Tuscaloosa VA Federal Credit Union has a special 4.33% APY 15-month certificate of deposit. Minimum deposit is $1,000. This special is listed at the credit union's rate table as of 1/30/09. Since there's no effective date on the table, I called and verified that it's still available. I was told it just started last week, so it may continue into February, but there's no guarantee. It's only available as a regular CD, and not an IRA.
Membership is open to those who live, work, worship or attend school in Tuscaloosa or Sumter County, Alabama. Refer to the credit union's Join-Today Page for more details. Membership requires a minimum $25 balance in the share savings account.
Branches are located in Tuscaloosa, Northport and Livingston, Alabama.
The credit union has some fair ratings for soundness: 3 stars (adequate) at BauerFinancial and 3 stars (performing) at Bankrate.com. Both ratings are based on 9/30/08 financial data.
The credit union is federally insured by the NCUA (Charter # 7532).