Triad Bank is offering a special 2.05% APY 12-month CD. Minimum deposit is $10,000. This special doesn't appear to be listed at the bank's website. It was advertised in today's (2/07/2010) St. Louis Post-Dispatch newspaper. The ad is available online here.
This is a very similar promotion that the bank was offering in March 2009 when this 12-month CD yield was 3.05%. You can see how much rates have fallen since then.
It appears that a branch visit is required to open an account. The bank is located in Frontenac, Missouri which is in the suburbs of St. Louis.
The bank's ratings for safety and soundness have improved since last year. The ratings are now at or above average: 3 stars (performing) at Bankrate.com and 4 stars (excellent) at BauerFinancial. Both ratings are based on 9/30/09 financial data. The bank has been a FDIC member since 2005 (FDIC Certificate # 58121).