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Overview / Commentary
331 Madison St
Fairmont, WV 26554-3124

U S Employees Federal Credit Union (WV) is headquartered in Fairmont and is the 81st largest credit union in the state of West Virginia. It is also the 5,433rd largest credit union in the nation. It was established in 1950 and as of December of 2017, it had grown to 337 members at 1 location. U S Employees Federal Credit Union (WV) has a C- health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. U S Employees Federal Credit Union (WV) has a very low asset base.

Health Grade Components

NCUA #6672
Year Chartered1950
Primary Regulator
Profit Margin
Return on Assets - YTD0.36%
Return on Equity - YTD2.31%
Annual Interest Income$39.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$894.00K$774.00K
LoansQ4 2017vs Q4 2016$575.00K$658.00K
DepositsQ4 2017vs Q4 2016$762.00K$646.00K
Equity CapitalQ4 2017vs Q4 2016$130.00K$125.00K
Loan Loss AllowanceQ4 2017vs Q4 2016$19.00K$18.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$64.00K$16.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0

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U S Employees Federal Credit Union (WV) Locations
Branch Office331 Madison StFairmont, WV 26554-3124

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