Featured Savings Rates
Featured Accounts

Tri-Lakes Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.10%1-year CD12 Month CD
0.05%SavingsRegular Shares
0.55%4-year CD48 Month CD

Overview / Commentary
197 Broadway
Saranac Lake, NY 12983

Tri-Lakes Federal Credit Union is headquartered in Saranac Lake and is the 202nd largest credit union in the state of New York. It is also the 3,677th largest credit union in the nation. It was established in 1978 and as of June of 2017, it had grown to 8 employees and 2,270 members at 2 locations. Tri-Lakes Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Altamont, Franklin, Harrietstown, Santa Clara, Brighton, St. Armand, Wilmington, Keene or North Elba, New York
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Tri-Lakes Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #23198
Year Chartered1978
Employees8
Primary Regulator
Profit Margin
Return on Assets - YTD0.59%
Return on Equity - YTD8.09%
Annual Interest Income$292.00K
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$16.3MM$15.0MM
LoansQ2 2017vs Q2 2016$9.1MM$8.8MM
DepositsQ2 2017vs Q2 2016$14.9MM$13.9MM
Equity CapitalQ2 2017vs Q2 2016$1.2MM$1.1MM
Loan Loss AllowanceQ2 2017vs Q2 2016$40.00K$47.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$45.00K$68.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Tri-Lakes Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%-$100Regular Shares
0.05%--IRA Regular Shares
0.05%--All Club Account

Tri-Lakes Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$25k*-Money Market Account
OTHER TIERS: 0.10% $2,500 - $10k | 0.15% $10k - $25k

Tri-Lakes Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%$500-48 Month CD
0.30%$500-36 Month CD
0.20%$500-24 Month CD
0.15%$500-18 Month CD
0.10%$500-12 Month CD

Tri-Lakes Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%$500-48 Month Share IRA
0.45%$500-36 Month Share IRA
0.35%$500-24 Month Share IRA
Locations


Tri-Lakes Federal Credit Union Locations
Branch Office197 BroadwaySaranac Lake, NY 12983
Branch Office453 Wesvalley RdLake Placid, NY 12946-1371