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Overview / Commentary
315-734-2423
180 Genesee St
New Hartford, NY 13413-2200

Umico Federal Credit Union is headquartered in New Hartford and is the 251st largest credit union in the state of New York. It is also the 4,335th largest credit union in the nation. It was established in 1939 and as of March of 2018, it had grown to 3 employees and 1,159 members at 1 location. Umico Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to employees of Utica National Insurance Group.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Umico Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #3313
Year Chartered1939
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD-0.16%
Return on Equity - YTD-1.43%
Annual Interest Income$58.00K
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$8.1MM$7.6MM
LoansQ1 2018vs Q1 2017$4.8MM$4.4MM
DepositsQ1 2018vs Q1 2017$7.2MM$6.8MM
Equity CapitalQ1 2018vs Q1 2017$841.00K$865.00K
Loan Loss AllowanceQ1 2018vs Q1 2017$17.00K$8.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$5.00K$9.00K
Real Estate OwnedQ1 2018vs Q1 2017$0$0
Rates
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Umico Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--Share Account
0.15%--Holiday Club

Umico Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--12 Month CD
0.40%--6 Month CD
Locations


Umico Federal Credit Union Locations
Branch Office180 Genesee StNew Hartford, NY 13413-2200

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