Month IRA

Thiokol Elkton Federal Credit Union Locations
Branch Office55 Thiokol RdElkton, MD 21921

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